Don’t download it
Don’t even think it
👍🏼
👍🏼
Relief
Very good thank you so much!!
On n go if
Ty it g ty u u
!??
This app is forcing a review before im even through filling out the questionaire🙄

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.
Summarized from real user reviews of Relief. Based on 3.6K reviews and a 4.5/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.
9.0.5
September 8, 2026
Bug fixes and stability improvements.
3 issues
Login screen freezes
App crashes and freezes
3 requests
Flexible payment plans
Expanded creditor network
No, using Relief does not negatively impact your credit score. The app uses a soft pull for debt analysis, which doesn't affect your score. Credit score changes are typically related to unpaid debt, not the use of this service. Once a reduction agreement is resolved, accounts will update to reflect a settled balance.
Relief is designed to be secure. It does not require sensitive credentials for sign-up and utilizes bank-level security measures, including private and encrypted practices, to handle your data safely.
Creditors may take up to 60 days to review your reduction request and provide a decision. Once a balance reduction is granted, they will share repayment terms in an agreement letter that you can review and download within the app.
The terms of each reduction agreement are unique. Some debts might be paid off within a few months, while others could take longer depending on the specific agreement. After your final payment is made, your creditor will issue a letter confirming that the debt is fully paid.
The self-service tool is designed for users with $25,000 or less in unsecured debt that is 90+ days past due, such as credit cards or personal loans. Other types of debt may still qualify for additional tools or partner services available through the app.