Best Debt Relief Karma Apps

204+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated May 2026

If you already know Debt Relief Karma, this is the deeper bench. 204+ debt relief karma apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Compare top Debt Relief Karma Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Relief KarmaDebt Relief KarmaFree4.5★ (4)YesNoMay 2026
2Relief: Get out of debtRelief: Get out of debtFree4.6★ (1.8K)NoNoJul 2026
3Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (6.7K)YesYesJul 2026
4Freedom Debt ReliefFreedom Debt ReliefFree4.9★ (18K)NoNoJul 2026
5Changed: Debt Payoff PlannerChanged: Debt Payoff PlannerFree4.6★ (5.3K)YesNoJul 2026
6Ditch: Pay Off Debt FasterDitch: Pay Off Debt FasterFree4.8★ (1.4K)YesYesJul 2026
7Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoJul 2026
8Gauss: Payoff Credit Card DebtGauss: Payoff Credit Card DebtFree4.9★ (3.4K)NoNoJul 2026

Top Picks for Debt Relief Karma

Debt Relief Karma#1

Debt Relief Karma by Adwise Partners LLC

Manage your debt in one place.
Editor's Choice
💰 Finance
4.5(4 ratings)
FreeAds
Debt Relief Karma screenshot 1
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Debt Relief Karma screenshot 3
Debt Relief Karma screenshot 4
Debt Relief Karma screenshot 5

This app helps you manage and reduce your debt by analyzing your financial situation. It offers personalized solutions and connects you with debt relief program providers to help you become debt-free faster.

Relief: Get out of debt#2

Relief: Get out of debt by Relief Technologies incorporated

Reduce your credit card debt
Strong Contender
💰 Finance
4.6😊(1.8K ratings)
Free
Relief: Get out of debt screenshot 1
Relief: Get out of debt screenshot 2
Relief: Get out of debt screenshot 3
Relief: Get out of debt screenshot 4
Relief: Get out of debt screenshot 5
Relief: Get out of debt screenshot 6

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

What We Love

  • 🚀 Fast and efficient
  • 💰 Significant debt reduction
  • 👍 Easy to use
  • 🙏 Helpful customer service

Room to Improve

  • 🐛 Login and app issues
  • ❌ Doesn't work with all creditors
  • 💰 Expensive fees
Debt Payoff Planner & Tracker#3

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Worth Considering
💰 Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#72in Finance
Debt Payoff Planner & Tracker screenshot 1
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Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features

More Debt Relief Karma apps to explore

4
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances
💰 Finance
(18K)
free
5
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.3K)
free with in-app purchases
6
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
💰 Finance
(1.4K)
free with in-app purchases
7
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
8
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
💰 Finance
(3.4K)
subscription
9
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
100,000+ Clients. Real Results
Free

This app helps individuals manage and reduce their debt by providing personalized plans, creditor negotiation, and progress tracking. It offers options to consolidate debt into a single lower payment or negotiate balances down directly with creditors, aiming for significant savings.

Personalized debt relief plansDebt consolidation optionsCreditor negotiation
💰 Finance
(5)
free
10
Americor
Americor
Americor
by Americor Funding, Inc
Free

Manage your finances and track debt settlement progress with this app. Easily view upcoming payments, upload documents, and receive account notifications. Designed to help consumers restructure debt and find lower-cost consolidation loans.

View upcoming payments and historyUpload documentsTrack settlement progress
💰 Finance
(1.3K)
free
11
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

This app provides free daily credit scores and reports, along with budgeting tools and a personalized plan to improve your financial health. It helps you track spending, manage debt, and find better deals on financial products.

Free daily credit scores and reportsPersonalized credit improvement planBudgeting and spending tracker
💰 Finance
(10K)
free with in-app purchases
12
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Snowball & Payoff Tracker
Free
$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
💰 Finance
(976)
free with in-app purchases
13
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

This app helps you track spending and create a personalized plan to get out of debt faster. Gain insights into your financial habits and see estimated timelines for becoming debt-free. It allows you to prioritize debt repayment and explore potential debt solutions.

Track spendingCreate debt payoff plansView financial insights
💰 Finance
(809)
ad-supported
14
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(80K)
free
15
Pay Off Debt by Jackie Beck
Pay Off Debt by Jackie Beck
Pay Off Debt by Jackie Beck
Your best debt payoff plan
$4.99

This app helps you create and stick to a debt payoff plan using methods like debt snowball or avalanche. Visualize your progress and stay motivated on your journey to becoming debt-free.

Debt payoff planningDebt snowball methodDebt avalanche method
💰 Finance
(34)
paid
16
DebtApp
DebtApp
DebtApp
by DebtApp, LLC
Free

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

View unsecured debt balancesTrack current savingsManage creditor settlement offers
💰 Finance
(54)
free
17
US Debt Now - National Debt
US Debt Now - National Debt
US Debt Now - National Debt
The best way to see the debt
Free

Track the US National Debt with daily updates and interactive charts. See historical trends over the past 30 years. A quick and easy tool for staying informed about the nation's financial status.

Daily US National Debt displayInteractive debt trending charts30-year historical debt data
💰 Finance
(772)
ad-supported
18
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Negotiate and erase debtAutomated budgetingPersonal loan shopping
💰 Finance
(2.8K)
free
19
Debt Consolidation - OneBill
Debt Consolidation - OneBill
Debt Consolidation - OneBill
Fast & Easy Way to Pay Debts
Free

Explore options to merge multiple debts into a single loan with one predictable payment. This app helps you review potential consolidation offers from third-party lenders, aiming for lower interest rates and simplified financial management.

Explore debt consolidation opportunitiesReview potential offers from third-party lendersCompare estimated repayment plans
💰 Finance
(5)
free
20
National Debt - USA & World
National Debt - USA & World
National Debt - USA & World
US Debt Clock + 180 Countries!
Free

Track national debts for over 180 countries in real-time. Visualize historical debt trends, compare debt to GNP, and understand the scale of national finances with relatable comparisons.

Real-time national debt trackingData for over 180 countriesHistorical debt development
💰 Finance
(1.6K)
free with in-app purchases

FAQ about Debt Relief Karma

What are the best debt relief karma apps for iPhone?
Debt Relief Karma tops our debt relief karma apps ranking as of May 2026, with a 4.5-star average from 4 App Store ratings, and it's free to download.
Yes — 19 of the top debt relief karma apps we rank are free to download, including Debt Relief Karma and Relief: Get out of debt.
Debt Relief Karma shows ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 204+ debt relief karma apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
Debt Relief Karma is an app designed to help you manage and reduce your debt. It uses an AI-powered calculator to analyze your financial situation, provides personalized insights, and connects you with suitable debt relief program providers.
The app supports a wide range of debt types, including credit cards (Visa, MasterCard, American Express, Discover), personal loans, medical debt, cell phone debt, and collections accounts, among others.