Best Debt Payoff Planner Apps

4.7😊(7.3K ratings)

FreeAdsIn-App Purchases

#71in Finance

Debt Payoff Planner & Tracker screenshot 1

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Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

💯 Excellent debt tracking and planning
🔍 Detailed debt breakdown and payoff timeline
🎯 Helps stay motivated and on track
👍 Simple and easy to use interface
🤑 Affordable premium subscription
🔢 Customizable debt payoff strategies

Room to Improve

🐛 Occasional app crashes and stability issues
📆 Lack of flexible payment frequency options (weekly, bi-weekly)
💰 Frustration with premium-only features
🔢 Difficulty making changes to existing debt entries
💸 Concerns about recurring subscription costs

Debt Snowball - Payoff Planner by Polybit Studio Pty Ltd

Credit card & payment tracker

Strong Contender

4.7😞(1.3K ratings)

FreeIn-App Purchases

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This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

What We Love

👍 Simple and easy-to-use interface
🚀 Straightforward debt tracking
💡 Debt payment strategies
🔒 Secure data storage

Room to Improve

🐛 Bugs and glitches
💰 Paid features not worth the cost
🔍 Limited functionality for the price
🔢 Inaccurate balance calculations

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending

Worth Considering

Debt Payoff Box: Snowball Plan

4.7😐(84K ratings)

FreeIn-App Purchases

#13in Finance

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This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

👍 Useful budgeting tool
🚀 Helps with financial organization
💡 Customizable budgeting categories
👍 Easy to use and intuitive
🚀 Simplifies budgeting process

Room to Improve

💰 Expensive subscription
🐛 Connectivity issues with Canadian banks
🐛 Bugs and glitches
🔍 Lack of support and tutorials
🚫 Limited functionality in free version

More Debt Payoff Planner apps to explore

Loan Tracker and Planner

Debt payoff planningSnowball and avalanche methodsExtra payment strategy

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

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Rocket Money - Bills & Budgets

Subscription & Expense Manager

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

(391K)

Debt Guide - Payoff Planner

Snowball Calculator & Tracker

Personalized debt repayment plansSnowball and Avalanche payoff methodsTrack multiple loans and credit cards

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

Changed: Automate Debt Payoff

(49)

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Track Debt, Pay It Down Faster

Automated extra paymentsRound up purchasesTrack all debt types

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

(5.6K)

Never worry about money again

YNAB

Create and share unlimited spending plansAutomatically import transactionsManually add transactions

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Fleur - Budget Planner App

(62K)

subscription

Bill Organizer & Money Tracker

Log expenses and incomeSet monthly budgetsTrack spending habits

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

(13K)

Eliminate: Debt Payoff Planner

Pay it down. Own your future.

Visualize debt-free dateSnowball or avalanche payoff methodsPayment reminders and alerts

This app helps you track and pay down debt without connecting to your bank. It visualizes your debt-free date, offers payoff strategies, and sends payment reminders. Your financial data remains private and stored only on your device.

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(2)

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Debt Manager & Tracker

Debt Magic: Payoff Planner

(0)

Snowball Loan Calculator

Debt payoff calculatorCompare Snowball vs. Avalanche methodsVisualize extra payment impact

This free financial tool helps you visualize and accelerate your debt payoff journey. Track all your loans and credit cards in one place, compare different payment strategies, and see the impact of extra payments on your total interest and payoff timeline.

Debt Payoff Planner: MagicDebt

(16)

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Credit Card Manager Tracker

Smart debt allocation engineVisual progress tracking with chartsCard limit, rate, and payment management

This app helps you manage credit cards and pay off debt faster. It intelligently allocates your income across cards based on balances, limits, and interest rates, providing visual progress tracking and reminders.

🌟 Lifestyle

(1)

DebtDrop: Debt Payoff Planner

See Your Debt-Free Date

Personalized payoff planAvalanche and Snowball methodsMonthly payment guidance

This app provides a personalized, step-by-step plan to eliminate your debts efficiently. It offers two proven payoff methods and visualizes your progress, helping you save money and understand the true cost of your debt.

(3)

Payooo: Debt Payoff Planner

Snowball & Avalanche methods

Debt Snowball & Avalanche methodsInteractive debt calculatorPersonalized monthly payment schedule

This app helps you eliminate debt faster using proven strategies like Snowball and Avalanche. Visualize your payoff journey, calculate the impact of extra payments, and receive a personalized monthly plan. It prioritizes your data privacy with offline support and no bank account linking.

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(1)

Estimate debt payoff timelinesProject total interest and paymentsCompare payoff scenarios

Debt Payoff Planner

by Business Insights ICT

$1.99

This app helps you visualize and plan debt payoff scenarios for credit cards and mortgages. It provides practical projections to estimate payoff timelines, total interest, and the impact of different payment amounts, enabling informed financial decisions.

Bills Organizer & Reminder

(5)

paid

Bill Manager and Bill Monitor

Bill tracking and managementCustomizable payment remindersRecurring and one-time bill setup

Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

(24K)

DebtWise — Debt Payoff Planner

Your Order. Your Freedom Date

Debtoff – Debt Payoff Planner

(0)

Loan Calculator & Tracker

All-in-one debt and loan managementRepayment schedule and remindersLoan and debt repayment planning

Organize and manage all your loans, mortgages, and debts in one place. Set up repayment schedules, receive timely reminders to avoid late fees, and track your progress towards becoming debt-free.

🔧 Utilities

(2)

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Payback: Debt & IOU Tracker

Money lent to friends & family