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Best Debt Tracker Payment Apps

221+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated July 2026

With an average user rating of 4.7★, the debt tracker payment category is one of the App Store's strongest. Browse all 221+ apps we track, sorted so the most loved ones surface first.

Compare top Debt Tracker Payment Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (6.7K)YesYesJul 2026
2Bill Tracker ProBill Tracker ProFree4.6★ (4.8K)NoYesJul 2026
3Debt & Bill Tracker – SaldoDebt & Bill Tracker – SaldoFree4.8★ (284)NoYesJul 2026
4Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6★ (769)NoYesJul 2026
5Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesJul 2026
6Payment Tracker: Debt & CreditPayment Tracker: Debt & CreditFree—NoYesJun 2026
7Debt Free - Snowball AvalancheDebt Free - Snowball AvalancheFree4.7★ (1.3K)NoYesJul 2026
8Changed: Debt Payoff PlannerChanged: Debt Payoff PlannerFree4.6★ (5.3K)YesNoJul 2026

Top Picks for Debt Tracker Payment

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#68in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Bill Tracker Pro#2

Bill Tracker Pro by Bill Tracker Pro, Inc.

Bill Reminder, Expense Tracker
Strong Contender
💰 Finance
4.6😐(4.8K ratings)
FreeIn-App Purchases
#83in Finance
Bill Tracker Pro screenshot 1
Bill Tracker Pro screenshot 2
Bill Tracker Pro screenshot 3
Bill Tracker Pro screenshot 4
Bill Tracker Pro screenshot 5
Bill Tracker Pro screenshot 6

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

What We Love

  • ⭐ Amazing app
  • 🚀 Helpful and easy to use
  • 👍 Great budgeting and tracking features
  • 🔒 Secure and private

Room to Improve

  • 🐛 Bugs and glitches
  • ⚠️ Unreliable notifications
  • 💰 Subscription-based model
Debt & Bill Tracker – Saldo#3

Debt & Bill Tracker – Saldo by Foresko LLC

Payments Planner & Reminder
Worth Considering
💼 Business
4.8(284 ratings)
FreeIn-App Purchases
Debt & Bill Tracker – Saldo screenshot 1
Debt & Bill Tracker – Saldo screenshot 2
Debt & Bill Tracker – Saldo screenshot 3
Debt & Bill Tracker – Saldo screenshot 4
Debt & Bill Tracker – Saldo screenshot 5
Debt & Bill Tracker – Saldo screenshot 6

This app helps you manage debts, loans, and finances with features like joint tracking, payment reminders, and detailed analytics. It provides a secure way to organize your financial obligations and maintain a history of paid debts.

More Debt Tracker Payment apps to explore

4
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Remember debts & split costs
Free

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

Track debts and IOUsSplit expensesCloud sync across devices
💰 Finance
(769)
free with in-app purchases
5
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
6
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Simple Ledger for Payments
Free
📊 Productivity
(0)
7
Debt Free - Snowball Avalanche
Debt Free - Snowball Avalanche
Debt Free - Snowball Avalanche
Payoff loans & credit cards
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases
8
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.3K)
free with in-app purchases
9
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
💰 Finance
(5.9K)
free with in-app purchases
10
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

Debt eligibility analysisReduction request submissionStop collection calls
💰 Finance
(1.8K)
free with in-app purchases
11
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt payment tracker
Free

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Record who owes you moneyManage your own debtsDetailed debt data (amount, currency, payments)
💰 Finance
(51)
free with in-app purchases
12
Checkbook - Account Tracker
Checkbook - Account Tracker
Checkbook - Account Tracker
Spending, Income and Cashflow
Free

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Multiple account trackingRecurring transaction savingFund transfers between accounts
💰 Finance
(14K)
subscription
13
PaySmart: Bill & Debt Tracker
PaySmart: Bill & Debt Tracker
PaySmart: Bill & Debt Tracker
by Daniel Jetzer
Free

This app centralizes your credit cards and loans, offering a clear overview of balances, due dates, and credit utilization. Connect accounts via Plaid or add them manually for easy financial management without spreadsheets.

Add credit cards, loans, and mortgagesConnect with Plaid for automatic balance updatesTrack balances, limits, and utilization
💰 Finance
(3)
free with in-app purchases
14
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
💰 Finance
(1.4K)
free with in-app purchases
15
MyDebt Fighter Smart Tracker
MyDebt Fighter Smart Tracker
MyDebt Fighter Smart Tracker
Organize Bills and Payments
Free

Manage all your financial obligations in one place. Track debts, credit cards, and organize monthly payments and recurring expenses. Plan your budget and work towards becoming debt-free.

Track debts and credit cardsOrganize monthly paymentsManage recurring expenses
💰 Finance
(3)
free with in-app purchases
16
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Manager and Tracker
Free

This app helps you manage and track all your bills to avoid late payments. It offers visual tracking, customizable reminders, and detailed logging for various bill types. Easily monitor your financial schedule and stay organized.

Calendar view of billsCustomizable bill remindersAdd bills with detailed information
💰 Finance
(565)
free with in-app purchases
17
Debt Manager
Debt Manager
Debt Manager
Get Out of Debt Fast
$0.99

This app helps users pay off their debts faster and more efficiently. It utilizes the Debt Snowball method and offers various strategies, tracking tools, and 'what-if' scenarios to visualize progress and savings.

Debt Snowball methodMultiple payoff strategiesProgress tracking and summary
💰 Finance
(546)
paid
18
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
19
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Snowball & Payoff Tracker
Free
$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
💰 Finance
(976)
free with in-app purchases
20
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances
💰 Finance
(18K)
free

FAQ about Debt Tracker Payment

What are the best debt tracker payment apps for iPhone?
Debt Payoff Planner & Tracker tops our debt tracker payment apps ranking as of July 2026, with a 4.7-star average from 6.7K App Store ratings, and it's free to download.
Yes — 19 of the top debt tracker payment apps we rank are free to download, including Debt Payoff Planner & Tracker and Bill Tracker Pro.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 221+ debt tracker payment apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you create a personalized, step-by-step plan to pay off your loans. It uses your loan details and budget to generate customized repayment schedules and allows you to track your progress towards becoming debt-free.
The app supports several popular strategies including Dave Ramsey's Debt Snowball (paying off smallest balances first), Debt Avalanche (paying off highest interest rates first), Debt Snowflake (making one-time extra payments), and custom payoff plans.