Best Paymelater Friend Debt Tracker Apps

212+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.7β˜…, the paymelater friend debt tracker category is one of the App Store's strongest. Browse all 212+ apps we track, sorted so the most loved ones surface first.

Top Picks for Paymelater Friend Debt Tracker

PayMeLater Friend Debt Tracker#1

PayMeLater Friend Debt Tracker by Nicovate Limited

Track debts and split bills
Editor's Choice
πŸ’° Finance
4.8(62 ratings)
FreeIn-App Purchases
PayMeLater Friend Debt Tracker screenshot 1
PayMeLater Friend Debt Tracker screenshot 2
PayMeLater Friend Debt Tracker screenshot 3
PayMeLater Friend Debt Tracker screenshot 4
PayMeLater Friend Debt Tracker screenshot 5
PayMeLater Friend Debt Tracker screenshot 6

Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.

Changed: Debt Payoff Planner#2

Changed: Debt Payoff Planner by Changed Inc.

Track Debt, Pay It Down Faster
Strong Contender
πŸ’° Finance
4.6😐(5.3K ratings)
FreeAds
Changed: Debt Payoff Planner screenshot 1
Changed: Debt Payoff Planner screenshot 2
Changed: Debt Payoff Planner screenshot 3
Changed: Debt Payoff Planner screenshot 4
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Changed: Debt Payoff Planner screenshot 6

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

What We Love

  • πŸš€ Helpful in paying off loans
  • πŸ’‘ Automatic debt payments
  • πŸ‘ Easy to use
  • πŸ€‘ Saves money without noticing

Room to Improve

  • πŸ› Connectivity issues with accounts
  • πŸ•°οΈ Slow payment processing
  • πŸ’Έ Subscription fees
Bill Tracker Pro#3

Bill Tracker Pro by Bill Tracker Pro, Inc.

Bill Organizer, Budget Planner
Worth Considering
πŸ’° Finance
4.6😐(4.7K ratings)
FreeIn-App Purchases
#97in Finance
Bill Tracker Pro screenshot 1
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Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

What We Love

  • ⭐ Amazing app
  • πŸš€ Helpful and easy to use
  • πŸ‘ Great budgeting and tracking features
  • πŸ”’ Secure and private

Room to Improve

  • πŸ› Bugs and glitches
  • ⚠️ Unreliable notifications
  • πŸ’° Subscription-based model

More Paymelater Friend Debt Tracker apps to explore

4
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
πŸ’° Finance
(7.6K)
free with in-app purchases
5
Money manager, expense tracker
Money manager, expense tracker
Money manager, expense tracker
Ѐинансы - расходы ΠΈ Π΄ΠΎΡ…ΠΎΠ΄Ρ‹
Free

Easily track your expenses and income to gain control over your budget and finances. Visualize spending patterns with clear diagrams and detailed reports. Personalize categories, manage multiple currencies, and set payment reminders for better financial management.

Expense and income trackingBudget managementSpending pattern visualization
πŸ’° Finance
(7.3K)
free with in-app purchases
6
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
πŸ’° Finance
(3.3K)
subscription
7
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
πŸ’° Finance
(1.2K)
free with in-app purchases
8
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
πŸ’° Finance
(6.7K)
free with in-app purchases
9
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
πŸ’° Finance
(61K)
subscription
10
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Manager and Tracker
Free

This app helps you manage and track all your bills to avoid late payments. It offers visual tracking, customizable reminders, and detailed logging for various bill types. Easily monitor your financial schedule and stay organized.

Calendar view of billsCustomizable bill remindersAdd bills with detailed information
πŸ’° Finance
(552)
free with in-app purchases
11
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

Debt eligibility analysisReduction request submissionStop collection calls
πŸ’° Finance
(1.4K)
free with in-app purchases
12
Money Lover: Money Manager
Money Lover: Money Manager
Money Lover: Money Manager
Money Manager Expense Tracker
Free

Effortlessly track expenses, create budgets, and manage your finances. This app offers automatic bill reminders, debt management, and multi-currency support. Secure your data with biometric protection and sync across devices.

Expense trackingBudget creationBill reminders
πŸ’° Finance
(2.2K)
free with in-app purchases
13
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
With Debt Snowball Method
Free
$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
πŸ’° Finance
(955)
free with in-app purchases
14
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances
πŸ’° Finance
(18K)
free
15
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
πŸ’° Finance
(9.2K)
free with in-app purchases
16
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

This app helps you track spending and create a personalized plan to get out of debt faster. Gain insights into your financial habits and see estimated timelines for becoming debt-free. It allows you to prioritize debt repayment and explore potential debt solutions.

Track spendingCreate debt payoff plansView financial insights
πŸ’° Finance
(809)
ad-supported
17
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
πŸ’° Finance
(30K)
subscription
18
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
πŸ’° Finance
(5.8K)
free with in-app purchases
19
Spending Tracker - Budget App
Spending Tracker - Budget App
Spending Tracker - Budget App
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
πŸ’° Finance
(667)
free with in-app purchases
20
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
πŸ’° Finance
(43K)
subscription