Nice app!!
Really enjoy using this app
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Thanks for trying the app and leaving a review
Free
In-App Purchases
About
This app helps you visualize and accelerate your debt payoff journey. It offers personalized strategies like debt snowball or avalanche, connects to your bank accounts for automatic updates, and provides motivation through progress tracking and AI coaching. Get a clear view of your debt-free date and stay on track with payment reminders.
✓Debt Snowball and Avalanche payoff methods
✓Automatic bank account syncing via Plaid
✓AI-powered debt coaching and scenario planning
✓Progress visualization with charts and milestones
✓Payment reminders and payday routine setup
✓Calculates estimated debt-free date
Show original description
+2
What's New in Toffee
4.4.9
July 17, 2026
Fixed minor bugs
Subscription plans
Toffee Pro - Monthly
Monthly Access to Toffee Pro
$9.991 Month
7
In-App Purchases
$149.99
Toffee Pro - Lifetime Access
Lifetime Access to Toffee Pro
User reviews
FAQ
How does Toffee help me pay off debt?
Toffee offers two primary payoff strategies: Debt Snowball, which focuses on paying off smaller debts first for momentum, and Debt Avalanche, which prioritizes high-interest debts to save money. It also provides an AI debt coach for personalized advice and scenario planning.
Can I connect my bank accounts to Toffee?
Yes, Toffee securely connects to thousands of banks and credit unions using Plaid. This allows your debt balances to update automatically, eliminating the need for manual entry and ensuring your numbers are always current.
What are the subscription options for Toffee?
Toffee offers several subscription plans, including Weekly options starting at $0.99 with free trial periods of 3-7 days, and Monthly plans starting at $4.99 with a 7-day free trial. These plans unlock premium features and remove any limitations.
Is Toffee safe to use with my financial information?
Toffee prioritizes user data security and states that your data is never sold. It uses secure connections via Plaid for bank syncing and is designed with a focus on privacy, offering no ads or clutter.
Does Toffee have ads?
No, Toffee is ad-free. The app description explicitly states 'No ads. No clutter. Just your plan.' This ensures a focused and uninterrupted user experience.
What kind of debts can I track with Toffee?
Toffee is designed to help you manage various types of debt, including credit cards, student loans, car payments, and buy now pay later accounts. It aims to provide a clear overview of all your outstanding obligations.
How often is Toffee updated?
The latest version of Toffee is 4.2.8, and it was last updated on June 4, 2026. This indicates a consistent update schedule, suggesting ongoing development and improvements.
What is the age rating for Toffee?
Toffee has an age rating of 4+, making it suitable for a wide range of users. The app is available on iPhone, iPad, and iPod, and is free to download.
