Payment Tracker: Debt & Credit

Payment Tracker helps you keep clear records of money you owe and money owed to you — without complexity, accounts, or spreadsheets. Whether you’re managing personal IOUs, tracking client payments, or keeping simple business records, Payment Tracker gives you a clean, reliable ledger you can trust. What you can do: • Record payments and debts in seconds • Track who owes you and what you owe others • View clear totals and outstanding balances • Filter and review past entries easily • Export your records as a CSV file • Keep everything private on your device Designed to stay simple: Payment Tracker is intentionally focused. There’s no unnecessary setup, no forced sign-ups, and no clutter. Your data stays on your device unless you choose to export or share it. Built for everyday use: • Individuals tracking personal payments • Freelancers and side hustles • Small businesses and sole traders • Anyone who wants a simple money log Privacy first: Your records are stored locally on your device. You stay in control of your data at all times. Optional Pro features: Upgrade to Pro to unlock advanced tools such as data export and extended insights. Payment Tracker is a practical tool for staying organised, accountable, and in control, without overthinking money.