Debtyy – Debt Tracker & IOU
Who owes me? Loans to friends
About
Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.
What's New in Debtyy
1.2.0
September 28, 2026
- New "Upcoming" widget with the nearest due dates, and the "Overdue" widget now shows sums and how many days late. Both work on the Lock Screen, and a tap opens the debt. - Balance widget (Pro): who owes whom on your Home Screen and Lock Screen, now in a large size too. - Reminders until it's paid (Pro): every 3 days, every week or every 2 weeks while a debt is overdue. - Share card styles (Pro): Midnight, Mint and Sunset, plus sending without Debtyy branding. - Statistics show the balance with each person. - Reminder texts now count days correctly: "1 day", "7 days".
MoreSubscriptions & In-App Purchases
Monthly
Unlock all Pro features with a monthly subscription
FAQ
What is Debt Tracker – IOU & Loans?
Debt Tracker – IOU & Loans is a personal finance app designed specifically for tracking money lent to friends or borrowed from family. It helps you manage IOUs and informal loans with features like payment recording and reminders.
How much does Debt Tracker – IOU & Loans cost?
The app is free to use with up to 3 active debts. For unlimited tracking, iCloud sync, and detailed statistics, you can unlock Debtyy Pro through monthly ($1.99) or annual ($12.99) subscriptions.
Does Debt Tracker – IOU & Loans have ads?
No, Debt Tracker – IOU & Loans is ad-free. The developers emphasize a privacy-focused experience without advertisements or user tracking.
Can I use Debt Tracker – IOU & Loans offline?
Yes, Debt Tracker – IOU & Loans works offline-first, meaning you can track debts and record payments without an internet connection. Data is stored locally on your device.
What devices does Debt Tracker – IOU & Loans support?
Currently, Debt Tracker – IOU & Loans is supported on iPhone. iCloud sync allows for data sharing across iPhone, iPad, and Mac devices.
How often is Debt Tracker – IOU & Loans updated?
The app was last updated on May 11, 2026, with version 1.0.8. This indicates a recent update, suggesting ongoing development and maintenance.
What are the subscription options for Debt Tracker – IOU & Loans?
Debt Tracker – IOU & Loans offers two subscription plans: a monthly subscription for $1.99 and an annual subscription for $12.99, providing access to premium features.
Is my financial data safe with Debt Tracker – IOU & Loans?
Yes, the app is privacy-focused and keeps your debt tracking records private on your device or in your personal iCloud. It does not require accounts or track your data.
