Eliminate: Debt Payoff Planner
Pay it down. Own your future.
About
This app helps you track and pay down debt without connecting to your bank. It visualizes your debt-free date, offers payoff strategies, and sends payment reminders. Your financial data remains private and stored only on your device.
What's New in Eliminate
1.1.0
October 10, 2026
Loan tracking (Pro) Add car loans, student loans and personal loans alongside your credit cards. Loans show how much you have paid off instead of credit utilization, and they join your payoff plan automatically. Easier to get around Monthly Budget, Charts and Recurring are now in the new More menu on iPhone, and in a full tab bar on iPad. Sharper payoff numbers Interest estimates in the Payment Rhythm panel now use your real due date, so the figures reflect what paying early would actually save you. Loans also carry a reminder to ask your lender to apply extra payments to principal. A fresh look A refreshed app icon and launch screen, plus clearer contrast throughout the payoff screen in dark themes.
MoreSubscriptions & In-App Purchases
Eliminate Pro Monthly
Monthly subscription for all pro tools
FAQ
Does Eliminate have ads?
No, Eliminate is ad-free. The app prioritizes a clean user experience without advertisements, allowing users to focus on their debt management goals.
How does Eliminate ensure my data is private?
Eliminate never connects to your bank accounts, requires no email, and collects no data. All financial information is stored exclusively on your device, ensuring your financial life remains private.
What are the pricing options for Eliminate Pro?
Eliminate offers a Pro version with unlimited cards and all features. You can choose between a monthly subscription for $2.99, an annual subscription for $24.99, or a one-time lifetime purchase.
Can I switch between Snowball and Avalanche methods in Eliminate?
Yes, Eliminate allows you to switch between the Snowball (smallest balance first) and Avalanche (highest APR first) payoff strategies at any time. You can compare the impact of each method on your debt-free date.
What kind of payment reminders does Eliminate provide?
Eliminate provides per-card minimum payment reminders and due-date alerts. It also offers utilization alerts to flag when a card's balance might negatively impact your credit score.
How often is Eliminate updated?
The latest version, 1.0.3, was released on June 21, 2026, indicating recent development activity. Users can expect ongoing support and potential feature enhancements.
What devices is Eliminate available on?
Eliminate is available for iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.
What is the age rating for Eliminate?
Eliminate has an age rating of 4+, making it suitable for users of all ages to manage their finances.
