Best Paymelater Friend Debt Tracker Apps

Personalized debt payoff plansTrack loans, credit cards, and mortgagesCompare Snowball, Avalanche, and Cash Flow strategies

Create a personalized plan to become debt-free by tracking loans, credit cards, and mortgages. Compare payoff strategies, log payments, and visualize your progress towards financial freedom.

IOUs, Bills & Repayment Plans

freemium

Loan Tracker: You Owe Me

Track loans and IOUsSplit bills easilyBuilt-in Money Messages for conversations

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

(350)

Who Owes Me - Payment Tracker

Remember debts, split expenses

Track debts and IOUsSplit expensesCloud sync across devices

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

(788)

True Finance: Cash Advance

Get, Earn, and Save Money

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

DebtMe: IOU & Debt Tracker

(68K)

subscription

Lend, Borrow, Loan & Interest

AI Budget Manager - WalletGPT

Track Subscriptions & Bills

Voice-powered expense trackingSmart budget managementBill reminders and subscription tracking

Effortlessly track expenses and manage budgets using voice commands. This app provides clear financial insights, bill reminders, and savings goal tracking without requiring bank linking. It offers comprehensive financial management tools with a focus on privacy and ease of use.

Manage all your debts and loans in one place. Track money owed to you and money you owe to others, with clear overviews of balances and due dates. Achieve financial freedom with tools to help you stay organized and motivated.

Track borrowed and lent moneyManage student loans, credit cards, and personal debtsClear overview of balances and due dates

💼 Business

(2)

free

Lendnote: Smart Debt Tracker

IOU, Loan Records & Reports

Expense Tracker: Money Gone

Daily Spending, Budget & Bills

Fast expense entrySmart receipt scanningRecurring expense automation

Effortlessly track your spending, manage budgets, and build savings habits. Quickly log expenses, scan receipts, and automate recurring bills to gain clear financial visibility and control without complex tools.

(55)

Debt Tracker – IOU & Loans

Track money you owe or lend

Track interpersonal debtsRecord partial paymentsSet custom reminders

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

(1)

freemium

Debts & Savings Tracker

Debt tracker, piggy bank

Savings goal trackingDebt and repayment managementLoan payment tracking

This app helps you manage your debts and savings with virtual piggy banks for different goals. Track loans, repayments, and upcoming payments with multi-currency support and automatic cloud backup.

Track Money You Owe & Lend

(2)

freemium

IOU – Due & Lend Tracker

Stack - Simple Debt Manager

The fastest debt manager app

Categorize credit and debtCreate multiple financial spacesShare debt summaries

Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.

Debtly: Personal Debt Tracker

(6)

free

Track IOUs, Loans & Bills

Sudeb — Debt & IOU Tracker

Payables and Receivables

Track receivablesTrack payablesMultiple currencies

Manage your financial obligations with this app. Track who owes you money and who you owe money to, with support for multiple currencies. Future updates will include calendar reminders and summary views.

📊 Productivity

Financial - Manager & Tracker

Budget & Subscription Tracker

All accounts in one viewAutomatic transaction importBudgeting and spending tracking

Manage all your financial accounts, track spending, and set budgets with smart insights and automated categorization. Features include expense splitting, recurring payment management, and personalized financial advice. Supports offline use and iCloud sync across Apple devices.

Knot - Track Debt with Friends

Shared Balances, Simplified