PaidOff: Debt Tracker

PaidOff: Debt Tracker

Smart debt tracking & insights

7 ratings
2 reviews
Free

Details

  • Released
  • Updated
  • September 6, 2024
  • July 10, 2026

Features

PaidOff: Debt Tracker screenshot #1 for iPhone
PaidOff: Debt Tracker screenshot #2 for iPhone
PaidOff: Debt Tracker screenshot #3 for iPhone
PaidOff: Debt Tracker screenshot #4 for iPhone
PaidOff: Debt Tracker screenshot #5 for iPhone
PaidOff: Debt Tracker screenshot #6 for iPhone
PaidOff: Debt Tracker screenshot #7 for iPhone
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About

Manage all your debts in one place with detailed insights into your payoff journey. Customize amortization schedules and APRs to visualize your progress towards financial freedom and save money.

Account Management
Complete Debt Profile
Full Customization
Progress Tracking
Visual UI
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What's New in PaidOff

2.1.4

July 10, 2026

Bug fixes and performance improvements

User reviews

No hassle App

App is as advertised. Pretty good for a free app. I chose this app specifically because it didn’t require connection to a bank or nor did it need any personal information to function.
There’s room for improvement but it’s not necessary.
-After finalizing the data inputted for the debt, the user is unable to edit/alter the name again. Found out very quickly after the second submission when I noticed I misspelled something.
-There’s not an option for customizing which debt you want to pay down first. Snowball, Avalanche and Mountain methods don’t work for everyone.
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Response from developer

Thank you for the kind words! Amazing feedback as well. - I updated the account screen so you can change the name after creation :) - I added a new strategy called "Priority", this is more personal and you should be able to sort your accounts to which ones you want to pay first Hope this helps!

Great find

I found this while looking for a new financial app, I like this one because it’s geared more towards tracking debt which is what I was looking for actually. I love the graphs and information it shows me and it’s clear and easy to understand, there’s different strategies like snowball which I ended up using and it showed me how much interest I will save if I follow it. Looking forward to more updates from this developer.
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Response from developer

Thank you! I'm glad this app is helping you out!

FAQ

What is PaidOff?

PaidOff is a finance app designed to help users track and manage their debts. It offers features like account management, a complete debt profile visualization, and customizable payoff schedules.

How does PaidOff help users save money?

By allowing full customization of amortization schedules and APRs, PaidOff helps users understand the long-term costs of their debts. This insight can guide them to make more informed decisions, potentially saving money on interest over time.

What devices does PaidOff support?

Currently, PaidOff is supported on iPhone devices. The app was last updated on August 31, 2025, indicating ongoing development.

Is PaidOff free to use?

Yes, PaidOff is available for free. However, it does contain advertisements to support its development and operation.

How often is PaidOff updated?

The latest version of PaidOff, 2.0.1, was released on August 31, 2025. This suggests the app is actively maintained and updated by its developer.

What is the age rating for PaidOff?

PaidOff has an age rating of 4+, making it suitable for a wide range of users. The app focuses on financial tracking and management tools.

Can I customize my debt payoff plan in PaidOff?

Yes, PaidOff offers full customization of your debt profile, including amortization schedules and APRs. This allows you to tailor the payoff journey to your specific financial situation.

What do users think of PaidOff?

PaidOff has received a perfect 5.0-star rating from 7 reviews, indicating a very positive user sentiment. Users appreciate its ability to organize and visualize debt payoff.