Best Debt Tracker Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated October 2026

Out of 250+ debt tracker apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Debt Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7β˜… (7.4K)YesYesNov 2026
2Payoff β€” Debt TrackerPayoff β€” Debt TrackerFreeβ€”NoYesNov 2026
3Loan & Debt TrackerLoan & Debt TrackerFree4.6β˜… (35)NoNoOct 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7β˜… (84K)NoYesNov 2026
5Money+ Cute Expense TrackerMoney+ Cute Expense TrackerFree4.7β˜… (4.1K)NoYesOct 2026
6Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5β˜… (2.5K)NoYesNov 2026
7Debt Tracker: Who Owes Me?Debt Tracker: Who Owes Me?Free4.8β˜… (67)YesYesOct 2026
8Debt Snowball - Payoff PlannerDebt Snowball - Payoff PlannerFree4.7β˜… (1.4K)NoYesOct 2026

Top Picks for Debt Tracker

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
πŸ’° Finance
4.7😊(7.4K ratings)
FreeAdsIn-App Purchases
#75in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • πŸ’― Excellent debt tracking and planning
  • πŸ” Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • πŸ‘ Simple and easy to use interface
  • πŸ€‘ Affordable premium subscription
  • πŸ”’ Customizable debt payoff strategies

Room to Improve

  • πŸ› Occasional app crashes and stability issues
  • πŸ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • πŸ’° Frustration with premium-only features
  • πŸ”’ Difficulty making changes to existing debt entries
  • πŸ’Έ Concerns about recurring subscription costs
Loan & Debt Tracker#3

Loan & Debt Tracker by Nesad Kadric

Debt-free journey
Worth Considering
πŸ’Ό Business
4.6(35 ratings)
Free
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Manage all your debts and loans in one place. Track money owed to you and money you owe to others, with clear overviews of balances and due dates. Achieve financial freedom with tools to help you stay organized and motivated.

More Debt Tracker apps to explore

FAQ about Debt Tracker

What are the best debt tracker apps for iPhone?
Debt Payoff Planner & Tracker tops our debt tracker apps ranking as of October 2026, with a 4.7-star average from 7.4K App Store ratings, and it's free to download.
Yes β€” 20 of the top debt tracker apps we rank are free to download, including Debt Payoff Planner & Tracker and Payoff β€” Debt Tracker.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ debt tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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