
Smart Loan Planner & Calc
Mortgage, Auto & Loan Calc
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Free
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About
Loan Planner is a fast, private loan calculator for mortgages, auto loans, and personal loans. See exactly what a loan will cost before you commit — no bank account, no sign-in, no ads.
FEATURES
• Mortgage, Auto & Personal Loan Calculators
Enter loan amount, interest rate, and term to instantly see your monthly payment, total interest, and total cost.
• Full Amortization Schedule
Browse a complete month-by-month payment breakdown showing principal, interest, and remaining balance — export it as a PDF or CSV to share or keep for your records.
• Early Payoff & What-If Analysis
See how extra payments, a shorter term, or a lower rate change your payoff date and how much interest you save.
• Compare Loan Scenarios Side by Side
Save multiple loans and compare their monthly payments, total interest, and payoff timelines to make a confident decision.
• Save Your Loans
Keep a history of your calculations, all stored privately on your device.
• Clean, Modern Design
A fast, distraction-free dark interface built for iPhone and iPad.
PRIVACY FIRST
Loan Planner is a calculator, not a lender. It does not connect to any bank, does not process loan applications, and does not sell or broker loans. All your saved loans and settings stay on your device — nothing is uploaded to a server. There are no ads and no third-party analytics tracking your activity.
Whether you're shopping for a mortgage, financing a car, or comparing personal loan offers, Loan Planner gives you clear numbers to plan with confidence.
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What's New in Smart Loan Planner & Calc
1.1
September 22, 2026
new icon application.





