Best Credit Card Tracker Debt Apps

245+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

The best credit card tracker debt apps on iPhone average 4.5★ across 245+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Credit Card Tracker Debt Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
2Debt Tracker: Personal DebtsDebt Tracker: Personal DebtsFree4.8★ (61)YesYesSep 2026
3Tally: Credit Card TrackerTally: Credit Card TrackerFreeNoNoJul 2026
4Debt & Bill Tracker – SaldoDebt & Bill Tracker – SaldoFree4.8★ (307)NoYesSep 2026
5Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.3K)YesYesSep 2026
6Payment Tracker: Debt & CreditPayment Tracker: Debt & CreditFreeNoYesJun 2026
7Debt Tracker by UnDebtDebt Tracker by UnDebtFree was $4.995.0★ (4)NoYesSep 2026
8Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6★ (788)NoYesSep 2026

Top Picks for Credit Card Tracker Debt

Intuit Credit Karma#1

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Editor's Choice
💰 Finance
4.8😐(7.7M ratings)
Free
#22in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services

More Credit Card Tracker Debt apps to explore

FAQ about Credit Card Tracker Debt

What are the best credit card tracker debt apps for iPhone?
Intuit Credit Karma tops our credit card tracker debt apps ranking as of September 2026, with a 4.8-star average from 7.7M App Store ratings, and it's free to download.
Yes — 20 of the top credit card tracker debt apps we rank are free to download, including Intuit Credit Karma and Debt Tracker: Personal Debts.
Intuit Credit Karma has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 245+ credit card tracker debt apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Credit Karma helps you navigate your financial path by providing insights into your spending, monitoring your credit scores, and offering personalized loan and insurance offers. It also simplifies tax filing and provides access to online banking services.
Key features include connecting bank accounts for spending analysis, receiving alerts for credit score changes, comparing loan and insurance offers, and uploading W-2s to simplify tax filing. Premium subscribers gain access to identity protection and bill negotiation services.