BudgetLabs: Zero-Based Budget
AI Budget & Money Planner
About
This AI-powered budgeting app helps you manage your finances with an intelligent assistant, smart transaction importing, and receipt scanning. It offers flexible budgeting methods and tools to visualize your financial future and achieve savings goals.
What's New in BudgetLabs
1.3
October 12, 2026
• Faster to open, especially on a slow connection • Budget rows get a real ⋯ menu: add a transaction, open details, view analytics • Daily reminders always show the latest wording • Updated camera, notification, and purchase components • Bug fixes and polish Ideas and bug reports go straight to me at budgetlabs.io/support.
MoreSubscriptions & In-App Purchases
BudgetLabs Pro
BudgetLabs Pro - Monthly
Developer apps
FAQ
What is BudgetLabs?
BudgetLabs is an AI-powered budgeting app designed to help users manage their money effectively. It offers features like an AI assistant, smart transaction importing, and receipt scanning to simplify financial tracking and planning.
What are the pricing options for BudgetLabs?
BudgetLabs offers a free plan with core budgeting features, debt, and asset tracking. A Pro plan is available for $1.99/month or $19.99/year, unlocking higher AI limits and unlimited Smart Import.
Does BudgetLabs have ads?
No, BudgetLabs is ad-free. The app explicitly states 'No ads. No upsells.' to provide an uninterrupted user experience.
What devices does BudgetLabs support?
BudgetLabs is available on iPhone, iPad, and the web. Your budget syncs across all your devices, and a single web subscription automatically grants Pro access on iOS.
How does BudgetLabs handle annual bills?
BudgetLabs allows you to amortize annual bills, spreading their cost across the months they actually affect. This feature is built-in, eliminating the need for workarounds and preventing unexpected financial shortfalls.
Can I try BudgetLabs Pro before subscribing?
The provided data does not specify a trial period for BudgetLabs Pro. However, a robust free plan is available, offering full budgeting capabilities and tracking features.
How often is BudgetLabs updated?
BudgetLabs is built with community feedback driving its roadmap, with high-impact requests typically shipping within a week. The app was last updated on 2026-05-11.
Is BudgetLabs safe for my financial data?
BudgetLabs prioritizes privacy with AES-256 encryption at rest, biometric lock (Face ID/Touch ID), and multi-factor authentication. They state they never sell user data.
