Best Iou Tracker Apps

250+ iOS apps curated and reviewed

4.9 avg rating
20 free apps
Updated August 2026

Who Owes Me is the household name in iou tracker, but it's far from the only option. We track 250+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Compare top Iou Tracker Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6β˜… (788)NoYesAug 2026
2Payback: Debt & IOU TrackerPayback: Debt & IOU TrackerFreeβ€”NoYesAug 2026
3Dibs: Debt & IOU TrackerDibs: Debt & IOU TrackerFree was $0.995.0β˜… (1)NoYesJul 2026
4PayMeLater Friend Debt TrackerPayMeLater Friend Debt TrackerFree4.7β˜… (67)NoYesAug 2026
5Debty - Private Debt TrackerDebty - Private Debt TrackerFree4.8β˜… (122)NoYesAug 2026
6Debt & IOU TrackerDebt & IOU TrackerFreeβ€”NoYesJul 2026
7Sudeb β€” Debt & IOU TrackerSudeb β€” Debt & IOU TrackerFreeβ€”NoYesJun 2026
8Debt Book - Loan & IOU TrackerDebt Book - Loan & IOU TrackerFree5.0β˜… (4)NoYesAug 2026

Top Picks for Iou Tracker

Who Owes Me - Payment Tracker#1

Who Owes Me - Payment Tracker by Voglhuber

Remember debts, split expenses
Editor's Choice
πŸ’° Finance
4.6😐(788 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • πŸ‘ Easy to use and intuitive
  • πŸš€ Provides a good overview of debts
  • πŸ’‘ Helpful for tracking money owed
  • πŸš€ Simple and straightforward

Room to Improve

  • πŸ’° Subscription or high one-time cost
  • πŸ”’ Limited functionality in free version
  • πŸ› Sync issues between devices
Dibs: Debt & IOU Tracker#3

Dibs: Debt & IOU Tracker by Pablo Gamero

Who owes who, made simple
Worth Considering
πŸ’° Finance
5.0(1 ratings)
FreeIn-App Purchases
Dibs: Debt & IOU Tracker screenshot 1
Dibs: Debt & IOU Tracker screenshot 2
Dibs: Debt & IOU Tracker screenshot 3
Dibs: Debt & IOU Tracker screenshot 4
Dibs: Debt & IOU Tracker screenshot 5
Dibs: Debt & IOU Tracker screenshot 6

Easily track who owes whom money and manage your debts. This app simplifies splitting group expenses, setting reminders for payments, and visualizing your financial balance with friends. It offers a private experience with no account or cloud storage required.

More Iou Tracker apps to explore

4
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
Track debts and split bills
Free

Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.

Track running tallies of debtsSplit bills by assigning items from receipt photosSign up with phone number
πŸ’° Finance
(67)
free with in-app purchases
5
Debty - Private Debt Tracker
Debty - Private Debt Tracker
Debty - Private Debt Tracker
Keep track of your debts/loans
Free

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

Track debts and loansManage shared expensesAutomatic calculations
πŸ’° Finance
(122)
free with in-app purchases
6
Debt & IOU Tracker
Debt & IOU Tracker
Debt & IOU Tracker
Track IOUs & Due Dates
Free
πŸ’° Finance
(0)
7
Sudeb β€” Debt & IOU Tracker
Sudeb β€” Debt & IOU Tracker
Sudeb β€” Debt & IOU Tracker
Payables and Receivables
Free

Manage your financial obligations with this app. Track who owes you money and who you owe money to, with support for multiple currencies. Future updates will include calendar reminders and summary views.

Track receivablesTrack payablesMultiple currencies
πŸ“Š Productivity
(0)
free with in-app purchases
8
Debt Book - Loan & IOU Tracker
Debt Book - Loan & IOU Tracker
Debt Book - Loan & IOU Tracker
Debt Tracker & Payoff Reminder
Free

Easily track money lent and borrowed, including repayments and interest. Organize finances with multiple ledgers and secure your data with a PIN lock. Works offline with optional iCloud backup and export.

Record lend and borrow transactionsTrack repayment historyMultiple ledgers (personal, business)
πŸ’° Finance
(4)
free with in-app purchases
9
GeoApe Tracker
GeoApe Tracker
GeoApe Tracker
Share your adventures online!
Free
πŸ—ΊοΈ Navigation
(0)
10
DebtMe: IOU & Debt Tracker
DebtMe: IOU & Debt Tracker
DebtMe: IOU & Debt Tracker
Lend, Borrow, Loan & Interest
Free
πŸ’° Finance
(0)
11
Owe Book: Debt & IOU Tracker
Owe Book: Debt & IOU Tracker
Owe Book: Debt & IOU Tracker
Split bills & track who owes
Free
πŸ’° Finance
(0)
12
Skye Flow: Pacee Tracker
Skye Flow: Pacee Tracker
Skye Flow: Pacee Tracker
by Sami Acar
Free
πŸ“Š Productivity
(0)
13
IOUly - IOU Tracker
IOUly - IOU Tracker
IOUly - IOU Tracker
Track money lent out
Free
πŸ’° Finance
(0)
14
Industrial Tracker
Industrial Tracker
Industrial Tracker
by Celtis OOD
Free
πŸ”§ Utilities
(0)
15
Smart GLP-1 Tracker by Gloe
Smart GLP-1 Tracker by Gloe
Smart GLP-1 Tracker by Gloe
Mounjaro, Ozempic & Wegovy
Free
πŸ’ͺ Health & Fitness
(0)
16
Salt: GLP-1 & Peptide Tracker
Salt: GLP-1 & Peptide Tracker
Salt: GLP-1 & Peptide Tracker
Log doses. See changes.
Free

Track medication doses, schedules, and remaining supply for various treatments. Monitor health metrics like weight and blood pressure alongside your treatment history. Features include automatic unit conversion for reconstitution and secure, private data storage.

Log GLP-1s, peptides, and TRT dosesTrack schedules and remaining supplyMonitor health metrics alongside treatment
πŸ’ͺ Health & Fitness
(2)
free with in-app purchases
17
JBD Tracker
JBD Tracker
JBD Tracker
GPS Tracking
Free
πŸ”§ Utilities
(0)
18
Sol Tracker
Sol Tracker
Sol Tracker
GPS MONITORING
Free
πŸ—ΊοΈ Navigation
(0)
19
MFT - Tracker
MFT - Tracker
MFT - Tracker
Tracker
Free
πŸ—ΊοΈ Navigation
(0)
20
DiscoverTracker
DiscoverTracker
DiscoverTracker
by enrique salgado
Free
πŸ”§ Utilities
(0)

FAQ about Iou Tracker

What are the best iou tracker apps for iPhone?
Who Owes Me - Payment Tracker tops our iou tracker apps ranking as of August 2026, with a 4.6-star average from 788 App Store ratings, and it's free to download.
Yes β€” 20 of the top iou tracker apps we rank are free to download, including Who Owes Me - Payment Tracker and Payback: Debt & IOU Tracker.
Who Owes Me - Payment Tracker has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ iou tracker apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you remember who you owe money to and who owes you money. It allows you to track debts, split expenses with friends, and maintain an overview of your financial transactions with contacts.
Key features include remembering debts, splitting expenses, cloud synchronization between devices, support for over 155 currencies, part payments, marking debts as paid, exporting data, generating PDFs, and sending reminders via SMS or email.

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