It’s decent, but limited
I use the app knowing it is in no way an accurate pay-off calculation. The reason why is there is not a way to differentiate between the types of debt. Interest on a credit card accumulates differently than it does on an auto or personal loan. I mainly use it to see how much I am applying to the next debt for pay-off. I do wish it let you select the type for each debt instead of a generic entry.
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Disappointing
Wish I had read Coyas review before I spent the money. It tells you strategies for paying off debt but no place to put in your income. Just gives these freeball numbers that are higher than my income. I was looking for a strategy for MY BUDGET. Not for the money that grows on trees. Still haven’t found that seed yet.
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Using it
I would like to see that you can make an additional payment other than on the payment due date
Fonctionnalité à ajouter
Une appli fonctionnelle, et facile d’usage et qui plus est en français. Elle fais le job, il manque juste la possibilité de faire entrer des paiements en extra pour accélérer les remboursements si cas échéant. En ajoutant cette fonction, l’app mériterait largement 5 étoiles ! En espérant avoir cette fonctionnalité dans un futur proche…:)
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Almost perfect
This app would be perfect if you could easily add (+) an extra payment from within a debt-view page. Currently it appears I can only track scheduled payments. Workaround is to edit the toal owed amt
Good for me
Maybe not for everyone but I personally appreciate the simplicity of this app. I just need to see all my debts in one place and monitor/track my progress. THAT’s IT!!! None of the extra nonsense. No extra tabs. No random features I don’t need. No ads. No begging me to upgrade to premium. Etc.
Not helpful
Save yourself the money and look up on Google what the avalanche and snowball method are. All it does it tell you. I was expecting that in addition to organizing my debts, that it would roll a payment into the next once something was paid off, and it definitely did not.
Classic bait and switch.
Classic bait and switch.
Wish I could add ALL debts
Wish you could add debt without putting in a payment schedule. I’d like to be able to add ALL debt, not just the ones I’m actively paying off. Otherwise, it does exactly what I’m looking for!
Almost great
Why is there a requirement of $949 for repayment amount? What if I want to pay $100/mo
Garbage
Save your money and buy a notepad and a pencil. Those are just as effective as this scamware.
Good but could do with some improvements
I like that the app has a simple interface - I don’t need a lot of features. It’s definitely missing some things - there should be an option to add in monthly fees rather than just interest, and it would be good if there was a graph/pie chart view so you can compare your debts visually, not just in a list. The choice of payment strategies is a good idea but you have to pay $10 to apply it and it doesn’t seem to actually do anything other than recalculate the timeline to pay off your debts - it doesn’t actually show you how to adjust your repayments in order to make the new timeline.
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Price increased
I thoroughly enjoy the app. However, I recently had to re-purchase it for $6.99, which I find unfair. I first bought it in October 2020 for $2.99. Considering this, I’ll give it 3 stars.
Useless
This app is useless. Save your $7!
Waste of time
What a waste of my time.
Buyer Beware
Simply put, this is not a great app. It’s buggy and it does not provide a great user experience for what it claims to be. It’s not a great app if you are looking to organize a creative a payment strategy for your debts.
I attempted to get a refund after buying the full version of the app thinking it would make the experience better. They denied me a refund.
I attempted to get a refund after buying the full version of the app thinking it would make the experience better. They denied me a refund.
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Couldn’t even use it.
Just as I was entering my last account the app crashed and now every time I try to use it all I get is a prompt to email support. Can’t do anything, just constant prompts. Three emails later still no response. So glad I didn’t pay for it. I already found a different app, but I’d think twice about spending money on this one.
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Don’t bother!
This app is terrible, don’t waste your money as it don’t explain very much. I’ve emailed the owners and has not replied. There is much better apps out there
Please add monthly fee option!!!!
I love this app- it is the best and easiest debt tracker app I have found BUT please add an option for a monthly fee to be added rather than interest. With so many interest free options these days many off my debts include a $10 monthly fee and there is no way for this to be automatically calculated which means my amounts are wrong and need to be adjusted manually every month.
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Misleading
This app is very misleading. I purchased it thinking it would give options to plan your debt snowball but all it does is organize your debt from smallest to largest. A piece of paper can do that. I will be inquiring about a refund even if it is only $6.99
Very Basic
Despite paying the £6.99 the app tells me to carry on making minimum payments with massive balloon payments near the end (regardless of which payment strategy is selected)
I want my money back!
I want my money back!
