Purpose Budget
Zero-Based Envelope Budgeting
About
Take full control of your finances with zero-based envelope budgeting. Assign every dollar to a purpose, track spending, and gain insights into your financial health. Link bank accounts, categorize transactions, and monitor your net worth with detailed reports.
What's New in Purpose Budget
1.3.0
July 3, 2026
Under-the-hood improvements and diagnostics enhancements for better reliability.
Subscription plans
Essential Monthly
Essential plan, billed monthly.
FAQ
What is Purpose Budget?
Purpose Budget is a subscription-based finance app that uses zero-based envelope budgeting to give users full control over their money. It allows you to assign every dollar to a specific purpose, track spending, and monitor financial goals.
How does the Purpose Budget subscription work?
Purpose Budget requires an auto-renewable subscription after a 2-month free trial. You can choose between Essential and Premium plans, billed monthly or annually, offering different feature sets.
What are the subscription tiers for Purpose Budget?
The Essential plan includes zero-based budgeting, unlimited accounts/categories, reports, and net worth tracking. The Premium plan adds bank account synchronization, auto-bill detection, and priority support.
Can I link my bank accounts to Purpose Budget?
Yes, you can link your bank accounts securely with Plaid for automatic transaction import if you subscribe to the Premium plan. Manual accounts can be added for cash or investments.
What kind of financial reports does Purpose Budget offer?
Purpose Budget provides reports on Net Worth, Spending Analysis, Income vs Expenses, and Category Breakdown to help you understand your financial habits and wealth growth.
Is Purpose Budget available on multiple devices?
Purpose Budget is available on iPhone and iPod. It also works alongside the Purpose Budget web app, accessible at purposebudget.com.
How often is Purpose Budget updated?
The latest version of Purpose Budget is 1.1.0, last updated on June 11, 2026. Updates typically include new features, bug fixes, and performance improvements.
What is the age rating for Purpose Budget?
Purpose Budget has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.