Best Credit Card Tracker Debt Apps

223+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

The best credit card tracker debt apps on iPhone average 4.7★ across 223+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Credit Card Tracker Debt

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#84in Finance
Debt Payoff Planner & Tracker screenshot 1
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Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Intuit Credit Karma#2

Intuit Credit Karma by Credit Karma, Inc.

Your personal money app
Strong Contender
💰 Finance
4.8😐(7.6M ratings)
FreeAds
#12in Finance
Intuit Credit Karma screenshot 1
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Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Get your personal money assistant with a powerful financial app offering insights on your accounts and credit, free credit monitoring, access to credit card and loan offers, net worth tracking, credit building, early paycheck access, drive score monitoring, and more. Download the app to start optimizing your finances today.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
Bill Tracker Pro#3

Bill Tracker Pro by Bill Tracker Pro, Inc.

Bill Organizer, Budget Planner
Worth Considering
💰 Finance
4.6😐(4.6K ratings)
FreeIn-App Purchases
Bill Tracker Pro screenshot 1
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Bill Tracker Pro screenshot 5
Bill Tracker Pro screenshot 6

​Stay on top of your bills and payments with our app that provides timely reminders and tracking features. Never miss a payment again - download now!

What We Love

  • ⭐ Amazing app
  • 🚀 Helpful and easy to use
  • 👍 Great budgeting and tracking features
  • 🔒 Secure and private

Room to Improve

  • 🐛 Bugs and glitches
  • ⚠️ Unreliable notifications
  • 💰 Subscription-based model

More Credit Card Tracker Debt apps to explore

4
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

Automate debt payoff with an app that rounds up your spare change to help you pay off credit cards, loans, and more. Save money effortlessly and accelerate your journey to a debt-free life with Stash My Cash. Join the Payoff Debt Revolution and start saving thousands today!

💰 Finance
(5.2K)
5
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

An essential credit monitoring tool with features like credit score updates, report access, credit simulator, and identity theft monitoring tools. Take control of your credit score for free with no impact on your score. Sign up to start monitoring and improving your credit today.

💰 Finance
(306K)
6
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

A debt payoff app that uses the snowball method to help users tackle their debts strategically. Start managing your debts effectively today with this intuitive planner.

💰 Finance
(1K)
7
Saldo – Debt Tracker & Payoff
Saldo – Debt Tracker & Payoff
Saldo – Debt Tracker & Payoff
Payments Planner & Reminder
Free

Track and manage your debts easily with our financial management assistant! Organize loans, track payments, set reminders, and stay on top of your finances effortlessly. Download now to simplify your financial life and enjoy peace of mind.

💼 Business
(8)
8
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
With Debt Snowball Method
Free
$0.99 | 100% OFF

A comprehensive debt management app utilizing the Debt Snowball method, featuring various tools like quick debt summaries, progress bars, payment due date reminders, and multiple payoff strategies. Users can track multiple debts, analyze repayment scenarios, and sync data across devices. Embark on your journey to financial freedom with Debt Free - Pay Off your Debt app!

💰 Finance
(955)
9
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

"Navigate your journey to financial freedom with Debt Free Box: Snowball Payoff, an easy-to-use app for managing and paying off debts. Simply set up your payoff plan and enjoy features like the snowball method, fast forward option, and detailed payment schedule. Take control of your debts and install the app now for free!"

💰 Finance
(2.3K)
10
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

An app that helps users monitor, improve, and understand their credit scores and reports to make informed financial decisions. Take control of your financial health today.

💰 Finance
(9.9K)
11
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Monitor and track your FICO credit scores from all three bureaus, receive credit alerts and insights on-the-go, and access educational content with this credit score monitoring application. Visit www.myfico.com to learn more and take control of your credit health.

💰 Finance
(48K)
12
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Remember debts & split costs
Free

Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.

💰 Finance
(55)
13
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

"Revitalize your credit score with our comprehensive credit repair services. Our application helps you repair your credit and improve your score through personalized guidance and expert advice. Take control of your financial future today!"

💰 Finance
(109K)
14
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Build credit with ease using Seen Mobile. Track your spending, boost your credit score, and take control of your financial health. Start your journey to better credit today!

💰 Finance
(21K)
15
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly with Kikoff: improve your credit score by 58 points on average. Choose from Basic or Premium plans, get a credit line reported to major bureaus, and watch your credit grow hassle-free. Sign up and start building credit effortlessly today.

💰 Finance
(251K)
16
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Simplify debt management and track credit card payoff progress with a user-friendly application designed to streamline financial tracking and goal achievement. Take control of your finances today.

💰 Finance
(3.1K)
17
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Simple Ledger for Payments
Free
📊 Productivity
(0)
18
Checkbook - Account Tracker
Checkbook - Account Tracker
Checkbook - Account Tracker
Spending, Income and Cashflow
Free

Track your spending, income, and cash flow effortlessly with this user-friendly account tracker app. Take control of your finances and manage your money more effectively today!

💰 Finance
(14K)
19
Petal Card
Petal Card
Petal Card
The Future of Credit
Free

This application offers two credit cards - PETAL 1 for improving credit scores with no annual fee and PETAL 2, an advanced card with cash back benefits and no fees. Both cards provide cash back offers, budget management tools, and report to credit bureaus without requiring previous credit history.

💰 Finance
(11K)
20
AlmostZero - Debt Tracking App
AlmostZero - Debt Tracking App
AlmostZero - Debt Tracking App
Crush Your Debt. Take Control.
Free

DownPay helps users track debts and payments with friends, simplifying group expenses and IOUs. Stay organized and settle debts easily with this user-friendly app. Start managing shared costs today!

💰 Finance
(65)