247+ iOS apps curated and reviewed
The best credit card tracker debt apps on iPhone average 4.5★ across 247+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.8★ (7.7M) | No | No | Aug 2026 |
| 2 |  | Free | 4.7★ (299) | No | Yes | Aug 2026 |
| 3 |  | Free | 4.8★ (60) | Yes | Yes | Aug 2026 |
| 4 |  | Free | — | No | Yes | Jun 2026 |
| 5 |  | Free | 1.0★ (1) | Yes | Yes | Aug 2026 |
| 6 |  | Free | 4.1★ (75) | No | No | Aug 2026 |
| 7 |  | Free | — | No | No | Jul 2026 |
| 8 |  | Free | 4.8★ (196K) | No | No | Aug 2026 |
Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.
This app helps you manage debts, loans, and finances with features like joint tracking, payment reminders, and detailed analytics. It provides a secure way to organize your financial obligations and maintain a history of paid debts.
Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.
Manage and track multiple debts, including credit cards and loans. Visualize your repayment progress with clear indicators and receive monthly summaries to stay motivated and organized on your journey to becoming debt-free.
Monitor your credit restoration progress, including credit score changes, disputed items, and deletions. Easily submit essential documents and messages to manage your credit journey.
Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.
Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.
Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.
Create a personalized plan to become debt-free by tracking loans, credit cards, and mortgages. Compare payoff strategies, log payments, and visualize your progress towards financial freedom.
Easily manage all your debts and loans in one place. Track payments, interest, and categorize your financial obligations to stay organized and on the path to financial freedom.
This app centralizes your credit cards and loans, offering a clear overview of balances, due dates, and credit utilization. Connect accounts via Plaid or add them manually for easy financial management without spreadsheets.
Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.
This app allows you to simulate credit card usage without connecting to your bank. You can test purchases, payments, and payoff plans to understand interest, rewards, and credit utilization. It offers hands-free logging via Siri and home screen widgets for at-a-glance information.
Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.
Manage all your debts in one place with detailed insights into your payoff journey. Customize amortization schedules and APRs to visualize your progress towards financial freedom and save money.