MyHutang: Debt & IOU Tracker

MyHutang is a personal record-keeping app for tracking debts and IOUs. It does not offer loans or credit, or connect you with lenders. "Hutang" is Malay for debt. MyHutang keeps track of money lent and borrowed between friends and family, and your monthly bills, privately on your iPhone. TRACK BOTH SIDES - Money owed to you and money you owe, in one running balance - Partial payments and full settlement, with every payment kept - Add to a debt when someone borrows again - Write off balance: let go of what is left on a debt without it counting as a payment, also while recording a payment - Pay several debts at once: one payment spread over a person's debts, oldest first or your own order - Merge a person's debts into one, and separate them again - See every change to a debt, and restore an old value - Recently deleted keeps what you delete for 30 days - Sort by debt date, last updated, due date, amount or name - Optional flat, simple or compound interest RECEIPTS AND STATEMENTS - Share a PDF receipt for a payment, or a statement for each person with their whole history - 20 receipt designs, with your own colour, name and footer - Attach up to five receipt photos to a payment, from the camera or your library - Send a statement or reminder straight to WhatsApp HOW TO PAY BACK - Keep your bank, account number and payment QR, and each person's too - Copy an account number in one tap when you pay someone back NEVER MISS A DUE DATE - Due-date reminders at a time you choose - Monthly commitments for rent, loans, utilities and subscriptions, with a paid or unpaid view each month - Split bills equally or by amount per person SEE THE WHOLE PICTURE - Cash flow month by month, payment progress and insights - Home Screen widgets for your balance, what is due and your commitments - Ask Siri: "Add a debt in MyHutang", or use Shortcuts - On Apple Watch: your balance, what is due and this month's bills, and record a payment with the Digital Crown PRIVATE BY DESIGN - No account, no sign-up, no MyHutang server - Works offline; your records stay on your iPhone - App Lock with Face ID or a PIN, and Hide Amounts - No ads and no tracking MAKE IT YOURS - 20 debt card styles, balance card styles and colour themes - Currencies from around the world - 20 languages: English, Malay, Indonesian, Filipino, Chinese, Thai, Hindi, Arabic, Russian, Spanish (Latin America and Spain), Korean, Japanese, French, German, Vietnamese, Portuguese (Brazil), Turkish, Italian and Swahili BACKUP - Optional iCloud Backup, daily, weekly or monthly - Move from Android: the same backup file opens on both - After a restore, a summary shows what came in - Export to CSV or JSON at any time MyHutang is free, with no ads, no subscription and no paywall.