Best Payment Plan Debt Apps

4.5😊(5.7K ratings)

Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

What We Love

🚀 Fast and efficient
💰 Significant debt reduction
👍 Easy to use
🙏 Helpful customer service

Room to Improve

🐛 Login and app issues
❌ Doesn't work with all creditors
💰 Expensive fees
🕰️ Slow response times

Progress Law Debt Relief by Progress Law LLC

Strong Contender

1.0(1 ratings)

Free

This app allows users to manage their debt relief programs efficiently. View active settlements, access documents, and track payments. Easily adjust payment schedules, including rescheduling, skipping, or increasing payments.

Debt Payoff Plan Calculator by AppRebel, Inc.

Snowball repayment strategies

Worth Considering

Payva: Buy Now, Pay Later

3.4😐(137 ratings)

Free

Debt Payoff Plan Calculator screenshot 1

Debt Payoff Plan Calculator screenshot 2

Debt Payoff Plan Calculator screenshot 3

Debt Payoff Plan Calculator screenshot 4

This app helps you pay off your debts faster by calculating optimal payment strategies. Choose from various methods like snowball or highest balance first, and visualize your progress with detailed schedules and graphs.

What We Love

👍 Helpful for debt management
💡 Motivates debt payoff
📈 Provides clear payoff projections
✅ Simple and easy to use
📊 Good for visualizing debt
🆓 Free to use
🎯 Focuses on debt snowball/avalanche

Room to Improve

😵 Hard to read text/colors
🐛 Snowball method not working correctly
🚫 No dark mode support
🔢 Inaccurate calculations
🔄 Requires monthly updates
💰 Limits on payment/balance entry
📉 APR limit (99.99%)
💸 Ads can be intrusive

More Payment Plan Debt apps to explore

by Abundant Servicing

Manage active payment plansMake one-time paymentsUpdate payment methods

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Debt & Loan Calculator - Pay Off Debts and Loans

by Catrnja Dev

Debt managementAutomatic payoff calculationDebt snowball method

Manage your debts with this intuitive tool. It automatically calculates payoff timelines using the debt snowball method, allowing you to accelerate your debt repayment by reinvesting previous payments into subsequent debts.

(6)

Liberty Debt Relief

by Liberty Debt Relief

Manage debt relief programsView active settlementsAccess important documents

This app allows users to manage their debt relief programs efficiently. Track payments, view active settlements, and access important documents. Easily reschedule, skip, or increase payments directly through the application.

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Debt Guide - Payoff Planner

Snowball Calculator & Tracker

Personalized debt repayment plansSnowball and Avalanche payoff methodsTrack multiple loans and credit cards

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances

Manage your debt reduction journey with this client dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and access exclusive client perks.

Track program progressView account balances and statementsReceive alerts and notifications

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Loan Calculator - Debt Planner

Mortgage, Car, Lease & Payoff

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

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Installments, BNPL & bills

PayTrack: Payment Plans

Clear Balance: Debt Tracker

Payoff planner, budget manager

Organize and add debtsRecord payments and update balancesTrack progress over time

Organize your debts, track your repayment progress, and gain clarity on your financial journey. This app provides a calm and supportive environment to manage balances, record payments, and explore guidance towards becoming debt-free.

Debt Payoff Planner: Snowball

freemium

Debt tracker & avalanche plan

Debt Tracker: Who Owes Me?

IOU Manager: Money Owed & Lent

Record who owes you moneyManage your own debtsDetailed debt data (amount, currency, payments)

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

(67)

Alleviate: Real Debt Relief

100,000+ Clients. Real Results

Personalized debt relief plansDebt consolidation optionsCreditor negotiation

This app helps individuals manage and reduce their debt by providing personalized plans, creditor negotiation, and progress tracking. It offers options to consolidate debt into a single lower payment or negotiate balances down directly with creditors, aiming for significant savings.

Manage your credit card account on the go. Check balances, pay bills, view activity, and monitor your credit score. Access customer service, educational resources, and secure login options.

Manage credit card accountCheck account balancePay bills

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Changed: Automate Debt Payoff

Track Debt, Pay It Down Faster

Automated extra paymentsRound up purchasesTrack all debt types

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

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Who Owes Me - Payment Tracker

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Track debts and IOUsSplit expensesCloud sync across devices

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

(810)

Debt & Bill Tracker – Saldo

Payments Planner & Reminder

Joint debt trackingDebt and loan groupingStatistics and analytics

This app helps you manage debts, loans, and finances with features like joint tracking, payment reminders, and detailed analytics. It provides a secure way to organize your financial obligations and maintain a history of paid debts.

💼 Business

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Debt Payoff Tracker - DebtFree

Snowball & Avalanche Planner