Debt Payoff Tracker & Planner vs Debt Payoff Planner Plus

Debt Payoff Tracker brings your credit cards, loans, payments, and due dates into one place. Record what you actually pay and see your payoff projection update as balances change. FOUR PAYOFF STRATEGIES • Debt Snowball — Start with the smallest balances • Debt Avalanche — Prioritize the highest interest rates • Credit Score Focus — Target higher-utilization cards • Custom Order — Arrange debts your way WHAT-IF CALCULATOR Try different extra-payment amounts and compare estimated months saved, potential interest savings, and total payoff time. TRACK YOUR DEBTS Add credit cards, student loans, auto loans, mortgages, personal loans, medical bills, and other balances. PAYMENT HISTORY Record payments, view principal and interest breakdowns, and add notes. PAYMENT SCHEDULE View a month-by-month projection of payments, balances, interest, and estimated payoff timing. BUDGET SUMMARY Compare your monthly income with planned debt payments and see how much remains. REMINDERS, PRIVACY & SECURITY • Customizable payment reminders • App Lock with Face ID, Touch ID, or Passcode • No bank connection or app account required OPTIONAL ICLOUD SYNC Keep your debts, payments, and payoff plan synced across your iPhone, iPad, and Mac when iCloud Sync is enabled. CREDIT UTILIZATION Track overall and card-level utilization with simple status indicators. 9 CURRENCIES USD, EUR, GBP, CHF, CNY, CAD, AUD, JPY, and SAR. PREMIUM The free version allows one debt. Upgrade to Premium to track unlimited debts. Terms of Use - https://pipsapps.com/terms.html Privacy Policy - https://pipsapps.com/privacy.html

Take control of your debt and see a clear path forward. Organize everything in one place, choose a proven payoff strategy, and watch your debt-free date move closer in real time. Build momentum, stay consistent, and become debt-free faster. Debt Payoff Planner is a simple, privacy-first debt tracker and payoff calculator built for real life. No bank linking. No sign-up required. Just clear numbers, smart plans, and progress you can feel. WHY PEOPLE USE DEBT PAYOFF PLANNER · See all credit cards, loans, and bills in one clean dashboard · Know exactly which debt to pay first · Test extra payments and instantly see your new payoff date · Stop missing due dates with smart reminders · Stay motivated with visible wins and milestones CORE FEATURES · Fast setup with no account required · Add unlimited debts including credit cards, personal loans, auto, medical, student loans, mortgage, and more · Snowball and Avalanche strategies with side-by-side comparison · Real-time what-if simulator with extra payment slider · Month-by-month payment schedule for every debt · Progress dashboard showing total paid, interest avoided, and time remaining · Payment logging and upcoming due date reminders · Works offline with all calculations on your device · Multi-currency support for global users DESIGNED FOR REAL LIFE Whether you are paying minimums, adding a little extra each month, or dealing with uneven income, Debt Payoff Planner adapts to your situation. Adjust anytime and instantly see the impact. PRIVATE AND TRUSTWORTHY · No bank connections · No sensitive financial syncing · Your data stays on your device · No account, cloud backup, or remote sync FREE TO USE All core features are free. Remove ads anytime with a small one-time purchase. No subscriptions. No locked essentials. If you are ready to stop guessing and start making progress, download Debt Payoff Planner today and take the first step toward being debt-free.