1. Home
  2. Topics
  3. Debt Payoff Tracker

Best Debt Payoff Tracker Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

If you already know Debt Payoff Planner & Tracker, this is the deeper bench. 250+ debt payoff tracker apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Debt Payoff Tracker Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7ā˜… (7.2K)YesYesAug 2026
2Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5ā˜… (2.4K)NoYesAug 2026
3Melt - Debt Payoff PlannerMelt - Debt Payoff PlannerFreeā€”NoNoMay 2026
4Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6ā˜… (5.4K)YesNoAug 2026
5Debt Payoff Tracker & PlannerDebt Payoff Tracker & PlannerFree5.0ā˜… (7)NoYesAug 2026
6Debt Snowball - Payoff PlannerDebt Snowball - Payoff PlannerFree4.7ā˜… (1.3K)NoYesAug 2026
7Debt Payoff AssistantDebt Payoff AssistantFree3.6ā˜… (137)NoNoJul 2026
8Payoff ā€” Debt TrackerPayoff ā€” Debt TrackerFreeā€”NoYesJul 2026

Top Picks for Debt Payoff Tracker

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
šŸ’° Finance
4.7šŸ˜Š(7.2K ratings)
FreeAdsIn-App Purchases
#76in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • šŸ’Æ Excellent debt tracking and planning
  • šŸ” Detailed debt breakdown and payoff timeline
  • šŸŽÆ Helps stay motivated and on track
  • šŸ‘ Simple and easy to use interface

Room to Improve

  • šŸ› Occasional app crashes and stability issues
  • šŸ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • šŸ’° Frustration with premium-only features
Debt Payoff Box: Snowball Plan#2

Debt Payoff Box: Snowball Plan by Natalia Alekseenko

Loan Tracker and Planner
Strong Contender
šŸ’° Finance
4.5šŸ˜ž(2.4K ratings)
FreeIn-App Purchases
Debt Payoff Box: Snowball Plan screenshot 1
Debt Payoff Box: Snowball Plan screenshot 2
Debt Payoff Box: Snowball Plan screenshot 3
Debt Payoff Box: Snowball Plan screenshot 4
Debt Payoff Box: Snowball Plan screenshot 5

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

What We Love

  • šŸ‘ Simple and easy to use
  • šŸš€ Helpful for debt planning
  • šŸš€ Straightforward layout
  • šŸš€ Provides amortization schedules

Room to Improve

  • šŸ› Buggy and glitchy
  • šŸ’° Requires paid upgrade for basic features
  • šŸ”’ No cloud sync or backup

More Debt Payoff Tracker apps to explore

4
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
šŸ’° Finance
(5.4K)
free with in-app purchases
5
Debt Payoff Tracker & Planner
Debt Payoff Tracker & Planner
Debt Payoff Tracker & Planner
Snowball/Avalanche Calculator
Free

This app helps you manage and pay off your debts faster using proven strategies. Track all your debts, visualize your progress, and receive payment reminders to achieve financial freedom.

Four payoff strategies (Snowball, Avalanche, Credit Score Focus, Custom)Real-time debt-free date calculatorWhat-if calculator for extra payments
šŸ’° Finance
(7)
free with in-app purchases
6
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
šŸ’° Finance
(1.3K)
free with in-app purchases
7
Debt Payoff Assistant
Debt Payoff Assistant
Debt Payoff Assistant
by Steve Tran
Free

This app helps you pay off debts faster using popular methods like the debt-snowball. Track multiple debts, set custom payoff strategies, and visualize your progress with charts and reports. Get payment reminders and secure your financial data.

Debt-snowball methodMultiple debt trackingCustom payoff strategies
šŸ’° Finance
(137)
ad-supported
8
Payoff ā€” Debt Tracker
Payoff ā€” Debt Tracker
Payoff ā€” Debt Tracker
Crush debt. Keep more money.
Free
šŸ’° Finance
(0)
9
Debt Payoff Tracker & Planner*
Debt Payoff Tracker & Planner*
Debt Payoff Tracker & Planner*
Debt Manager & Tracker
Free
šŸ’° Finance
(0)
10
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt Manager: Who Owes Me?
Free

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Record who owes you moneyManage your own debtsDetailed debt data (amount, currency, payments)
šŸ’° Finance
(57)
free with in-app purchases
11
Debt Payoff Tracker - DebtFree
Debt Payoff Tracker - DebtFree
Debt Payoff Tracker - DebtFree
Snowball & Avalanche Planner
Free
šŸ’° Finance
(0)
12
PayoffPath: Debt & Money
PayoffPath: Debt & Money
PayoffPath: Debt & Money
Debt-free countdown & budget
Free
šŸ’° Finance
(0)
13
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
šŸ’° Finance
(61K)
subscription
14
Debt Payoff Tracker - Zero
Debt Payoff Tracker - Zero
Debt Payoff Tracker - Zero
Snowball, Avalanche & AI Coach
Free
šŸ’° Finance
(0)
15
Honest Debt: AI Payoff Manager
Honest Debt: AI Payoff Manager
Honest Debt: AI Payoff Manager
Snowball plan. No bank logins.
Free
šŸ’° Finance
(0)
16
Slaash - Debt Payoff Tracker
Slaash - Debt Payoff Tracker
Slaash - Debt Payoff Tracker
Crush yor debt faster
Free
šŸ’° Finance
(0)
17
Debt Tracker - Loan Reminder
Debt Tracker - Loan Reminder
Debt Tracker - Loan Reminder
Lend hassle-free with Loan!
Free
šŸ’° Finance
(0)
18
Debt Fighter
Debt Fighter
Debt Fighter
by Accurate Financial Solutions SAS
Free
šŸ’° Finance
(0)
19
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Simple Ledger for Payments
Free
šŸ“Š Productivity
(0)
20
LoanGrid: Loan Money Tracker
LoanGrid: Loan Money Tracker
LoanGrid: Loan Money Tracker
Debt payoff, budget, expenses
Free
šŸ’° Finance
(0)

FAQ about Debt Payoff Tracker

What are the best debt payoff tracker apps for iPhone?
Debt Payoff Planner & Tracker tops our debt payoff tracker apps ranking as of August 2026, with a 4.7-star average from 7.2K App Store ratings, and it's free to download.
Yes ā€” 20 of the top debt payoff tracker apps we rank are free to download, including Debt Payoff Planner & Tracker and Debt Payoff Box: Snowball Plan.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ debt payoff tracker apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you create a personalized, step-by-step plan to pay off your loans. It uses your loan details and budget to generate customized repayment schedules and allows you to track your progress towards becoming debt-free.
The app supports several popular strategies including Dave Ramsey's Debt Snowball (paying off smallest balances first), Debt Avalanche (paying off highest interest rates first), Debt Snowflake (making one-time extra payments), and custom payoff plans.

Related searches

free debt payoff trackerdebt payoff tracker & plannerdebt payoff tracker - zerodebt payoff tracker & planner*slaash - debt payoff tracker