Lendnote vs Lendon Fin
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Lendnote
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Tired of forgetting who owes you money - or how much you still owe a friend? Lendnote is a simple debt tracker and loan tracker that helps you record every amount you lend and borrow, so no debt ever slips through the cracks. Whether it's a small loan to a friend or money you borrowed last month, Lendnote keeps your personal finances clear, organized, and always up to date. KEY FEATURES SMART AI INPUT Just type naturally - "Lent John $50 for lunch" - and let AI instantly parse it into a structured transaction. No tedious forms. Review and confirm in one tap. TRACK LENDING AND BORROWING Record four transaction types: Lend, Borrow, Collect, and Repay. Every loan becomes a clear debt record you can follow from start to settled. SMART DASHBOARD See your net balance at a glance - total money owed to you, total you owe, due-soon reminders, and your most recent transactions, all on one screen. STATISTICS AND TRENDS See how much you lend and borrow over time. Pick a period, compare one month against the next, and spot the pattern behind the numbers. PDF STATEMENTS Turn any debt into a clean PDF statement. Preview it first, then send it from any app - handy when someone would rather have the details in writing. PHOTO PROOF Attach photos to a transaction and keep proof of what actually changed hands. INTEREST TRACKING Record an interest rate on a debt and see how much has built up. Interest is shown for reference and is never added to the balance on its own. PARTIAL PAYMENT TRACKING Collecting or repaying money in installments? Lendnote automatically applies each payment to the oldest debt first and updates the remaining balance for you. DEBT RECORDS AND STATUS Monitor every debt through clear stages: Active, Partially Paid, Settled, and Overdue. Progress bars show exactly how much is left. CONTACT MANAGEMENT Organize debts by person. Instantly see each contact's net balance, active debt count, and overdue alerts in one place. DUE-DATE REMINDERS Set a due date on any loan and get a local notification when repayment time arrives. Never chase a forgotten debt again. READY-TO-SEND REMINDERS Need to ask for your money back? Lendnote writes the message for you - choose the tone, edit it if you like, and send it from the app you normally use. SHAREABLE RECEIPTS Share any debt as a tidy receipt image, so both sides are looking at the same record. POWERFUL SEARCH AND FILTERS Find any transaction or debt record fast - search by name or note, filter by type and status, and sort by date or due date. WHY CHOOSE Lendnote PRIVATE BY DESIGN All financial data is stored locally on your device. Your transactions and contacts never leave your phone. APP LOCK Keep Lendnote behind your fingerprint or face, using the lock your device already has. Nothing extra to set up, no PIN to forget. NO ACCOUNT NEEDED Start tracking debts immediately. No sign-up, no email, no hassle. FAST AND INTUITIVE A clean, modern interface designed to log a loan in seconds. AI THAT SAVES TIME The smart parser turns everyday language into accurate records, so you spend less time on data entry. PERFECT FOR Tracking loans between friends and family Keeping proof and paperwork for loans between people who know each other Remembering small IOUs that add up Anyone who wants a clear money lending app without spreadsheets Stop relying on memory and messy notes. Download Lendnote today and take control of every loan you give and every debt you owe - the simple, private debt tracker that keeps your money organized.
Lendon Fin
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Lendon Fin helps you understand your loans and monthly finances in one clean and simple app Whether you have one loan or several you can easily keep track of payments monitor your remaining budget and explore different repayment strategies Features Manage all your loans in one place Add loans with amount interest rate term and payment date Enter an exact monthly payment when you already know it Track your monthly income and living expenses See how much money remains after all payments View upcoming payment dates in a built in calendar Simulate extra payments and compare repayment scenarios Estimate interest savings and shorter loan terms Store all information locally on your device Support for multiple currencies including USD EUR PLN and MXN Available in English Polish and Mexican Spanish Lendon Fin is designed for people who want a clear picture of their finances without unnecessary complexity No account required No subscriptions Your financial data stays on your device
Screenshots
Verdict
The clearest difference is ads: Lendon Fin at none against Lendnote's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lendnote ships an update every 3 days, Lendon Fin every 2 days. The most recent releases landed on October 10, 2026 and September 26, 2026 respectively.
| Parameter | Lendnote | Lendon Fin |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days | Every 2 days โ better |
| Ads | Yes | No โ better |
| In-app purchases | No | No |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 16.0 โ better | 17.6 |
| Further details โ not scored | ||
| Size | 54 MB | 7 MB |
| Age rating | 4+ | 17+ |
| Developer | Nam Truong Phuong | Rahila Badrudheen |
In-app purchases
Lendnote
No in-app purchases
Lendon Fin
No in-app purchases







