Best Iou Tracker Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Who Owes Me is the household name in iou tracker, but it's far from the only option. We track 250+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Compare top Iou Tracker Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6β˜… (788)NoYesSep 2026
2Payback: Debt & IOU TrackerPayback: Debt & IOU TrackerFreeβ€”NoYesSep 2026
3Dibs: Debt & IOU TrackerDibs: Debt & IOU TrackerFree was $0.995.0β˜… (1)NoYesSep 2026
4PayMeLater Friend Debt TrackerPayMeLater Friend Debt TrackerFree4.7β˜… (67)NoYesSep 2026
5Debt & IOU TrackerDebt & IOU TrackerFreeβ€”NoYesJul 2026
6Debty - Private Debt TrackerDebty - Private Debt TrackerFree4.8β˜… (122)NoYesSep 2026
7IOUly - IOU TrackerIOUly - IOU TrackerFreeβ€”NoYesSep 2026
8Sudeb β€” Debt & IOU TrackerSudeb β€” Debt & IOU TrackerFreeβ€”NoYesJun 2026

Top Picks for Iou Tracker

Who Owes Me - Payment Tracker#1

Who Owes Me - Payment Tracker by Voglhuber

Remember debts, split expenses
Editor's Choice
πŸ’° Finance
4.6😐(788 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • πŸ‘ Easy to use and intuitive
  • πŸš€ Provides a good overview of debts
  • πŸ’‘ Helpful for tracking money owed
  • πŸš€ Simple and straightforward

Room to Improve

  • πŸ’° Subscription or high one-time cost
  • πŸ”’ Limited functionality in free version
  • πŸ› Sync issues between devices
  • πŸ› Crashes and data loss
  • πŸ’° Expensive for the features offered
Dibs: Debt & IOU Tracker#3

Dibs: Debt & IOU Tracker by Pablo Gamero

Who owes who, made simple
Worth Considering
πŸ’° Finance
5.0(1 ratings)
FreeIn-App Purchases
Dibs: Debt & IOU Tracker screenshot 1
Dibs: Debt & IOU Tracker screenshot 2
Dibs: Debt & IOU Tracker screenshot 3
Dibs: Debt & IOU Tracker screenshot 4
Dibs: Debt & IOU Tracker screenshot 5
Dibs: Debt & IOU Tracker screenshot 6

Easily track who owes whom money and manage your debts. This app simplifies splitting group expenses, setting reminders for payments, and visualizing your financial balance with friends. It offers a private experience with no account or cloud storage required.

More Iou Tracker apps to explore

FAQ about Iou Tracker

What are the best iou tracker apps for iPhone?
Who Owes Me - Payment Tracker tops our iou tracker apps ranking as of September 2026, with a 4.6-star average from 788 App Store ratings, and it's free to download.
Yes β€” 20 of the top iou tracker apps we rank are free to download, including Who Owes Me - Payment Tracker and Payback: Debt & IOU Tracker.
Who Owes Me - Payment Tracker has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ iou tracker apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you remember who you owe money to and who owes you money. It allows you to track debts, split expenses with friends, and maintain an overview of your financial transactions with contacts.
Key features include remembering debts, splitting expenses, cloud synchronization between devices, support for over 155 currencies, part payments, marking debts as paid, exporting data, generating PDFs, and sending reminders via SMS or email.

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