Its unfortunate that I cant input biweekly payments, only monthly...
Its unfortunate that I cant input biweekly payments, only monthly...
Free
In-App Purchases
About
This app helps you create a personalized plan to pay off your debts efficiently. It compares different payoff strategies, tracks your progress, and sends due date reminders. You can visualize savings and share milestones.
✓Personalized monthly debt payoff plan
✓Comparison of payoff strategies (Avalanche, Snowball, etc.)
✓Progress tracking and debt-free countdown
✓Due date reminders
✓Home screen widget
✓Privacy-focused with no ads or analytics
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What's New in Payoff
2.0
September 24, 2026
Payoff 2.0 turns your plan into a monthly habit. • This month's plan: exactly what to pay on each debt, ticked off as you log payments • Progress: % paid off, your debt-free countdown, and whether you're ahead of plan • Minimums vs your plan: see the interest and years your plan saves • New plans: Hybrid, Cash-flow first and Promo deadline (for 0% and intro rates) • Best plan for me: every plan run on your debts, with a winner • Due-date reminders • Home screen widget with your debt-free countdown • Share cards for Stories: your debt-free date, and "Paid off!" for every cleared debt • 16 currencies, dark mode and Face ID lock • Custom order now has real drag-to-reorder, and CSV export works on your phone
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Subscriptions & In-App Purchases
$2.99
Payoff Premium
Custom strategy + unlimited debts. One-time purchase.
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FAQ
How does Payoff help me pay off debt?
Payoff creates a personalized monthly plan showing exactly what to pay on each debt. It tracks your progress, visualizes savings compared to minimum payments, and offers multiple payoff strategies to find the best one for you.
What debt payoff strategies does Payoff support?
The free version supports Avalanche and Snowball strategies. Payoff Premium unlocks additional strategies like Hybrid, Cash-flow first, and Promo deadline, comparing them for your specific debts.
Is Payoff free to use?
Yes, Payoff is free for up to three debts, including core features like monthly planning, payment logging, and progress tracking. A one-time purchase unlocks unlimited debts and advanced features.
Does Payoff have ads?
No, Payoff is ad-free. The developer emphasizes privacy, stating that your debts never leave your phone and there are no ads or analytics.
What devices does Payoff support?
Payoff is available on iPhone, iPad, and iPod touch, supporting iOS devices.
How often is Payoff updated?
The app was last updated on September 24, 2026, indicating active development and support for the latest version.
Can I export my debt data from Payoff?
CSV export is available as part of Payoff Premium. The free version allows you to track progress and log payments within the app.
What are the benefits of Payoff Premium?
Payoff Premium is a one-time purchase that offers unlimited debts, advanced strategy comparisons (Best plan for me), custom order, an extra-payment simulator, due-date reminders, and CSV export.
