Comparison

BUDJET vs OweTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BUDJET

This app helps you manage your monthly budget by tracking your spending in real-time. It visually shows your remaining money and allows for customizable categories to keep you on track with your financial goals.

Highlights
  • Real-time budget countdown
  • Spending tracking
  • Monthly budget management
  • Customizable spending categories
  • Offline functionality
  • Data export (Premium)
Features
Read full description

Monthly Budget Countdown Track your spending like never before! BUDJET is the budget countdown tracker that shows your remaining money in real-time. Track spending, manage your monthly budget, and watch your countdown to stay on track. See exactly how much budget you have left Works offline - 100% private Customizable spending categories FREE core features. Premium unlocks: • Custom Categories • Schedule Recurring Expenses • Data export • Custom notifications Perfect for anyone serious about their finances. --- DesignAIIIR, Inc. | support@designaiiir.com https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

OweTrack

Easily track debts and repayments among friends and family. Record who owes whom, manage payments, and view outstanding balances. All your financial IOU data is stored locally on your device for privacy.

Highlights
  • Create IOUs with details
  • Record and track repayments
  • View active, overdue, and paid IOUs
  • Search and filter IOUs
  • Schedule local reminders
  • Share summaries and export data
  • Local backups and restore
Features
Read full description

OweTrack is a lightweight IOU tracker for friends and family. Keep track of who owes whom, record repayments, and see what remains to be paid. Use it when someone covers dinner, tickets, travel, rent, or a shared purchase. Your ledger is stored on your iPhone, with no account, analytics, or tracking. Features: - Create IOUs with a title, borrower, lender, amount, optional due date and reminder, and notes - Add, edit, and delete repayments; see remaining balances and payment history - See active, overdue, and paid-off IOUs - Search titles, people, and notes; filter by status and sort by date, balance, or title - Archive paid-off IOUs and retrieve them with the Archived filter - Schedule local reminders when saving a new IOU with a future reminder date; change or cancel reminders and check their status - Share a repayment summary or your complete ledger as plain text - Export CSV with IOUs and payment history, including archived IOUs - Optionally require Face ID or your device passcode to open the app - Save JSON backups through Files and preview missing IOUs before restoring them Restoring a backup keeps existing IOUs unchanged. Restored reminder dates do not automatically schedule notifications. Backups are manual; OweTrack does not sync your ledger between devices. You choose where shared text and exported files go, including any cloud file provider you select. CSV and backup files are not encrypted by OweTrack. App Lock protects the app screen, not exported files or notification previews. OweTrack does not process payments, move money, or connect to banks. It is a simple ledger for recording IOUs and repayments.

Screenshots

BUDJET3 screens
OweTrack4 screens

Verdict

The call

The clearest difference is in-app purchases: OweTrack at none against BUDJET's 3. OweTrack also leads on ads (none vs shown). BUDJET's advantage is update cadence (weekly vs every 4 months) and device support (3 vs 1). On price, rating and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BUDJET sells 3 in-app purchases, starting at $4.99 per month. OweTrack asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for BUDJET against 5.0 for OweTrack. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

BUDJET ships an update weekly, OweTrack every 4 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard6 real differences · 3 level
BUDJET versus OweTrack: the parameters behind the verdict, then further details
ParameterBUDJETOweTrack
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Number of ratings2 — better1
Update frequencyWeekly — betterEvery 4 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better26.0
Further details — not scored
Size41 MB7 MB
Age rating4+4+
DeveloperDesignAIIIR IncAppKid LLC

In-app purchases

3 purchases

BUDJET

Subscriptions2
  • Monthly$4.991 Month
  • Budjet Premium - Annual$39.991 Year
One-time1
  • Budjet Premium - Lifetime$99.99
None

OweTrack

No in-app purchases

Questions

Is BUDJET free?
BUDJET is free to download, with in-app purchases available.
Is OweTrack free?
OweTrack is free to download, with no in-app purchases.
Which has better reviews, BUDJET or OweTrack?
BUDJET and OweTrack are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do BUDJET or OweTrack have ads?
BUDJET shows ads; OweTrack does not.
Which is updated more often, BUDJET or OweTrack?
BUDJET ships an update weekly, and OweTrack every 4 months. Most recently, BUDJET was updated on October 24, 2026 and OweTrack on October 25, 2026.

Other comparisons