Best Loan Planner Apps

248+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

The best loan planner apps on iPhone average 4.6★ across 248+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Loan Planner Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Planner – EMI & PayoffLoan Planner – EMI & PayoffFree—NoNoMay 2026
2Debt Snowball - Payoff PlannerDebt Snowball - Payoff PlannerFree4.7★ (1.3K)NoYesOct 2026
3Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (23K)YesYesOct 2026
4EMI Calculator: Loan PlannerEMI Calculator: Loan PlannerFree4.4★ (88)NoNoOct 2026
5Student Loan PlannerStudent Loan PlannerFree5.0★ (15)NoNoAug 2026
6EMI Calculator: Loan PlannerEMI Calculator: Loan PlannerFree—YesNoMay 2026
7EMI Calculator & Loan PlannerEMI Calculator & Loan PlannerFree4.1★ (9)YesYesAug 2026
8EMI Calculator - Loan Planner*EMI Calculator - Loan Planner*Free—NoNoAug 2026

Top Picks for Loan Planner

Debt Snowball - Payoff Planner#2

Debt Snowball - Payoff Planner by Polybit Studio Pty Ltd

Credit card & payment tracker
Strong Contender
💰 Finance
4.7😞(1.3K ratings)
FreeIn-App Purchases
Debt Snowball - Payoff Planner screenshot 1
Debt Snowball - Payoff Planner screenshot 2
Debt Snowball - Payoff Planner screenshot 3
Debt Snowball - Payoff Planner screenshot 4
Debt Snowball - Payoff Planner screenshot 5
Debt Snowball - Payoff Planner screenshot 6

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

What We Love

  • 👍 Simple and easy-to-use interface
  • 🚀 Straightforward debt tracking
  • 💡 Debt payment strategies
  • 🔒 Secure data storage

Room to Improve

  • 🐛 Bugs and glitches
  • 💰 Paid features not worth the cost
  • 🔍 Limited functionality for the price
  • 🔢 Inaccurate balance calculations
Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, Lease & Payoff
Worth Considering
💰 Finance
4.6😐(23K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
  • 📵 Difficulty disabling ads

More Loan Planner apps to explore

FAQ about Loan Planner

Are there free loan planner apps for iPhone?
Yes — 20 of the top loan planner apps we rank are free to download, including Loan Planner – EMI & Payoff and Debt Snowball - Payoff Planner.
Loan Planner – EMI & Payoff has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ loan planner apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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