Create professional agreements and manage payments effortlessly. Draft documents using AI, e-sign, and track invoices and due dates in one organized platform. Secure sign-in ensures your data is protected.






249+ iOS apps curated and reviewed
With an average user rating of 4.7★, the iou category is one of the App Store's strongest. Browse all 249+ apps we track, sorted so the most loved ones surface first.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | Free | 5.0★ (8) | Yes | Yes | Aug 2026 | |
| 2 | Free | 4.6★ (788) | No | Yes | Aug 2026 | |
| 3 | Free | 4.8★ (122) | No | Yes | Aug 2026 | |
| 4 | Free | 4.4★ (17) | No | Yes | Aug 2026 | |
| 5 | Free | — | No | No | May 2026 | |
| 6 | Free | 5.0★ (2) | No | Yes | Aug 2026 | |
| 7 | Free | — | No | Yes | Jun 2026 | |
| 8 | Free | — | No | Yes | Jul 2026 |






Create professional agreements and manage payments effortlessly. Draft documents using AI, e-sign, and track invoices and due dates in one organized platform. Secure sign-in ensures your data is protected.






Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.





Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.


Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.




Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.






Effortlessly split bills, track shared expenses, and manage group finances. This app simplifies tracking who owes what, organizing costs by group, and sending payment reminders. Perfect for roommates, friends, and families to avoid awkward money conversations.


This app helps you record personal promises and favors, focusing on relationships and trust rather than monetary debt. It serves as a digital reminder of bonds between people, like offering a massage or a future coffee. It's designed to cherish connections and the spirit of giving.






Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.


Easily track money lent and borrowed, ensuring you never forget debts. Manage multiple contacts, loans with interest, and partial payments. Secure your data with passcode and Touch ID, and receive timely reminders.


Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.


Easily track who owes you money and what you owe others. Features smart AI-generated payment reminders and support for over 70 currencies. Syncs across devices and offers PDF export for clear statements.




This app allows users to express gratitude through digital tokens and share stories of kindness. Users can earn rewards for positive actions and convert them into a unique cryptocurrency. It aims to build a social network centered around appreciation and recognition.



