WhoWhom — IOU & debt tracker

WhoWhom keeps track of the money between you and your friends — what they owe you, what you owe them, and when it's due. No awkward math, no forgotten IOUs A simple, private tracker for informal debts between friends — it just helps you remember who owes whom How it works: • Note money both ways — what you're owed and what you owe • Record repayments as they happen and watch each balance settle • Set due dates and get a gentle reminder the day before and on the day • Use any currency — set your own rates or pull today's, and see it all in one place • Repay across currencies — lend in one, get paid back in another • Clash mutual debts — when you both owe each other, hold to net it out • See at a glance what you're owed versus what you owe Clash: Friendships rarely run one way. You covered dinner, they covered the taxi, and now you both owe each other something. Clash finds the overlap and cancels it in one gesture — hold, and the two debts settle against each other. Whatever is left over stays on the ledger, to the cent, so nobody has to remember who transfers what Every currency, properly: Most apps convert everything through one home currency. WhoWhom prices any two currencies directly against each other, so lending in one currency and getting paid back in another works without a detour. Set the rate you actually agreed on, or pull today's from the web. Nothing shifts behind your back Private by design: • No ads. No trackers. No analytics • No account and no sign-up — just open it and start • Your data stays on your device and, if you choose, syncs through your own private iCloud. Nobody else can see it — not even us • Balances never appear in the app switcher — WhoWhom covers itself the moment you leave Free and Pro: WhoWhom is free for up to three friends, two open loans each, and two currencies beyond your main one — enough for most friendships WhoWhom Pro removes every limit and adds Clash, plus rate updates from the web. Available monthly, yearly, or as a one-time lifetime unlock Honest about what it is: WhoWhom is a tracker, not a bank — it never lends or moves money Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula