Best Payment Plan Debt Apps

4.5😊(3.6K ratings)

Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

What We Love

🚀 Fast and efficient
💰 Significant debt reduction
👍 Easy to use
🙏 Helpful customer service

Room to Improve

🐛 Login and app issues
❌ Doesn't work with all creditors
💰 Expensive fees
🕰️ Slow response times

Progress Law Debt Relief by Progress Law LLC

Strong Contender

0.0(0 ratings)

Free

Payva: Buy Now, Pay Later by Abundant Servicing

Worth Considering

5.0(4 ratings)

Free

Easily manage your existing payment plans in one secure location. Track your payment history, update payment methods, and make payments anytime with real-time updates.

More Payment Plan Debt apps to explore

Liberty Debt Relief

by Liberty Debt Relief

Manage debt relief programsView active settlementsAccess important documents

This app allows users to manage their debt relief programs efficiently. Track payments, view active settlements, and access important documents. Easily reschedule, skip, or increase payments directly through the application.

(2)

Debt Payoff Plan Calculator

Snowball repayment strategies

Debt repayment strategy calculatorSnowball method optionsHighest balance first strategy

This app helps you pay off your debts faster by calculating optimal payment strategies. Choose from various methods like snowball or highest balance first, and visualize your progress with detailed schedules and graphs.

(135)

Debt Guide - Payoff Planner

Snowball Calculator & Tracker

Personalized debt repayment plansSnowball and Avalanche payoff methodsTrack multiple loans and credit cards

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances

(21K)

Loan Calculator - Debt Planner

Mortgage, Car, Lease & Payoff

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

(23K)

Who Owes Me - Payment Tracker

Remember debts, split expenses

Track debts and IOUsSplit expensesCloud sync across devices

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

(803)

Shop Now. Split your payments.

Afterpay: Pay over time

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

🛍️ Shopping

(753K)

Forth

by Set Forth, Inc.

Debt relief program overviewPayment history trackingBank account updates

Manage your debt relief program effortlessly. Track your progress towards financial wellness with a clear overview of your program and payment history. Update account details and receive timely payment alerts.

(15)

Achieve GOOD: Get Out Of Debt

Debt Relief & budget app

Track spendingCreate debt payoff plansView financial insights

This app helps you track spending and create a personalized plan to get out of debt faster. Gain insights into your financial habits and see estimated timelines for becoming debt-free. It allows you to prioritize debt repayment and explore potential debt solutions.

Debt & Bill Tracker – Saldo

(809)

ad-supported

Payments Planner & Reminder

Joint debt trackingDebt and loan groupingStatistics and analytics

This app helps you manage debts, loans, and finances with features like joint tracking, payment reminders, and detailed analytics. It provides a secure way to organize your financial obligations and maintain a history of paid debts.

💼 Business

(320)

Debt & Loan Calculator - Pay Off Debts and Loans

by Catrnja Dev

Debt managementAutomatic payoff calculationDebt snowball method

Manage your debts with this intuitive tool. It automatically calculates payoff timelines using the debt snowball method, allowing you to accelerate your debt repayment by reinvesting previous payments into subsequent debts.

(6)

Debt Tracker & Repayment Plan

Debt off planner

(0)

Clarity Debt Resolution

Debt Free, Done Right.

Comprehensive financial overviewDebt management and progress trackingCentralized document access

Manage your debts and financial goals with this intuitive mobile application. Track finances, view transaction history, and access important documents all in one place. Achieve financial freedom with organized tools for debt management and budgeting.

(13)

Gauss: Payoff Credit Card Debt

Manage Debt, Credit & Budget

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Changed: Automate Debt Payoff

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subscription

Track Debt, Pay It Down Faster

Automated extra paymentsRound up purchasesTrack all debt types

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

(5.6K)

Alleviate: Real Debt Relief

100,000+ Clients. Real Results

Personalized debt relief plansDebt consolidation optionsCreditor negotiation

This app helps individuals manage and reduce their debt by providing personalized plans, creditor negotiation, and progress tracking. It offers options to consolidate debt into a single lower payment or negotiate balances down directly with creditors, aiming for significant savings.

(8)

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

(872K)