Easily track debts and balances among friends without needing to exchange money. This app helps everyone know who owes whom, simplifying shared expenses and reimbursements.



221+ iOS apps curated and reviewed
Finding the right payback balance tracker apps can be overwhelming with so many options. We've analyzed 221+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | Free | 3.7★ (10) | No | No | May 2026 | |
| 2 | Free | 4.7★ (6.7K) | Yes | Yes | Jul 2026 | |
| 3 | Free | 4.7★ (9.8K) | No | Yes | Jul 2026 | |
| 4 | Free | 4.7★ (6.6K) | Yes | Yes | Jul 2026 | |
| 5 | Free | 4.8★ (9.1K) | Yes | Yes | Jul 2026 | |
| 6 | Free | 4.6★ (4.8K) | No | Yes | Jul 2026 | |
| 7 | Free | 4.4★ (5.6K) | No | Yes | Jul 2026 | |
| 8 | Free | 4.6★ (472) | Yes | No | Jul 2026 |



Easily track debts and balances among friends without needing to exchange money. This app helps everyone know who owes whom, simplifying shared expenses and reimbursements.






Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.




Easily manage multiple financial accounts with a digital checkbook register. This application offers a straightforward interface to track your balances and transactions, replacing traditional paper methods.


Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.


Easily log your hourly income, hours worked, and tips. Visualize your earnings with insightful graphs and identify your most profitable periods. Track multiple jobs and custom categories, with the option to export your data.


Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.


Manage your finances across multiple accounts with this intuitive app. Track checking, savings, cash, and credit card balances, schedule recurring transactions, and view detailed reports. Avoid overdraft fees and bank errors with easy-to-use tools.


This app offers a straightforward way to track expenses, manage budgets, and organize spending. It helps users gain control over their finances with simple tools for recording income and outgoings, analyzing spending patterns, and setting reminders. The application aims to bring order to financial life without unnecessary complexity.


This app helps you manage and track your daily expenses with an intuitive interface. It offers features like financial calendars, customizable categories, and reminders to help you stay on top of your spending and bills.


Manage all your financial needs on the go with this intuitive app. Track expenses, monitor budgets, and stay on top of bills with customizable reminders and insightful charts. Securely back up your data for peace of mind.


Easily track the true balance of up to 12 accounts, including cash, credit cards, and expenses. Manage recurring transactions, use a simple interface, and secure your data locally. Generate custom reports for detailed financial insights.


Manage your personal finances with this app that allows you to track multiple accounts, add transactions, and view financial reports. It offers features like recurring transactions, reconciliation, and various reporting options to help you understand your spending.


Manage your personal finances with this app, allowing you to track multiple accounts, record income and expenses, and view detailed financial reports. It offers features like recurring transactions, reconciliation, and data backup for comprehensive financial oversight.


Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.


This app helps you master your finances by budgeting, tracking spending, and gaining insights into your financial habits. It offers features like bank account syncing, bill reminders, and an AI assistant to help you achieve your financial goals.


Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.


This app helps you manage your spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase your knowledge.


This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.


This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.


Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.