
Payback - Debt & IOU Tracker
Track Money You Owe & Are Owed
0 ratings
Free
In-App Purchases
About
Stop forgetting who owes you money.
Payback is a simple, elegant way to track money you’ve lent or borrowed — so you always know who owes you, how much, and where things stand.
No spreadsheets. No confusion. Just clarity.
Stay in control
- Track money owed and what you owe
- Log repayments and update balances instantly
- See totals and progress at a glance
- Add notes and keep everything organised
- Find anything fast with powerful search
Built for real life
Perfect for:
- Friends and shared expenses
- Roommates and rent tracking
- Family loans and IOUs
Simple. Private. Reliable.
Your data stays on your device.
No accounts.
No bank connections.
Just a clean, secure way to stay on top of things.
Go further with Payback Plus
Unlock advanced features including:
- Interactive widgets for quick insights
- Contact linking for easier tracking
- Payment requests using your preferred method
- Recurring debts and interest tracking
- Detailed statistics and charts
- PDF and CSV exports for reporting
Always within reach
Use Home Screen and Lock Screen widgets to instantly see balances, upcoming amounts, and progress.
Take control today
Download Payback and never lose track of money again.
Terms of Use:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Show more
What's New in Payback
1.5.1
July 7, 2026
Payback now speaks Spanish! The whole app — every screen, widget, and reminder — is now available in Spanish. Set your device to Spanish and Payback switches automatically. Thanks for using Payback!
MoreSubscription plans
Plus Monthly
Plus features with monthly billing. Cancel anytime.
$3.991 Month
1
In-App Purchases
$99.99
Plus Lifetime
Full access, one-time purchase.





