Debtyy – Debt Tracker & IOU
Track money you owe or lend
About
Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.
What's New in Debtyy
1.1.0
September 12, 2026
- Share a debt in one tap: a clean card with the amount, due date and progress, ready for iMessage, WhatsApp or Telegram. Swipe or long-press a debt in the list; closed debts get a "Paid in full" card. - Lock Debtyy with Face ID or Touch ID (Pro). Your debts stay hidden in the app switcher too. - Amounts of any size: fast typing no longer loses digits. Currency picker with search, your local currency suggested first. - Added Colombian Peso - "What's new" screen after each update. - Fixes: status bar on the Pro screen, adding a new contact with a hardware keyboard, onboarding polish.
MoreSubscription plans
Monthly
Unlock all Pro features with a monthly subscription
FAQ
What is Debt Tracker – IOU & Loans?
Debt Tracker – IOU & Loans is a personal finance app designed specifically for tracking money lent to friends or borrowed from family. It helps you manage IOUs and informal loans with features like payment recording and reminders.
How much does Debt Tracker – IOU & Loans cost?
The app is free to use with up to 3 active debts. For unlimited tracking, iCloud sync, and detailed statistics, you can unlock Debtyy Pro through monthly ($1.99) or annual ($12.99) subscriptions.
Does Debt Tracker – IOU & Loans have ads?
No, Debt Tracker – IOU & Loans is ad-free. The developers emphasize a privacy-focused experience without advertisements or user tracking.
Can I use Debt Tracker – IOU & Loans offline?
Yes, Debt Tracker – IOU & Loans works offline-first, meaning you can track debts and record payments without an internet connection. Data is stored locally on your device.
What devices does Debt Tracker – IOU & Loans support?
Currently, Debt Tracker – IOU & Loans is supported on iPhone. iCloud sync allows for data sharing across iPhone, iPad, and Mac devices.
How often is Debt Tracker – IOU & Loans updated?
The app was last updated on May 11, 2026, with version 1.0.8. This indicates a recent update, suggesting ongoing development and maintenance.
What are the subscription options for Debt Tracker – IOU & Loans?
Debt Tracker – IOU & Loans offers two subscription plans: a monthly subscription for $1.99 and an annual subscription for $12.99, providing access to premium features.
Is my financial data safe with Debt Tracker – IOU & Loans?
Yes, the app is privacy-focused and keeps your debt tracking records private on your device or in your personal iCloud. It does not require accounts or track your data.
