Debt Tracker by UnDebt
Loan Payoff Planner & Snowball
Lowest price: Free 2 years ago (-100%)
Price history
About
This app helps you manage and pay off debts by creating a personalized payoff plan. It tracks all your loans, calculates interest costs, and provides strategies like snowball or avalanche to reach your debt-free date faster. You can also track money owed to you and receive payment reminders.
What's New in Debt Tracker by UnDebt
2.3.0
November 4, 2026
Know your net worth A new net worth tab shows the bigger picture. Add your savings, pension, home or car to see what you own against what you owe, and how much paying down debt has added to your net worth. With PRO, see how it’s changed over time and what moved it. Also new • Subcategories (PRO): group debts inside a category, such as each card under “Credit cards”. • Add a debt straight from Overview, right next to Log a payment. • A new Explore section on Overview takes you to Progress, Plan, Debts and Net worth in a tap. • Each debt now shows how much of it you’ve paid off. • A debt’s name stays at the top as you scroll through its history. Fixes • Switching tabs could leave the screen’s title hidden behind the PRO badge.
MoreSubscriptions & In-App Purchases
Monthly Subscription
Pay each month to unlock all content
Developer apps
FAQ
How does Debt Tracker help me pay off my debts?
Debt Tracker creates a personalized plan based on your debts, interest rates, and chosen strategy (like Snowball or Avalanche). It tells you exactly what to pay each month to become debt-free by a specific date.
What payoff strategies does Debt Tracker offer?
Debt Tracker offers six strategies: Snowball for quick wins, Avalanche for lowest interest, Consolidation for a single payment, Highest Interest Cost, Cash Flow, and a custom order. You can compare them to see which clears your debt soonest and cheapest.
Can I track money that others owe me with Debt Tracker?
Yes, Debt Tracker allows you to track money lent to friends and family alongside your own debts, providing an honest view of your net financial position.
Does Debt Tracker have ads?
No, Debt Tracker does not contain advertisements. The free version is ad-free, and the subscription offers additional features.
What are the limitations of the free version of Debt Tracker?
The free version allows you to track up to 5 debts and includes features like debt-free date calculation, reminders, payment logging, streaks, badges, a calendar, a Home Screen widget, sharing, and export.
What features are included in Debt Tracker Pro?
Debt Tracker Pro, a subscription, unlocks unlimited debts and categories, detailed payoff plans, month-by-month breakdowns, 'What If' scenarios, a private on-device AI Debt Coach, balance history tracking, and advanced widget and Siri logging.
How much does Debt Tracker Pro cost?
Debt Tracker Pro offers a monthly subscription for $4.99 with a 3-day free trial, or an annual subscription for $19.99. These prices are subject to change.
Is Debt Tracker available on multiple devices?
Yes, Debt Tracker is available on iPhone and iPad. You can enable iCloud sync to use it across your Apple devices privately within your own iCloud.
