Actual Budget: Bill Manager

Actual Budget: Bill Manager

Weekly Budget, Money Organizer

87 ratings
25 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • August 1, 2025
  • October 10, 2026

Features

Actual Budget: Bill Manager video #1 for iPhone
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Actual Budget: Bill Manager screenshot #9 for iPhone
Actual Budget: Bill Manager screenshot #10 for iPhone
Actual Budget: Bill Manager screenshot #11 for iPhone
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About

Effortlessly manage your finances with this intuitive app. Track spending, set budgets, and achieve savings goals with a human-centered design. Enjoy real-time insights and secure, private data management.

✓Safe-to-Spend Dashboard
✓Fast Expense Tracking
✓Smart Budget Planner
✓Savings Goals & Progress
✓Income & Recurring Bills Management
✓Multi-Currency Support
✓Private & Secure Data
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+1

What's New in Actual Budget

1.7.4

October 10, 2026

What's New on Actual Budget: Halloween is here! Join the Halloween Treat Tracker challenge from October 17 to November 1: log 10 seasonal expenses and see exactly where your October money goes. The app icon gets a festive look for the season too. Built for iPhone Duo. On the open display your budget spreads across two columns, so you can see your overview and details side by side. On the cover display everything stays compact and easy to read. On iPad, you can now use Actual Budget in Split View and Slide Over, next to your other apps. The layout adjusts to whatever space you give it. Thank you for using Actual Budget!

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Subscriptions & In-App Purchases

Yearly

You'll get entire premium features

$34.991 Year
7 Days trial
Price Updates
September 30, 2026→$34.99
March 4, 2026→$39.99
December 6, 2025→$24.99
October 26, 2025→$24.99
How to cancel Actual Budget subscription ⁉️

Events

Read more about Halloween Treat Tracker

Halloween Treat Tracker

Costumes, treats, parties: where did October go?

Oct 17, 2026 — Nov 1, 2026

Read more about Summer Savings Sprint

Summer Savings Sprint

Save more and spend smarter this week.

Jun 22, 2026 — Jul 23, 2026

Read more about June Savings Challenge

June Savings Challenge

Save more this week and reach your goals.

May 30, 2026 — Jun 6, 2026

User reviews

Using an established app name when unaffiliated

Of all the names, you decide on “Actual” (despite your domain being “After”?) so you can siphon users of the real app to use yours instead. I wouldn’t want to give someone that deceptive any money.

Scam

This app is a scam. It is trading on the name of a well-respected self hosted application, and it is made to look abs sound like that application. I knew once I was presented with the subscription, and the sign up felt a lot like all of the other AI slop apps.

Response from developer

Every specific claim in this review is false, and all of it takes about a minute to check. There is no sign up. No account, no email, no password, nothing to register. The one setup screen turns on iCloud sync and it can be skipped. You described a flow this app does not have. There is no AI. No chatbot, no generated text, no model, nowhere in it. The app adds up numbers you type in, on your own device. It never asks for a bank login or card details, and the price is on screen before anything is charged. I am an independent developer. I have never claimed to be anyone else, or to be connected to anyone else. You did not use this app. You opened it, saw a price, and typed "scam". That word is an accusation, and nothing in your review earns the right to make it.

“free trial” charged me $30

the response is just a lie. i attempted to use the free trial and WAS CHARGED! yes it was refunded but i should have never been charged at all

Response from developer

Calling it a lie does not change your own purchase history, so here it is plainly. You got the free trial. You started it, you kept it the full week, and it cost you nothing. Apple gives that trial once per Apple ID, not once per visit. So when you came back later and tapped the plan a second time, there was no trial left to give you. That tap was a purchase and it billed. We do not take your money and we cannot. Apple bills, and Apple refunded you in full the next day. This app has been paid nothing. What was on us is that our screen still said trial to people Apple would no longer give one to. That wording is gone. It shipped in 1.7.0.

Productivity

Very useful app for staying productive and organised. The iPhone experience is smooth, intuitive, and makes it easy to manage tasks and get things done on the go. A few improvements to speed and responsiveness would make it even better.

Response from developer

Thanks for writing this. Keeping the daily use quick is the part we work hardest on, so your weekly budget and your Safe to Spend number are a glance rather than a chore. Speed and smoothness get measured every release and we keep pushing on them. One thing worth knowing: there are no ads, no bank login and no account.

totally paywalled

need a subscription for any features

Response from developer

The app is paid, and that is a deliberate choice. There are no ads in it, so it is funded by the people who use it rather than by advertisers. Worth correcting one thing though: a subscription is not required. There is a one time purchase that unlocks everything permanently, and it sits next to the yearly plan on the same screen. What that covers: a weekly Safe to Spend figure, expenses and income, savings goals, recurring bills with alerts, cash flow and debt payoff, four home screen widgets and full iPad layouts. No bank login, and no account with us.

Developer apps

FAQ

What is Actual Budget?

Actual Budget is a personal finance app designed to help users manage their money effortlessly. It offers features for tracking spending, creating budgets, and setting savings goals, all within a user-friendly interface.

Is Actual Budget free to use?

The app offers a free version with core features for tracking expenses and managing basic budgets. Premium features, such as unlimited tracking and advanced insights, require a subscription.

What are the subscription options for Actual Budget?

Actual Budget offers several subscription plans, including weekly and yearly options, with prices ranging from $3.99 to $39.99. Many plans include a 7-day free trial.

How secure is my financial data with Actual Budget?

Actual Budget prioritizes user privacy and security. Your data is stored exclusively on your device and iCloud™, and the app never shares or sells your financial information. Face/Touch ID protection is also included.

Does Actual Budget have ads?

No, Actual Budget does not contain advertisements. The app is designed to provide a clean and uninterrupted user experience.

What devices does Actual Budget support?

Actual Budget is available for iPhone and iPad, making it accessible for Apple users to manage their finances on the go.

How often is Actual Budget updated?

The app was last updated on March 22, 2026, indicating ongoing development and support. Users can expect regular updates to enhance features and ensure stability.

What makes Actual Budget different from other budgeting apps?

Actual Budget emphasizes a calm, human-centered approach to money management, aiming to make budgeting enjoyable and stress-free. Its elegant interface and focus on real-time spending clarity set it apart.