Best Lendnote alternatives: apps like Lendnote: Smart Debt Tracker

Whether you want more options like Lendnote or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Lendnote

IOUly - IOU Tracker by Serdar OZKAN

Track money lent out

Editor's Choice

0.0(0 ratings)

FreeIn-App Purchases

DebtMe: IOU & Debt Tracker by Huong Le Dieu

Repayment Reminders & Interest

Strong Contender

0.0(0 ratings)

FreeIn-App Purchases

Track money lent and borrowed between individuals with a private ledger. Log loans, record repayments, and calculate interest automatically. Includes reminders and messaging to help you manage your debts.

FlashBill: Expense Tracker by Jesus Alberto Duerto Prado

Instant expense records

Worth Considering

Prend: Loans & Split Bills

0.0(0 ratings)

FreeIn-App Purchases

More apps like Lendnote

Debt tracker between friends

Track loans and debts between friendsSplit bills for groups and shared expensesLog loans with amount, date, and due date

Easily track money lent to friends and split shared expenses without awkward conversations. The app helps manage loans, group bills, and payments, sending automatic reminders to ensure everyone settles up on time.

free with in-app purchases

(0)

Who Owes Me - Debt Tracker

IOU - OweTracker

Track money lent, borrowed, and owedFilter debts owed to you vs. money you oweView balances, payment history, and upcoming charges

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

(4)

freemium

Debtyy – Debt Tracker & IOU

Who owes me? Loans to friends

Track personal debtsLog partial paymentsGentle payment reminders

Easily track who owes you money and who you owe, with gentle reminders and the ability to share debt details. Manage partial payments, attach receipts, and view statistics. Keep your financial information private and secure.

(2)

freemium

Debt tracker to lend & borrow

Quem Deve: Who Owes Me

Track who owes you and what you oweSend WhatsApp payment remindersManage installments and fixed payments

Easily track money lent and borrowed, send WhatsApp reminders, and manage group expenses. Organize payments, split bills, and view balances per person. Ideal for personal tabs and shared events.

free with in-app purchases

(1)

Debt Tracker: Loan Reminder

Money You Owe, Lend & Borrow

(0)

Who Owes Me - OweList

Track Who Owes You

Track money owed and borrowedRecord partial repaymentsMonitor individual balances

Easily track money owed, borrowed, and personal debts in one organized place. Record debts, monitor repayments, and view balances for everyday situations like splitting bills or informal loans. Keep a clear log of all transactions without complex financial tools.

free with in-app purchases

(4)