Zero Club: Debt Payoff
Get to $0. Together.
About
This app helps you tackle debt by making it a team effort. Input your total debt and track every payment, earning badges and celebrating milestones. Join or form clubs to share progress and find motivation with others on the same journey.
What's New in Zero Club
1.0
October 15, 2026
FAQ
What is Zero Club?
Zero Club is a finance app designed to help users pay off debt by creating a supportive community. It focuses on tracking payments and celebrating progress towards debt-free goals.
How does Zero Club handle debt information?
Zero Club asks for your total debt as a single figure, requiring no bank connections or account credentials. This information is private by default, with users controlling what they share.
Can I join groups in Zero Club?
Yes, you can join or start clubs based on goals or debt types. These clubs allow members to compare progress percentages, chat, and share momentum to stay motivated.
Does Zero Club have ads?
No, Zero Club is ad-free. The app is free to use and does not contain advertisements, allowing for an uninterrupted user experience.
How does Zero Club ensure privacy?
Zero Club is built private by default. Clubs compare progress percentages, not dollar amounts, unless you choose to share them. Your real name is not displayed unless you opt-in.
What kind of milestones can I celebrate in Zero Club?
You can celebrate various milestones such as paying off your first $1,000, reaching 10% of your debt paid, or hitting the halfway point. Each milestone generates a shareable card.
Is Zero Club available on multiple devices?
Based on the provided data, Zero Club is supported on iPhone and iPod. It is not specified if it is available on Android or other platforms.
How often is Zero Club updated?
Zero Club was last updated on October 15, 2026, with version 1.0. This indicates it is a new application, and future update frequency is yet to be determined.
