Best Debt Tracker Payment Apps

4.8(61 ratings)

FreeAdsIn-App Purchases

Debt Tracker: Personal Debts screenshot 1

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Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Who Owes Me - Payment Tracker by Voglhuber

Remember debts, split expenses

Strong Contender

4.6😐(788 ratings)

FreeIn-App Purchases

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Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

👍 Easy to use and intuitive
🚀 Provides a good overview of debts
💡 Helpful for tracking money owed
🚀 Simple and straightforward

Room to Improve

💰 Subscription or high one-time cost
🔒 Limited functionality in free version
🐛 Sync issues between devices
🐛 Crashes and data loss
💰 Expensive for the features offered

Debty - Private Debt Tracker by Derg AB

Keep track of your debts/loans

Worth Considering

Debt & Bill Tracker – Saldo

4.8😐(122 ratings)

FreeIn-App Purchases

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Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

What We Love

👍 Simple and straightforward interface
✨ Attractive and clean UI
🚀 Fast to add records
✅ No ads or unnecessary features
💰 Optional subscription model
🔄 iCloud backup/sync mentioned positively
💵 Supports multiple currency types
👌 Intuitive to use
💡 Minimalist design

Room to Improve

💸 Introduction of subscription model
⚠️ Free version has limitations (e.g., 3 debtors)
💰 FaceID unlock is paid
🔄 Frequent updates can be disruptive
🗑️ Data loss issues reported
📱 Works only on one device without sync
💱 Default currency is not always rubles
📈 App size increases over time

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Log debts and IOUsTrack payment historySplit group expenses

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Manage loans & track payments

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Relief: Get out of debt

Debt eligibility analysisReduction request submissionStop collection calls

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

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Debts tracked. Money back.

Paid - Debt Tracker

Intuitive debt trackingOne-tap payment remindersAI Receipt Splitter

Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.

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(6)

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PaidOff: Debt Tracker

Account ManagementComplete Debt ProfileFull Customization

Manage all your debts in one place with detailed insights into your payoff journey. Customize amortization schedules and APRs to visualize your progress towards financial freedom and save money.

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Payoff — Debt Tracker

Easy to use debt tracker

Manage debts and receivablesSeparate by currencyDebt payoff planner

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

(105)

Changed: Automate Debt Payoff

Track Debt, Pay It Down Faster

Automated extra paymentsRound up purchasesTrack all debt types

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

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BillWise: Bill Payment Tracker

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Track IOUs & Due Dates