ClearDebt: Snowball Planner

ClearDebt: Snowball Planner

Avalanche Debt Payoff Tracker

2 ratings
6 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • October 21, 2025
  • June 17, 2026

Features

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About

This app helps you track, manage, and eliminate various types of debt. It offers payment reminders, a payoff simulator, and progress visualizations to motivate you towards financial freedom. Premium features include budgeting and advanced analytics.

Track unlimited debts
Smart payment reminders
Payoff simulator
Progress visualizations
Budget integration (Premium)
Advanced analytics (Premium)
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What's New in ClearDebt

1.6.0

June 17, 2026

ClearDebt is now 100% ad-free - and more private than ever. • No ads, no tracking. We've completely removed all advertising and third-party tracking SDKs. ClearDebt no longer touches your advertising ID or location, and your financial data stays on your device. • Lock with Face ID. Keep your debts private - turn on "Require Face ID" in Settings to lock the app whenever it's closed or sent to the background. Touch ID and your device passcode work too. • New Home Screen widget. See your total debt, your next payment due, and your projected debt-free date at a glance. Add it in small or medium size. • More reliable reminders. Payment reminders now repeat every cycle, so you never miss a due date - even when you log a payment straight from a notification. • Faster and smoother. Navigation across the app is now instant. Enjoying ClearDebt? A quick rating really helps us keep improving. Thank you!

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In-App Purchases

$4.99

DebtZero Premium

Unlock all premium features with a one-time purchase.

User reviews

Excellent Update!

The latest version is fantastic! Most of the earlier issues have been fixed, and the app now works smoothly. Clean design, easy budgeting, great debt tracking, and very useful payment schedule details. Highly recommended for anyone who wants to manage debt and finances easily!

Best Debt & Budget App I’ve Used!

I’ve tried many budgeting and debt tracking apps, but Clear Debt truly stands out. The latest update fixed most of the issues users mentioned before, and the app now feels smoother, cleaner, and much more reliable.

The new charge tracking, improved transaction history, and clearer payment schedule details are incredibly useful for managing finances daily. I also love the refreshed dashboard… it’s simple, modern, and easy to understand at a glance.

What really impressed me is that the developers actually listened to user feedback and continued improving the app with regular updates. That level of support and dedication is rare these days.

If you want an easy way to track debt, payments, and monthly budgeting, I highly recommend Clear Debt. Definitely worth downloading!
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Not as promised

This app insists it will sync via iCloud if you have devices on same Apple ID but it does not. It does not even show up as an option when ICloud Drive is checked. A request to customer support AND a great search of all the faq section were worthless. Save your 5 dollars and design your own. Also, it does not let you show bi-weekly payments. Even though you enter 2 x a month payment, the summary page just shows it as if you were going to make one. Also, it does not apply the budget to the amount of money you supposedly have to retire debt. It makes it look on a given month if all your income is in the extra for retirement column,
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Response from developer

Issues resolved

Great!!!

I’ve reviewed more than 50 similar apps, and this one truly stands out as one of the best for tracking debit and budgeting. It’s clean, simple, and very useful for daily financial management. I even purchased the paid version because I really love how smoothly it works.

There are a few minor issues that I hope the developers will improve in future updates. After making a payment, some transactions cannot be deleted, which can be inconvenient. The app also doesn’t have an option to track loans—such as when someone borrows money from me—which would be a great feature to add. Additionally, regular updates to fix bugs are needed, and I’m also missing the option for scheduled payment details.

Overall, despite these small issues, this is still one of the best apps I’ve used, and I definitely recommend it.
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Motivational

Finally feeling in control of my debt!
DebtZero has completely changed how I manage my money. Watching my balances go down with each update is incredibly rewarding. It’s simple, reliable, and actually fun to use!

Developer apps

FAQ

How does ClearDebt help users manage their debt?

ClearDebt provides tools to track unlimited debts, offers smart payment reminders to avoid missed payments, and includes a payoff simulator to explore different strategies. Users can visualize their progress with charts and celebrate milestones.

What are the premium features in ClearDebt?

Premium features include unlimited debt tracking, a complete budget management system for income and expenses, advanced analytics for deeper financial insights, and data export capabilities. The premium version also offers an ad-free experience.

Is ClearDebt secure for my financial data?

Yes, ClearDebt prioritizes security by storing all data locally on your device, meaning your information is not sent to external servers. Optional iCloud backup is available for secure syncing across devices, and no account creation is required for complete privacy.

Does ClearDebt have ads?

The free version of ClearDebt contains advertisements. Users can opt for the premium version to enjoy an ad-free experience.

What devices is ClearDebt available on?

ClearDebt is available on iPhone and iPad devices, as indicated by its supported devices list.

How often is ClearDebt updated?

The latest version of ClearDebt is 1.4.0, and it was last updated on May 14, 2026. This suggests a relatively active development cycle.

What is the user sentiment for ClearDebt?

Based on the available data, ClearDebt has a rating of 3.5 stars from 2 ratings. This indicates a mixed to positive user reception.

Can I track different types of debt with ClearDebt?

Yes, ClearDebt supports tracking unlimited debts across all categories, including credit cards, student loans, mortgages, and personal loans, with full payment history.