Best Loan Planner Apps

248+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

The best loan planner apps on iPhone average 4.6★ across 248+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Loan Planner Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
2EMI Calculator: Loan PlannerEMI Calculator: Loan PlannerFree4.4★ (80)NoNoAug 2026
3Student Loan PlannerStudent Loan PlannerFree5.0★ (15)NoNoAug 2026
4Loan Planner – EMI & PayoffLoan Planner – EMI & PayoffFreeNoNoMay 2026
5EMI Calculator & Loan PlannerEMI Calculator & Loan PlannerFree4.1★ (9)YesYesAug 2026
6EMI Calculator: Loan PlannerEMI Calculator: Loan PlannerFreeYesNoMay 2026
7Loan Planner & EMI CalculatorLoan Planner & EMI CalculatorFreeNoNoMay 2026
8EMI Calculator - Loan Planner*EMI Calculator - Loan Planner*FreeNoNoAug 2026

Top Picks for Loan Planner

Loan Calculator - Debt Planner#1

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Editor's Choice
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
Student Loan Planner#3

Student Loan Planner by SL PLANNER LLC

Student loan discussion groups
Worth Considering
🌐 Social Networking
5.0(15 ratings)
Free
Student Loan Planner screenshot 1
Student Loan Planner screenshot 2
Student Loan Planner screenshot 3
Student Loan Planner screenshot 4

Connect with other student loan borrowers to share experiences and discuss repayment strategies. This ad-free community allows you to explore various loan topics, join profession-specific groups, and learn from peers.

More Loan Planner apps to explore

4
Loan Planner – EMI & Payoff
Loan Planner – EMI & Payoff
Loan Planner – EMI & Payoff
Loan & Debt Calculator
Free
💰 Finance
(0)
5
EMI Calculator & Loan Planner
EMI Calculator & Loan Planner
EMI Calculator & Loan Planner
Financial Calculator GST Tool
Free

This app helps you calculate loan repayments, including EMIs, interest, and principal. It offers clear breakdowns, visual charts, and the ability to plan prepayments to save on interest. It also includes GST calculation, currency conversion, and finance news.

EMI calculation for various loan typesRepayment schedule and breakdownPrepayment planning and interest savings
💰 Finance
(9)
free with in-app purchases
6
EMI Calculator: Loan Planner
EMI Calculator: Loan Planner
EMI Calculator: Loan Planner
Accurate Loan Manager
Free
💰 Finance
(0)
7
Loan Planner & EMI Calculator
Loan Planner & EMI Calculator
Loan Planner & EMI Calculator
Loan Planner
Free
💰 Finance
(0)
8
EMI Calculator - Loan Planner*
EMI Calculator - Loan Planner*
EMI Calculator - Loan Planner*
Housing loan EMI calculator
Free
🔧 Utilities
(0)
9
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Instant loan EMI Planner
Free
💰 Finance
(0)
10
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(455K)
subscription
11
SIP & Loan Planner Calculator
SIP & Loan Planner Calculator
SIP & Loan Planner Calculator
SIP Return Calculator
Free

Calculate potential returns on your Systematic Investment Plan (SIP) with ease. This tool offers quick calculations, goal planning, and comparison features for both beginners and experienced investors. Plan your investments and withdrawals effectively.

Quick SIP calculationsGoal planningSWP calculation
💰 Finance
(1)
ad-supported
12
Loan EMI Calculator :Loan Calc
Loan EMI Calculator :Loan Calc
Loan EMI Calculator :Loan Calc
Mortgage Loan EMI Calculator
Free

This personal finance assistant simplifies loan management and investment planning. Calculate EMIs, plan SIPs, and compare loan options to make informed financial decisions.

EMI Calculator for various loan typesSIP Calculator for mutual fundsFinancial planner with insights
💰 Finance
(4)
free with in-app purchases
13
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases
14
Instant Loan - Calculator App
Instant Loan - Calculator App
Instant Loan - Calculator App
Smart Loan & EMI Planner
Free

This financial planning tool helps users understand and compare various loan options, including personal, home, car, and business loans. It offers accurate calculators for EMIs and provides educational insights into credit scores and loan eligibility.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(71)
ad-supported
15
Personal Loan: EMI Calculator
Personal Loan: EMI Calculator
Personal Loan: EMI Calculator
Loan & EMI Planner
Free

This finance app helps you understand loans and savings. It offers calculators for EMI, affordability, and debt-to-income ratios, along with educational guides on various loan types and credit scores. Get personalized guidance and learn best practices for smarter financial decisions.

EMI CalculatorLoan Affordability CalculatorSavings Planner
💰 Finance
(2)
ad-supported
16
Bear Loan Calculator
Bear Loan Calculator
Bear Loan Calculator
Loan Calculation Easier
Free

Easily calculate monthly loan payments, including principal and interest. Generate detailed repayment schedules, set payment reminders, and export data to Excel. Manage personal loans and mortgages effectively.

Monthly loan payment calculationRepayment schedule generationLoan repayment reminders
💰 Finance
(56)
free with in-app purchases
17
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(41K)
free
18
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
19
Loan Calculator: Loan Planner
Loan Calculator: Loan Planner
Loan Calculator: Loan Planner
by Cloud Motion Lab LLC
Free
💰 Finance
(0)
20
Loan Calculator – Planner
Loan Calculator – Planner
Loan Calculator – Planner
Loan; Compare, Save & Export
Free
💰 Finance
(0)

FAQ about Loan Planner

What are the best loan planner apps for iPhone?
Loan Calculator - Debt Planner tops our loan planner apps ranking as of August 2026, with a 4.6-star average from 22K App Store ratings, and it's free to download.
Yes — 20 of the top loan planner apps we rank are free to download, including Loan Calculator - Debt Planner and EMI Calculator: Loan Planner.
Loan Calculator - Debt Planner shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 248+ loan planner apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you understand the full financial impact of loans and mortgages. It goes beyond basic monthly payments to show you the total interest you'll pay over the life of the loan, when you'll be debt-free, and how extra payments can save you money. It also provides detailed amortization schedules and visualizations of your payoff journey.
Key features include revealing total interest paid, calculating your debt-free date, analyzing savings from extra payments, providing detailed amortization schedules, allowing side-by-side comparison of multiple loan scenarios, and visualizing your payoff progress with graphs. It also includes bonus calculators for credit cards and rental properties.

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