Best Iou Apps

187+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.5★, the iou category is one of the App Store's strongest. Browse all 187+ apps we track, sorted so the most loved ones surface first.

Top Picks for Iou

Who Owes Me - IOU Tracker#2

Who Owes Me - IOU Tracker by Roman Voglhuber

Remember debts & split costs
Strong Contender
💰 Finance
4.6😐(767 ratings)
FreeIn-App Purchases
Who Owes Me - IOU Tracker screenshot 1
Who Owes Me - IOU Tracker screenshot 2
Who Owes Me - IOU Tracker screenshot 3
Who Owes Me - IOU Tracker screenshot 4
Who Owes Me - IOU Tracker screenshot 5
Who Owes Me - IOU Tracker screenshot 6

Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices
Debty - Private Debt Tracker#3

Debty - Private Debt Tracker by Derg AB

Keep track of your debts/loans
Worth Considering
💰 Finance
4.8(109 ratings)
FreeIn-App Purchases
Debty - Private Debt Tracker screenshot 1
Debty - Private Debt Tracker screenshot 2
Debty - Private Debt Tracker screenshot 3
Debty - Private Debt Tracker screenshot 4
Debty - Private Debt Tracker screenshot 5

This simple and intuitive app helps you manage and track your debts, loans, and shared expenses, making it easy to record and track money you owe or are owed. With features like automatic calculations, reminders, and iCloud synchronization, you can manage your finances with ease and stay on top of your debt payments.

More Iou apps to explore

4
IOU - English
IOU - English
IOU - English
by Islamic Online University
Free
📚 Education
(0)
5
Splitwise
Splitwise
Splitwise
Split expenses with friends
Free

An app that simplifies sharing expenses among friends and family, making it easy to split bills for rent, trips, events, and more. Offers features like multi-platform support, debt simplification, expense categorization, and integrated payment options. Experience stress-free money management and smoother financial relationships.

💰 Finance
(219)
6
IOU: Easily Split Your Tab
IOU: Easily Split Your Tab
IOU: Easily Split Your Tab
Upload and split with friends
Free

Easily split your tab with friends by scanning a receipt, itemizing it, and calculating each person's share, including tip and tax. Try it now and say goodbye to manual calculations and hassle-free payments!

🔧 Utilities
(16)
7
Cash Lender - IOU & Loans
Cash Lender - IOU & Loans
Cash Lender - IOU & Loans
IOU & Loans/Payments Manager
Free
💰 Finance
(131)
8
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Payments Planner & Reminder
Free

Track and manage your debts easily with our financial management assistant! Organize loans, track payments, set reminders, and stay on top of your finances effortlessly. Download now to simplify your financial life and enjoy peace of mind.

💼 Business
(260)
9
owed
owed
owed
money mangement made easy!
Free

This application helps users manage money owed to them by friends and family, allowing them to track multiple debts, send reminders, and view payment history. It's free to use, easy to set up, and offers features like contact integration, notifications, and 3D touch functionality.

💰 Finance
(50)
10
OweMe - Debt Tracker
OweMe - Debt Tracker
OweMe - Debt Tracker
Keep track of your money
Free

Track and manage your debts efficiently with an intuitive debt manager app that reminds you of unpaid debts and provides an overview of all outstanding amounts. Upgrade to unlock pro features and choose from various subscription options for enhanced functionality.

🔧 Utilities
(289)
11
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
IOUs & Money Messages
Free
💰 Finance
(340)
12
IOU-Money
IOU-Money
IOU-Money
IOU Money pending tracker
Free
💰 Finance
(1)
13
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

💰 Finance
(38K)
14
IOU – Due & Lend Tracker
IOU – Due & Lend Tracker
IOU – Due & Lend Tracker
Track Money You Owe & Lend
Free
💰 Finance
(0)
15
myIOU
myIOU
myIOU
myIOU – Gratitude Token Wallet
Free
🌐 Social Networking
(1)
16
Debt Tracker – IOU & Loans
Debt Tracker – IOU & Loans
Debt Tracker – IOU & Loans
Track money you owe or lend
Free
💰 Finance
(1)
17
Settle Up - Group Expenses
Settle Up - Group Expenses
Settle Up - Group Expenses
by Step Up Labs, Inc.
Free

Keep track of group expenses effortlessly with an app that simplifies splitting bills, tracking IOUs, and managing group finances seamlessly. Download now for easy expense management and streamlined debt settlement among friends, roommates, and travel companions.

💰 Finance
(1.6K)
18
Imou Life
Imou Life
Imou Life
Imou Life, Enjoy Smart Life
Free

Imou Life offers remote access and control for Imou smart IoT products, with features like live viewing, intelligent alerts, and secure video storage. Simplify your home security and smart living experience with Imou Life. Visit www.imoulife.com for more information.

🌟 Lifestyle
(4.6K)
19
IOU-International Online U
IOU-International Online U
IOU-International Online U
by DAFFODIL COMPUTERS LIMITED
Free
📚 Education
(0)
20
Wesplit - IOU expense tracker
Wesplit - IOU expense tracker
Wesplit - IOU expense tracker
Easily settle shared expenses
Free

Effortlessly manage shared expenses with this user-friendly app, which simplifies splitting bills, tracking IOUs, and settling debts among friends, roommates, or groups. Download now and take control of your shared expenses with a reliable and stress-free solution.

💰 Finance
(2)

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