
OweTrack - IOU Tracker
Keep track of who owes who.
About
Easily track debts and repayments among friends and family. Record who owes whom, manage payments, and view outstanding balances. All your financial IOU data is stored locally on your device for privacy.
What's New in OweTrack
1.1
October 9, 2026
OweTrack 1.1 makes your private IOU ledger easier to manage: - Save an IOU with a future reminder to schedule it, with clear status and change/cancel controls - Search titles, people, and notes; filter and sort your IOUs - Archive paid-off IOUs and find them again with the Archived filter - Share your complete ledger as text or export CSV with payment history - Add optional Face ID or device-passcode App Lock - Save JSON backups and preview/restore missing IOUs through Files Also includes improvements to money entry, saving reliability, and reminder handling when an IOU is paid off or reopened.
MoreFAQ
How does OweTrack help manage debts?
OweTrack allows you to create detailed IOUs, record repayments, and track outstanding balances. You can easily see who owes you money and how much remains to be paid.
Is OweTrack secure?
OweTrack stores your ledger locally on your iPhone, with no account, analytics, or tracking. You can optionally require Face ID or your device passcode to open the app for added security.
Can I share my IOU data with others using OweTrack?
Yes, OweTrack allows you to share a repayment summary or your complete ledger as plain text. You can also export your data as a CSV file.
Does OweTrack sync data between devices?
No, OweTrack does not sync your ledger between devices. Backups are manual and saved through Files, and restoring a backup keeps existing IOUs unchanged.
What kind of financial transactions can OweTrack track?
OweTrack is designed for tracking informal debts between friends and family, such as covering dinner, tickets, travel, rent, or shared purchases. It does not process payments or connect to banks.
How often is OweTrack updated?
The latest version of OweTrack is 1.1, which was last updated on October 9, 2026. Updates are released by developer AppKid LLC.
What is the user sentiment for OweTrack?
OweTrack has received a perfect rating of 5.0 stars from 1 rating, indicating very positive user sentiment based on available data.
Does OweTrack have ads?
OweTrack is ad-free, meaning you can manage your IOUs without any advertisements interrupting your experience.









