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Basis Budget: Money Tracker

Basis Budget: Money Tracker

Track everything, budget well.

5 ratings
3 reviews
🔧 Utilities
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • April 24, 2026
  • June 13, 2026

Developer

JK Creative Studios LLC
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About

Manage your finances with two distinct budgeting methods and track your net worth. Prioritizes user privacy with on-device encryption and no data selling or ads. Offers manual tracking for free, with optional bank syncing for automation.

✓Two budgeting modes: Zero-based and Spending Limits
✓On-device encryption for enhanced privacy
✓Net worth tracking across various account types
✓Manual transaction entry and account tracking
✓Optional bank syncing via Plaid
✓Customizable categories and savings goals
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What's New in Basis Budget

1.4.6

June 13, 2026

Bug fixes & improvements to cross-platform syncing and resilience.

Subscription plans

Basis Budget

All Basis Budget features. Manual or bank sync.

$4.991 Month
How to cancel Basis Budget subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Simple. Straightforward. Sensational.

No clutter to be found here. You’re in, you’re out, everything works. This is the precise budgeting app I’ve been searching for. Don’t sleep on it!
TiredDad154TiredDad154

Easiest Budgeting App

Best app for simple budgeting, love the clean features and interface. Highly recommend over any other app on the market
VerrrrronicaaaaVerrrrronicaaaa

Response from developer

So nice to hear! Thank you so much

Best new budget app out there

For being in its initial phase, Basis Budget is awesome. It’s not a carbon copy of other apps, but instead forges its own identity in zero based budgeting and more. The developer is active, and kind. I look forward to where he takes BB.
Michael BryandMichael Bryand

Response from developer

Thank you so much Michael! Really appreciate the feedback.

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FAQ

What are the two budgeting modes in Basis Budget?

Basis Budget offers Zero-Based Budgeting, where every dollar is assigned to a category, and Spending Limits, where you set monthly caps per category. You can switch between these modes without losing transaction data.

How does Basis Budget protect my financial data?

Your financial data is encrypted on your device before it reaches servers. The app does not run ads, sell your data, or track in-app behavior, prioritizing privacy by design.

Is Basis Budget free to use?

Manual budgeting features, including tracking accounts, using both budgeting modes, and seeing net worth, are free. An optional subscription is required for automated bank syncing.

What is the cost of the automated bank syncing feature?

Automated bank syncing via Plaid costs $4.99 per month. Your first month is free, and you can cancel anytime, retaining access to your data.

Does Basis Budget support bank syncing outside the US?

Bank syncing via Plaid is currently available only in the United States. However, manual entry and all other core features work in every supported country.

What devices can I use Basis Budget on?

Basis Budget is currently supported on iPhone devices. The app is rated for ages 4 and up.

How often is Basis Budget updated?

The latest version is 1.4.6, and the app was last updated on June 13, 2026. Updates typically include improvements and new features.

What do users like most about Basis Budget?

Users appreciate the app's strong privacy focus, the flexibility of having two budgeting modes, and the ability to track net worth comprehensively. The free tier offers substantial functionality.