Lendnote: Smart Debt Tracker

Lendnote: Smart Debt Tracker

Who Owes Me, Loans & Reports

1 ratings
Free
With Ads

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Details

Released
June 3, 2026
Updated
October 31, 2026

Features

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About

Easily track money lent and borrowed with this intuitive app. It uses AI to parse natural language entries, offers detailed transaction tracking, and provides smart financial insights. Keep all your debt records organized and secure locally on your device.

✓AI-powered natural language input
✓Track lending and borrowing transactions
✓Smart dashboard with net balance
✓Statistics and trends analysis
✓PDF statement generation
✓Photo proof for transactions
✓Interest and partial payment tracking
✓Due-date reminders
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What's New in Lendnote

1.2.6

October 31, 2026

You can now add a due date to any debt that doesn't have one, so it gets a reminder too. Plus smaller improvements and bug fixes. Thanks for using Lendnote!

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FAQ

Does Lendnote have ads?

Yes, Lendnote contains advertisements. As it is a free application, ads are displayed to support its development and maintenance.

How does Lendnote's AI input work?

Lendnote's AI input allows you to type naturally, like 'Lent John $50 for lunch,' and it will automatically parse this into a structured transaction. You can then review and confirm it with a single tap, eliminating the need for tedious forms.

Is my financial data secure with Lendnote?

Yes, Lendnote is private by design. All financial data is stored locally on your device, meaning your transactions and contacts never leave your phone. It also offers app lock functionality using your device's fingerprint or face recognition.

What transaction types can I track in Lendnote?

You can record four main transaction types: Lend, Borrow, Collect, and Repay. This allows for comprehensive tracking of every loan from its inception to its settlement.

Can I track interest on loans in Lendnote?

Yes, Lendnote supports interest tracking. You can record an interest rate on a debt, and the app will show how much interest has built up for reference. However, interest is not automatically added to the balance.

What devices is Lendnote available on?

Lendnote is available on iPhone and iPad devices. It is designed for iOS users looking to manage their personal debts.

How often is Lendnote updated?

The latest version of Lendnote is 1.2.4, and it was last updated on October 13, 2026. Updates typically include new features, bug fixes, and performance improvements.

Do I need an account to use Lendnote?

No, you do not need an account to use Lendnote. You can start tracking debts immediately without any sign-up, email, or hassle, as the app is designed for quick and intuitive use.