DebtMe: IOU & Debt Tracker

DebtMe: IOU & Debt Tracker

Lend, Borrow, Loan & Interest

0 ratings
2 reviews
Free
In-App Purchases

Details

Released
August 5, 2026
Updated
October 5, 2026

Features

DebtMe: IOU & Debt Tracker screenshot #1 for iPhone
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DebtMe: IOU & Debt Tracker screenshot #10 for iPhone
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About

This app helps you track money lent and borrowed between individuals. Log loans, record repayments, and calculate interest automatically. It offers reminders and customizable messages to help you manage your debts privately and securely on your device.

✓Track lent and borrowed money
✓Log partial repayments
✓Automatic interest calculation
✓Customizable repayment reminders
✓Pre-written messages for asking for money
✓Multiple ledgers and currencies
✓Home and Lock Screen widgets
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What's New in DebtMe

1.0.2

October 5, 2026

• Free iCloud sync between your iPhone and iPad, attached photos included. It stays off until you turn it on in Settings → Data. • More private: with the Face ID lock on, notifications and Lock Screen widgets no longer show names or amounts, and turning the lock off now asks for Face ID or your passcode. • Paying the exact balance shown now settles an interest-bearing debt in full, with nothing left over. • Repeating overdue reminders no longer skip the very day they are due. • Easier to read: better support for larger text sizes, clearer colours in light mode, and fuller VoiceOver descriptions. • Bug fixes: opening the app right after unlocking your iPhone no longer shows "Can't open your data", tapping a widget or notification opens the right debt, and Restore purchases tells you when the App Store can't be reached.

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Subscriptions & In-App Purchases

DebtMe Pro — Yearly

Every Pro feature, best value each year

$9.991 Year
How to cancel DebtMe subscription ⁉️

User reviews

Cobrança muito rápido

Pena que pedi muito rápido para pagamento mas o app parece ser ótimo estou gostando

Response from developer

Olá, Ribeiro! Muito obrigado pela avaliação, e que bom que você está gostando do DebtMe 😊 Obrigado também pelo retorno sobre o pagamento. Se algo não parecer certo ou se sentir falta de alguma função, conte para a gente em Ajustes → Enviar feedback, dentro do app. Lemos todas as mensagens!

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Testei dezenas de aplicativos para controlar empréstimos que faço. Esse é muito bom todos os demais não fazem sentido esse é muito bom vale muito a pena.

Response from developer

Olá! Muito obrigado pelo comentário 🙌 Saber que, entre dezenas de aplicativos, foi o DebtMe que fez sentido para você é o melhor elogio que poderíamos receber. Se sentir falta de algo ou alguma função não fizer sentido, mande sua sugestão em Ajustes → Enviar feedback, dentro do app. Um grande abraço!

Developer apps

FAQ

How does DebtMe handle interest on loans?

DebtMe offers four interest modes: none, % per month, % per year, or per-million-per-day. It calculates simple daily interest on the outstanding balance and can recalculate everything if you change a rate or start date.

Can I use DebtMe to ask people for money?

Yes, DebtMe provides ready-to-send messages in four tones (friendly, polite, firm, committed) that can be sent via message, mail, or other sharing options. You can also mark someone as nudged without sending a message.

What are the limits of the free version of DebtMe?

The free version of DebtMe covers up to 10 open debts and one ledger. This is sufficient for most users' everyday needs.

What features are unlocked in DebtMe Pro?

DebtMe Pro lifts the limits on open debts and ledgers. It also unlocks automatic interest calculation and CSV export functionality.

What are the subscription options for DebtMe Pro?

DebtMe Pro is available with monthly ($1.99/P1M) and yearly ($9.99/P1Y) subscription plans. There is also a one-time payment option for lifetime access.

Does DebtMe work offline?

Yes, DebtMe works offline. Currency conversion rates will catch up when you are back online.

How secure is my data with DebtMe?

DebtMe is designed for privacy, with all data staying on your device. It offers optional Face ID or Touch ID locking and allows you to back up your data to a file.

What devices does DebtMe support?

DebtMe is supported on iPhone and iPad devices. Widgets require iOS 18.6 or later.