iou – people points

iou is a points tracker for a group of people. Create a Network, name its currency, invite the people who belong in it, and send points back and forth. What the points mean is yours to decide — stars for chores, a tally for a shared trip, rewards for a team. The app does not have an opinion about it. Every Network has its own rules: who can invite, whether members can send to each other, whether balances can go negative, whether points can be burned. Set them once and forget them, or lock them so nobody can change them again — including you. Everything that moves is written down. Balances are worked out from the ledger rather than stored, so a number in iou is always the sum of things that actually happened. No real money. No adverts. No tracking.