Comparison

OweTrack vs OweTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OweTrack

Features
Read full description

OweTrack helps you keep client debts, payments, invoices, reminders, and scanned receipts organized in one simple finance workspace. Whether you track money owed by clients, manage small business invoices, or need a clear record of payments, OweTrack gives you a fast way to see what is pending, paid, overdue, and ready to export. Track what matters: - Add clients and view their full balance history - Record debts, payments, and due dates - Create and export professional invoices - Scan and save receipts or invoice records - Set reminders for upcoming due dates - View overdue debts and recent client activity - Export today’s app data as CSV and PDF - Change currency from settings - Review analytics and reports with Pro OweTrack is built for small businesses, freelancers, shops, service providers, and anyone who needs a practical way to manage owed money without complicated accounting software. Stay organized, follow up on time, and keep your financial records easy to understand. Terms of use: https://yieldmonk.com/terms-of-use/ Privacy Policy: https://yieldmonk.com/app-privacy-policy/

About

OweTrack

Features
Read full description

OweTrack is a lightweight IOU tracker for friends and family. Keep track of who owes whom, record repayments, and see what remains to be paid. Use it when someone covers dinner, tickets, travel, rent, or a shared purchase. Your ledger is stored on your iPhone, with no account, analytics, or tracking. Features: - Create IOUs with a title, borrower, lender, amount, optional due date and reminder, and notes - Add, edit, and delete repayments; see remaining balances and payment history - See active, overdue, and paid-off IOUs - Search titles, people, and notes; filter by status and sort by date, balance, or title - Archive paid-off IOUs and retrieve them with the Archived filter - Schedule local reminders when saving a new IOU with a future reminder date; change or cancel reminders and check their status - Share a repayment summary or your complete ledger as plain text - Export CSV with IOUs and payment history, including archived IOUs - Optionally require Face ID or your device passcode to open the app - Save JSON backups through Files and preview missing IOUs before restoring them Restoring a backup keeps existing IOUs unchanged. Restored reminder dates do not automatically schedule notifications. Backups are manual; OweTrack does not sync your ledger between devices. You choose where shared text and exported files go, including any cloud file provider you select. CSV and backup files are not encrypted by OweTrack. App Lock protects the app screen, not exported files or notification previews. OweTrack does not process payments, move money, or connect to banks. It is a simple ledger for recording IOUs and repayments.

Screenshots

OweTrack4 screens
OweTrack4 screens

Verdict

The call

The clearest difference is in-app purchases: OweTrack at none against OweTrack's 3. OweTrack's advantage is update cadence (fortnightly vs every 4 months) and iOS requirement (18.6 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OweTrack sells 3 in-app purchases, starting at $7.99 per month. OweTrack asks for nothing beyond the download.

UpkeepUpdate frequency

OweTrack ships an update fortnightly, OweTrack every 4 months. Both last shipped on October 24, 2026.

Scorecard3 real differences · 5 level
OweTrack versus OweTrack: the parameters behind the verdict, then further details
ParameterOweTrackOweTrack
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyFortnightly — betterEvery 4 months
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhoneiPhone
Requires iOS18.6 — better26.0
Further details — not scored
Size5 MB7 MB
Age rating4+4+
DeveloperYieldmonk Technologies LLCAppKid LLC

In-app purchases

3 purchases

OweTrack

Subscriptions2
  • Monthly Subscription7 Days trial$7.991 Month
  • Yearly Subscription7 Days trial$39.991 Year
One-time1
  • Lifetime Plan$59.99
None

OweTrack

No in-app purchases

Questions

Is OweTrack free?
OweTrack is free to download, with in-app purchases available.
Is OweTrack free?
OweTrack is free to download, with no in-app purchases.
Do OweTrack or OweTrack have ads?
Neither OweTrack nor OweTrack shows ads.
Which is updated more often, OweTrack or OweTrack?
OweTrack ships an update fortnightly, and OweTrack every 4 months. Most recently, OweTrack was updated on October 24, 2026 and OweTrack on October 24, 2026.

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