Debt Guide - Payoff Planner

Debt Guide - Payoff Planner

Snowball Calculator & Tracker

47 ratings
12 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • March 23, 2025
  • July 18, 2026

Features

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About

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

Personalized debt repayment plans
Snowball and Avalanche payoff methods
Track multiple loans and credit cards
Payment reminders and alerts
Interactive progress charts and graphs
Ad-free experience
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What's New in Debt Guide

1.1.1

July 18, 2026

This version of Debt Guide - Payoff Planner includes bug fixes & performance improvements.

Subscription plans

Premium Yearly

Debt Guide Premium Yearly Subscription

$39.991 Year
7 Days trial
Price Updates
May 18, 2026$39.99
December 4, 2025$29.99
October 24, 2025$39.99
June 30, 2025$29.99
April 30, 2025$19.99
April 10, 2025$19.99
How to cancel Debt Guide subscription ⁉️
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In-App Purchases

$79.99

Premium Lifetime

Lifetime access to Debt Guide premium.

User reviews

One of BEST!!!

I have tried many apps, and this is one of the best. It’s excellent for debit tracking. Some features are missing, such as the ability to record loans given to others and an installment category. Also, custom payment options are not available. Otherwise, it’s a great app overall and highly recommended. 👍
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It’s a real struggle to record payments…

Using this app. It has my information in it and when I go to show that a payment has been made there’s no place to do that. Until this is fixed, I find this app useless.

It’s okay

Not what I was hoping for. No options to make extra payments other than once a month. I usually make several extra payments within the month. I run on a weekly and monthly budget. I prefer to make my extra payments weekly or when I end up having extra money.

Fantastic but could use linking

Amazing app, clearly laid out a plan for me. However, all tracking is manual, and transactions can’t be added to the cards

Great potential

This app has great potential as a budget supplemental tool to help you “see” your debt and develop a game plan for paying it down. There are still some issues such as once you enter a payment, you can’t edit or delete the transaction. Second, once you enter a payment with the extra, I wish you could “see” the extra because right now my principal doesn’t decrease proportionally to the extra payment on the principal. I bought lifetime access, but I’ll probably explore other apps in hopes of finding “the one to rule them all”.
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Developer apps

FAQ

How does Debt Guide help users become debt-free?

Debt Guide provides a structured approach to debt management by allowing users to input all their debts, choose a payoff strategy (Snowball or Avalanche), and track their progress. The app also offers payment reminders to help users stay consistent.

What payoff strategies does Debt Guide offer?

Debt Guide supports two popular debt payoff strategies: the Debt Snowball method, which focuses on paying off the smallest balances first, and the Debt Avalanche method, which prioritizes debts with the highest interest rates.

Can I track all my debts in Debt Guide?

Yes, Debt Guide allows you to manage all your loans, credit cards, and other debts in one place. You can input details such as balances, interest rates, and due dates for a comprehensive financial overview.

Does Debt Guide offer payment reminders?

Yes, Debt Guide provides timely payment reminders to help users avoid missing due dates. This feature is designed to help users maintain a healthy credit score and avoid late fees.

What are the subscription options for Debt Guide?

Debt Guide offers a Premium Monthly subscription for $9.99/month and a Premium Yearly subscription for $39.99/year. The yearly plan includes a 7-day free trial.

Is Debt Guide available on all devices?

Debt Guide is currently supported on iPhone, iPad, and iPod devices, indicating compatibility with Apple's iOS ecosystem.

How often is Debt Guide updated?

The latest version of Debt Guide is 1.0.23, and it was last updated on October 29, 2025. This suggests a relatively active development cycle for the application.

What is the user sentiment for Debt Guide based on ratings?

Debt Guide has a high rating of 4.8 stars from 35 ratings, indicating that users generally have a very positive experience with the app and find its features effective for managing debt.