Best Loan Planner Apps

229+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

The best loan planner apps on iPhone average 4.6★ across 229+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Loan Planner Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
2EMI Calculator: Loan PlannerEMI Calculator: Loan PlannerFree4.4★ (80)NoNoMay 2026
3Student Loan PlannerStudent Loan PlannerFree5.0★ (15)NoNoMay 2026
4Loan Planner & EMI CalculatorLoan Planner & EMI CalculatorFreeNoNoMay 2026
5Loan Planner – EMI & PayoffLoan Planner – EMI & PayoffFreeNoNoMay 2026
6EMI Calculator: Loan PlannerEMI Calculator: Loan PlannerFreeYesNoMay 2026
7Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoAug 2026
8EMI Calculator - Loan Planner*EMI Calculator - Loan Planner*FreeNoNoMay 2026

Top Picks for Loan Planner

Loan Calculator - Debt Planner#1

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Editor's Choice
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
Student Loan Planner#3

Student Loan Planner by SL PLANNER LLC

Student loan discussion groups
Worth Considering
🌐 Social Networking
5.0(15 ratings)
Free
Student Loan Planner screenshot 1
Student Loan Planner screenshot 2
Student Loan Planner screenshot 3
Student Loan Planner screenshot 4

Connect with other student loan borrowers to share experiences and discuss repayment strategies. This ad-free community allows you to explore various loan topics, join profession-specific groups, and learn from peers.

More Loan Planner apps to explore

4
Loan Planner & EMI Calculator
Loan Planner & EMI Calculator
Loan Planner & EMI Calculator
Loan Planner
Free
💰 Finance
(0)
5
Loan Planner – EMI & Payoff
Loan Planner – EMI & Payoff
Loan Planner – EMI & Payoff
Loan & Debt Calculator
Free
💰 Finance
(0)
6
EMI Calculator: Loan Planner
EMI Calculator: Loan Planner
EMI Calculator: Loan Planner
Accurate Loan Manager
Free
💰 Finance
(0)
7
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
8
EMI Calculator - Loan Planner*
EMI Calculator - Loan Planner*
EMI Calculator - Loan Planner*
Housing loan EMI calculator
Free
🔧 Utilities
(0)
9
Loan EMI Calculator :Loan Calc
Loan EMI Calculator :Loan Calc
Loan EMI Calculator :Loan Calc
Mortgage Loan EMI Calculator
Free

This personal finance assistant simplifies loan management and investment planning. Calculate EMIs, plan SIPs, and compare loan options to make informed financial decisions.

EMI Calculator for various loan typesSIP Calculator for mutual fundsFinancial planner with insights
💰 Finance
(3)
free with in-app purchases
10
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases
11
EMI Calculator & Loan Planner
EMI Calculator & Loan Planner
EMI Calculator & Loan Planner
Financial Calculator GST Tool
Free

This app helps you calculate loan repayments, including EMIs, interest, and principal. It offers clear breakdowns, visual charts, and the ability to plan prepayments to save on interest. It also includes GST calculation, currency conversion, and finance news.

EMI calculation for various loan typesRepayment schedule and breakdownPrepayment planning and interest savings
💰 Finance
(9)
free with in-app purchases
12
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Money Manager: Early Repayment
Free

This app helps you manage your finances by calculating EMIs for various loans, planning investments, and converting currencies. It offers tools for personal, business, and mortgage loans, as well as savings calculators and unit converters.

Loan EMI calculationInvestment and savings planningCurrency conversion
💰 Finance
(0)
free with in-app purchases
13
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(7.2K)
free with in-app purchases
14
Instant Loan - Calculator App
Instant Loan - Calculator App
Instant Loan - Calculator App
Smart Loan & EMI Planner
Free

This financial planning tool helps users understand and compare various loan options, including personal, home, car, and business loans. It offers accurate calculators for EMIs and provides educational insights into credit scores and loan eligibility.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(71)
ad-supported
15
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.4K)
free with in-app purchases
16
SIP & Loan Planner Calculator
SIP & Loan Planner Calculator
SIP & Loan Planner Calculator
SIP Return Calculator
Free

Calculate potential returns on your Systematic Investment Plan (SIP) with ease. This tool offers quick calculations, goal planning, and comparison features for both beginners and experienced investors. Plan your investments and withdrawals effectively.

Quick SIP calculationsGoal planningSWP calculation
💰 Finance
(1)
ad-supported
17
Loan Calculator: Loan Planner
Loan Calculator: Loan Planner
Loan Calculator: Loan Planner
by Cloud Motion Lab LLC
Free
💰 Finance
(0)
18
EMI Planner: Loan Calculator
EMI Planner: Loan Calculator
EMI Planner: Loan Calculator
Amortization Mortgage Tracker
Free

This app offers a suite of financial calculators to simplify loan and investment planning. Easily estimate mortgage payments, calculate EMIs, and understand compound growth for informed financial decisions.

Mortgage calculatorLoan and EMI calculatorSIP and lumpsum investment planning
💰 Finance
(0)
ad-supported
19
Bear Loan Calculator
Bear Loan Calculator
Bear Loan Calculator
Loan Calculation Easier
Free

Easily calculate monthly loan payments, including principal and interest. Generate detailed repayment schedules, set payment reminders, and export data to Excel. Manage personal loans and mortgages effectively.

Monthly loan payment calculationRepayment schedule generationLoan repayment reminders
💰 Finance
(56)
free with in-app purchases
20
Amortization Loan Calculator +
Amortization Loan Calculator +
Amortization Loan Calculator +
Mortgage & Car Payoff Calc
Free

Easily analyze and compare loan options with this tool. Calculate overpayments, manage multiple loans, and track savings from early repayments. Securely sync your data and make informed financial decisions.

Loan and mortgage analysisOverpayment calculationsAnnuity and differentiated repayment
💰 Finance
(104)
freemium

FAQ about Loan Planner

What are the best loan planner apps for iPhone?
Loan Calculator - Debt Planner tops our loan planner apps ranking as of July 2026, with a 4.6-star average from 22K App Store ratings, and it's free to download.
Yes — 20 of the top loan planner apps we rank are free to download, including Loan Calculator - Debt Planner and EMI Calculator: Loan Planner.
Loan Calculator - Debt Planner shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 229+ loan planner apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you understand the full financial impact of loans and mortgages. It goes beyond basic monthly payments to show you the total interest you'll pay over the life of the loan, when you'll be debt-free, and how extra payments can save you money. It also provides detailed amortization schedules and visualizations of your payoff journey.
Key features include revealing total interest paid, calculating your debt-free date, analyzing savings from extra payments, providing detailed amortization schedules, allowing side-by-side comparison of multiple loan scenarios, and visualizing your payoff progress with graphs. It also includes bonus calculators for credit cards and rental properties.

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