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PayAway: Debt Payoff Planner

PayAway: Debt Payoff Planner

Debt Tracker & Credit Booster

11 ratings
11 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • February 5, 2025
  • July 23, 2025

Developer

Jack Maloney
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iphone
ipad
🧾$1.99 - $49.99
In-App Purchase↘︎
⭐11
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📝1+ tags
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About

This app helps you pay off debt faster and improve your credit score simultaneously. It offers personalized payoff plans, tracks all your debts, and uses a unique method to boost credit utilization while you eliminate balances.

✓All-in-one debt tracker
✓Personalized payoff plans (Snowball, Avalanche, Custom)
✓Smart debt payoff calculator
✓Exclusive credit utilization method
✓Budgeting and extra payment tracking
✓Progress tracking and alerts
✓Secure and private data storage
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What's New in PayAway

1.1.4

July 23, 2025

Simple bug fixes.

Subscription plans

PayAway+

Monthly premium subscription for PayAway

$2.491 Month
How to cancel PayAway subscription ⁉️
2

In-App Purchases

$1.99

Remove Ads

Ads will be permanently removed for PayAway.

User reviews

Most RecentHighest RatedLowest Rated

Awful app

I pay a subscription and I can’t even edit my debt. And when I signed out and signed back in, all my information was erased.
Alaskagrown333Alaskagrown333

Crash master!!!

When you go to budget and input your monthly income, you then hit the biweekly button as to change it to monthly it CRASHES! Time after time after time after time!! Darn! I actually had my hopes up!
Mr Manny USMC RETIREDMr Manny USMC RETIRED

Awesome app

Consolidates all of my debts in one place which makes it easy to see how much I actually owe and the progress I’m making.
Matt1740Matt1740

Best debt payoff app I’ve used

I hate to admit that I have more debt than I’d like. This app has made it really easy to visualize my debt and the best way to get rid of it fast. Thank you!!
Agton1Agton1

Great Tracker

Love the app. It’s hard to find one with accurate debt payoff plans, but this one seems pretty on the money.
DhdhhglhxxxchhvDhdhhglhxxxchhv
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FAQ

What is PayAway's main goal?

PayAway's main goal is to help users become debt-free faster and simultaneously boost their credit score. It achieves this by optimizing debt payoff strategies and focusing on credit utilization.

Does PayAway require bank connections?

No, PayAway does not require bank connections. All data is stored securely, and users maintain full control over their financial information.

What payoff strategies does PayAway offer?

PayAway offers the Debt Snowball (smallest balance first) and Debt Avalanche (highest interest first) strategies, as well as a custom plan tailored to individual goals. It also features an exclusive Credit Utilization Method.

How does PayAway help improve credit scores?

PayAway prioritizes payments to lower your credit utilization ratio, a key factor in credit scoring. This method helps raise your credit score faster than traditional Snowball or Avalanche strategies alone.

What are the subscription options for PayAway+?

PayAway offers two subscription plans for PayAway+: a monthly option at $2.49/month and a yearly option at $24.99/year.

Is PayAway suitable for managing different types of debt?

Yes, PayAway is designed to help manage various debts, including credit card debt, student loans, and auto or personal loans. It allows users to organize all debts in one place.

How often is PayAway updated?

The latest version of PayAway is 1.1.4, and it was last updated on July 23, 2025. This indicates a relatively active development cycle.

What is the age rating for PayAway?

PayAway has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature or sensitive content.