Rana IOU — best simple option

Rana is a simple IOU and personal debt tracker for the small money moments between people you trust. Record who owes whom, add dates and notes, settle payments, and keep a clear history for every person. Rana keeps the interface simple while using a structured local ledger behind the scenes, so your balances stay easy to understand. Features: - Add people and track personal IOUs - Record amounts, notes, and transaction dates - See who owes you and who you owe - Settle debts and keep a clean history - Edit or delete entries when plans change - View weekly, monthly, and yearly balance trends - Choose your currency - No account required - Local-first storage on your device Rana is built for personal tracking. It is not a bank, lender, payment processor, or financial advisor.