Actual Budget Spendıng Tracker

Actual Budget Spendıng Tracker

Smart Spending & Money Manager

90 ratings
26 reviews
Free
In-App Purchases

Details

Released
August 1, 2025
Updated
November 2, 2026

Features

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About

A modern money manager designed to help you understand your spending, manage bills, and build financial habits. Track expenses, income, savings, debt, and net worth with visual progress and helpful alerts. Offers multiple currencies and offline capabilities.

✓Safe to Spend calculation
✓Expense and income tracking
✓Savings goal management
✓Bill reminders and budget alerts
✓Cash flow forecasting
✓Net worth tracking
✓Home screen widgets
Show original description
+1

What's New in Actual Budget Spendıng Tracker

1.7.8

November 2, 2026

What's New on Actual Budget: • Imported bank statements now keep their correct dates. Transactions you already imported are fixed automatically, so there is nothing to re-import. • Bug fixes, performance and stability improvements. • A seasonal refresh for the autumn.

More
12

Subscriptions & In-App Purchases

Yearly

You'll get entire premium features

$34.991 Year
7 Days trial
Price Updates
November 5, 2026→$34.99
March 4, 2026→$39.99
December 6, 2025→$24.99
October 26, 2025→$24.99
How to cancel Actual Budget Spendıng Tracker subscription ⁉️

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User reviews

Developer is tricking people with the name

Actual Budget is a known, open-source product and this is not it.

It is wildly deceptive of the developer to use the same name as another budget app; I believe it as a clear attempt to trick people into using this one.

Response from developer

Similar names exist all over the App Store, and a similar name alone is not a fair reason to call an app deceptive. This is an independent iPhone and iPad app, built with its own code. The open source Actual Budget is a completely different project, and we have no connection to it. Our app needs no setup. It gives you a weekly Safe to Spend figure and keeps track of your expenses, bills and savings goals, all stored in your own iCloud. It may not be what you were looking for. If you do try it, we would love to hear what you think.

Using an established app name when unaffiliated

Of all the names, you decide on “Actual” (despite your domain being “After”?) so you can siphon users of the real app to use yours instead. I wouldn’t want to give someone that deceptive any money.

Response from developer

This isn't the open source Actual Budget from actualbudget.org, and it has no connection to it. It's a separate iPhone and iPad app with its own code, and afterbudget.com is our site. The two do different jobs. The open source project is self hosted and syncs to a server you run yourself. This one needs no setup: a weekly Safe to Spend figure, expenses, bills and savings goals, all kept in your own iCloud. If the self hosted project is what you came for, go straight to actualbudget.org. It's the right fit, and we'd rather you end up there than here by mistake.

Scam

This app is a scam. It is trading on the name of a well-respected self hosted application, and it is made to look abs sound like that application. I knew once I was presented with the subscription, and the sign up felt a lot like all of the other AI slop apps.

Response from developer

Every specific claim in this review is false, and all of it takes about a minute to check. There is no sign up. No account, no email, no password, nothing to register. The one setup screen turns on iCloud sync and it can be skipped. You described a flow this app does not have. There is no AI. No chatbot, no generated text, no model, nowhere in it. The app adds up numbers you type in, on your own device. It never asks for a bank login or card details, and the price is on screen before anything is charged. I am an independent developer. I have never claimed to be anyone else, or to be connected to anyone else. You did not use this app. You opened it, saw a price, and typed "scam". That word is an accusation, and nothing in your review earns the right to make it.

“free trial” charged me $30

the response is just a lie. i attempted to use the free trial and WAS CHARGED! yes it was refunded but i should have never been charged at all

Response from developer

Calling it a lie does not change your own purchase history, so here it is plainly. You got the free trial. You started it, you kept it the full week, and it cost you nothing. Apple gives that trial once per Apple ID, not once per visit. So when you came back later and tapped the plan a second time, there was no trial left to give you. That tap was a purchase and it billed. We do not take your money and we cannot. Apple bills, and Apple refunded you in full the next day. This app has been paid nothing. What was on us is that our screen still said trial to people Apple would no longer give one to. That wording is gone. It shipped in 1.7.0.

Productivity

Very useful app for staying productive and organised. The iPhone experience is smooth, intuitive, and makes it easy to manage tasks and get things done on the go. A few improvements to speed and responsiveness would make it even better.

Response from developer

Thanks for writing this. Keeping the daily use quick is the part we work hardest on, so your weekly budget and your Safe to Spend number are a glance rather than a chore. Speed and smoothness get measured every release and we keep pushing on them. One thing worth knowing: there are no ads, no bank login and no account.

Developer apps

FAQ

What is the price of Actual Budget?

Actual Budget is a premium app requiring a purchase to unlock its full features. While the app lists a 'Free' price, a purchase is necessary for usage. Subscription plans are available, including Weekly Premium for $3.99/P7D and Yearly Premium for $24.99/P1Y with a 7-day free trial.

Does Actual Budget have ads?

No, Actual Budget does not contain advertisements. As a premium application, it offers an ad-free experience to all users who have made the required purchase.

What devices does Actual Budget support?

Actual Budget is designed for Apple devices, specifically supporting iPhone and iPad. It also offers native iPad layouts and iCloud sync for seamless data transfer between devices.

How often is Actual Budget updated?

The app was last updated on November 2, 2026, with version 1.7.8. This indicates a relatively recent update, suggesting ongoing development and maintenance.

What currencies does Actual Budget support?

Actual Budget supports 17 major currencies, including USD, EUR, GBP, AUD, CAD, and JPY, with live exchange rates and offline fallback options. This makes it suitable for international users.

How does Actual Budget handle user data privacy?

User data is designed to stay under your control with local storage and iCloud sync. This approach ensures that budgeting remains simple, private, and reliable, with data primarily stored on your devices.

What are the subscription options for Actual Budget?

Actual Budget offers several subscription plans, including Weekly Premium at $3.99/P7D, Monthly at $7.99/P1M, Weekly at $7.99/P7D, Yearly Premium at $24.99/P1Y, and Yearly at $34.99/P1Y. Both yearly plans include a 7-day free trial.

What kind of financial insights does Actual Budget provide?

Actual Budget provides insights into your safe spending amount, upcoming bills, savings progress, cash flow, debt management, and net worth. It also offers over 400 practical budget tips to help users build stronger money habits.