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Debt Payoff Tracker & Planner

Debt Payoff Tracker & Planner

Snowball/Avalanche Calculator

8 ratings
2 reviews
🔧 Utilities
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 13, 2026
  • August 13, 2026

Features

Developer

Alona Nesterenko
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iphone
ipad
🧾$19.99
In-App Purchase↘︎
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About

This app helps you manage and pay off your debts faster using proven strategies. Track all your debts, visualize your progress, and receive payment reminders to achieve financial freedom.

✓Four payoff strategies (Snowball, Avalanche, Credit Score Focus, Custom)
✓Real-time debt-free date calculator
✓What-if calculator for extra payments
✓Track unlimited debts (with premium)
✓Multi-currency support
✓Payment history and breakdown
✓Payment reminders
Show original description

What's New in Debt Payoff Tracker & Planner

1.3

August 13, 2026

- Added payment checkmarks to the Schedule, with a pre-filled Record Payment form and clear partial, completed, and extra-payment states. - Improved payoff calculations to correctly handle interest, multiple payments, partial payments, payoff amounts, and recorded payment history. - Refined the interface for light/dark mode, larger text sizes, consistent card styling, and faster navigation with many debts.

More

Subscription plans

Monthly Premium.

Full access to all features

$4.991 Month
How to cancel Debt Payoff Tracker & Planner subscription ⁉️
2

In-App Purchases

$19.99

Lifetime Access

Full access to all features

User reviews

Most RecentHighest RatedLowest Rated

Pretty great

I do like this app a ton!! It is the best payoff tracker I’ve tried. HOWEVER, I just wish that there was a way to show a checkmark when you make a payment on the schedule section. It would be so amazing to be able to just check off on the schedule when I make a payment and then I can easily see that I made the payment.
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Elphie524Elphie524

Response from developer

Thank you so much for your kind words! I’m happy to let you know that this feature has now been added - you can mark payments as completed directly in the Schedule and easily see your progress at a glance. Thank you again for the great suggestion and for helping make the app better!

Simple and easy to use

Simple and easy to use but it needs iCloud sync to make it brilliant
@bounce88@bounce88

Response from developer

Thanks for your feedback! iCloud sync has now been added and is available in the latest version, so you can keep your debts, payments, and payoff plan synced across iPhone, iPad, and Mac.

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FAQ

What are the debt payoff strategies offered by Debt Payoff Tracker?

Debt Payoff Tracker offers four proven strategies: Debt Snowball (smallest balances first), Debt Avalanche (highest interest first), Credit Score Focus (high-utilization cards), and a Custom Order option.

Can Debt Payoff Tracker handle multiple currencies?

Yes, Debt Payoff Tracker supports tracking debts in 8 different currencies, including USD, EUR, GBP, CHF, CNY, CAD, AUD, and JPY.

How does Debt Payoff Tracker help with credit scores?

The app features an exclusive Credit Score Focus method that prioritizes paying down high-utilization credit cards, which can help improve your credit score while you work towards becoming debt-free.

What kind of debts can I track with Debt Payoff Tracker?

You can track virtually any type of debt, including credit cards, student loans, auto loans, mortgages, personal loans, and medical bills.

Does Debt Payoff Tracker have ads?

No, Debt Payoff Tracker does not contain advertisements. The app is ad-free, allowing for an uninterrupted user experience.

What is the cost of Debt Payoff Tracker?

Debt Payoff Tracker is free to download and use for tracking one debt. Premium upgrades are available via subscription, with options for Weekly Premium at $0.99 and Yearly Premium at $9.99.

How often is Debt Payoff Tracker updated?

The app was last updated on May 9, 2026, indicating active development and maintenance. Users can expect ongoing improvements and bug fixes.

Is my financial data secure with Debt Payoff Tracker?

Yes, security and privacy are prioritized. The app offers App Lock with Face ID, Touch ID, or Passcode, and all your data is stored directly on your device, with no account required.