Best Payback Balance Tracker Apps

250+ iOS apps curated and reviewed

3.7 avg rating
20 free apps
Updated August 2026

Finding the right payback balance tracker apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Payback Balance Tracker Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Payback Balance TrackerPayback Balance TrackerFree3.7★ (10)NoNoMay 2026
2Wallet BalanceWallet BalanceFree4.7★ (9.8K)NoYesAug 2026
3Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
4Payback: Debt & IOU TrackerPayback: Debt & IOU TrackerFreeNoYesAug 2026
5Debt Tracker - Balance DueDebt Tracker - Balance DueFree1.0★ (1)YesYesAug 2026
6Money Counter: balanceMoney Counter: balanceFreeYesYesJun 2026
7DebtMe: IOU & Debt TrackerDebtMe: IOU & Debt TrackerFreeNoYesAug 2026
8Debt & IOU TrackerDebt & IOU TrackerFreeNoYesJul 2026

Top Picks for Payback Balance Tracker

Wallet Balance#2

Wallet Balance by David Breed

Strong Contender
💰 Finance
4.7😊(9.8K ratings)
FreeIn-App Purchases
Wallet Balance screenshot 1
Wallet Balance screenshot 2
Wallet Balance screenshot 3
Wallet Balance screenshot 4

Easily manage multiple financial accounts with a digital checkbook register. This application offers a straightforward interface to track your balances and transactions, replacing traditional paper methods.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward interface
  • 💰 Helps keep finances organized
  • 🕰️ Convenient for on-the-go tracking

Room to Improve

  • 🐛 Math errors in calculations
  • 🔍 Lack of search functionality
  • 📂 Difficulty navigating older transactions
Debt Payoff Planner & Tracker#3

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Worth Considering
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#65in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features

More Payback Balance Tracker apps to explore

4
Payback: Debt & IOU Tracker
Payback: Debt & IOU Tracker
Payback: Debt & IOU Tracker
Money lent to friends & family
Free
💰 Finance
(0)
5
Debt Tracker - Balance Due
Debt Tracker - Balance Due
Debt Tracker - Balance Due
Pay off debt, loans & cards
Free

Manage and track multiple debts, including credit cards and loans. Visualize your repayment progress with clear indicators and receive monthly summaries to stay motivated and organized on your journey to becoming debt-free.

Track multiple debt accountsManage credit cards, loans, and personal borrowingVisualize repayment progress with percentage bars
💰 Finance
(1)
free with in-app purchases
6
Money Counter: balance
Money Counter: balance
Money Counter: balance
Money Tracker & Simpler Budget
Free
💰 Finance
(0)
7
DebtMe: IOU & Debt Tracker
DebtMe: IOU & Debt Tracker
DebtMe: IOU & Debt Tracker
Lend, Borrow, Loan & Interest
Free
💰 Finance
(0)
8
Debt & IOU Tracker
Debt & IOU Tracker
Debt & IOU Tracker
Track IOUs & Due Dates
Free
💰 Finance
(0)
9
HesApp Debt Tracker
HesApp Debt Tracker
HesApp Debt Tracker
Debt, assets & AI Help
Free
💰 Finance
(0)
10
Balance: Budget & Save
Balance: Budget & Save
Balance: Budget & Save
Budget, Track & Save Smarter
Free

Consolidate all your financial accounts into one dashboard to track spending, create budgets, and set savings goals. Get cash flow forecasts and smart alerts to manage your money effectively and stay on track.

Link bank accounts and credit cardsAutomatic transaction categorizationReal-time budget progress tracking
💰 Finance
(3)
subscription
11
Balance: Net Worth Over Time
Balance: Net Worth Over Time
Balance: Net Worth Over Time
Track your net worth and more
Free
💰 Finance
(0)
12
Debt Payoff Tracker - Zero
Debt Payoff Tracker - Zero
Debt Payoff Tracker - Zero
Snowball, Avalanche & AI Coach
Free
💰 Finance
(0)
13
KasCash: Credit Card Tracker
KasCash: Credit Card Tracker
KasCash: Credit Card Tracker
Track Dues,Benefits,One Screen
Free
💰 Finance
(0)
14
RAYN: Calm Debt Tracker
RAYN: Calm Debt Tracker
RAYN: Calm Debt Tracker
Calm your finances
Free

Track various debts like credit cards and loans in a private, offline environment. Visualize your debt-free date, explore payoff strategies, and monitor progress with motivational features designed to reduce financial stress.

Track credit cards, loans, and BNPLProjected debt-free date calculatorSnowball and Avalanche payoff methods
💰 Finance
(1)
freemium
15
Financial Payment Tracker
Financial Payment Tracker
Financial Payment Tracker
Debt Payoff Planner & Log
Free
💰 Finance
(0)
16
Debt Notary: Money Tracker
Debt Notary: Money Tracker
Debt Notary: Money Tracker
Personal Loan & Tracker
Free
📊 Productivity
(0)
17
Payoff — Debt Tracker
Payoff — Debt Tracker
Payoff — Debt Tracker
Crush debt. Keep more money.
Free
💰 Finance
(0)
18
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Simple Ledger for Payments
Free
📊 Productivity
(0)
19
Balance: Net Worth & Budget
Balance: Net Worth & Budget
Balance: Net Worth & Budget
Track Wealth, Cash & Savings
Free

Effortlessly track your net worth, savings, and investments without logging every transaction. This app provides a clear financial overview, allowing you to monitor assets, debt, and progress towards your goals with customizable account tracking and optional reminders.

Net worth calculationAsset and debt trackingInvestment growth monitoring
💰 Finance
(57)
freemium
20
PayUp: Personal Debt Tracker
PayUp: Personal Debt Tracker
PayUp: Personal Debt Tracker
They borrowed. Time to Pay Up
Free

Easily track money owed to you by friends and family. Log debts, record payments, and split group expenses without needing an account. Premium features are available via in-app purchase.

Log debts and IOUsTrack payment historySplit group expenses
💰 Finance
(3)
free with in-app purchases

FAQ about Payback Balance Tracker

What are the best payback balance tracker apps for iPhone?
Payback Balance Tracker tops our payback balance tracker apps ranking as of August 2026, with a 3.7-star average from 10 App Store ratings, and it's free to download.
Yes — 20 of the top payback balance tracker apps we rank are free to download, including Payback Balance Tracker and Wallet Balance.
Payback Balance Tracker has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ payback balance tracker apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Payback Balance Tracker is a finance app designed to help users log and track debts and balances among friends without the need for actual money exchange. It clarifies who owes whom within a social group.
Payback Balance Tracker is available on iOS devices, including iPhone, iPad, and iPod. It is not currently available on Android.