Liquid Budget

Liquid Budget

Digital Envelope Budget

31 ratings
12 reviews
Free

Details

Released
May 9, 2025
Updated
November 8, 2026

Features

Liquid Budget screenshot #1 for iPhone
Liquid Budget screenshot #2 for iPhone
Liquid Budget screenshot #3 for iPhone
Liquid Budget screenshot #4 for iPhone
iphone
ipad
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About

Manage your finances by categorizing transactions, assigning funds to budget envelopes, and tracking spending progress. Monitor credit card debt and search past transactions with multi-currency support. This app prioritizes your privacy with no ads or trackers.

✓Transaction management
✓Envelope assignment
✓Account reconciliation
✓Budget overview
✓Credit card tracking
✓Multi-currency support
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+1

What's New in Liquid Budget

3010.1

November 8, 2026

Quick save/delete buttons added to the top of all forms, and payment pool cards will respect the same order from the account navigation.

User reviews

YNAB without the costly subscription

Very similar to YNAB but actually budget friendly . I like it alot . User interface is simple and easy to navigate

First review on an app

I never write reviews, but I had to write one for this one. I have used YNAB for years and the more they keep updating the app the more I dislike it, I had got to a point where I was going to try to build my own until I came across this. I love the simplicity. This is exactly what I was looking for.
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Another YNAB refugee

After all the silly changes in YNAB the past few years, liquid budget is a breath of fresh air. An envelope budget at a reasonable price, developed and supported by someone who truly gets the beauty of envelope budgeting.

The app and web interface are simple and intuitive, and the import and setup from YNAB was fairly straightforward.

Nice work!
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If you’re thinking about moving from YNAB, just do it

I have been considering quitting YNAB for years, and I started back in YNAB4. The price keeps going up, the stuff they seem to care about doesn’t make any difference to me. This app completely replaces it for me and has additional things like projections and a calendar and the reports actually look good. Downloading transactions has been simple and the mobile app is minimalist and clean. And it’s all cheap!

I’ve been using it for about three days and I doubt I will go back. Well done solo developer!
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Came over from YNAB-- LOVE IT!!

Longtime YNAB user here. Got tired of all of the "bells and whistles" that I never used being added to it, and couldn't stand the AI direction the company is gearing up for. Switched to LB a few months ago and I'm very impressed and love it. It's simple and clean, very stable and functional, and the developer is very responsive on Reddit. Please never go anywhere, ADP!!
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FAQ

How secure is Liquid Budget?

Liquid Budget prioritizes user privacy with a 'Privacy First' approach, stating there are no ads and no trackers. Your financial data is kept private and secure within the app.

What devices does Liquid Budget support?

Liquid Budget is available on iPhone and iPad, ensuring you can manage your finances on your preferred Apple devices.

Does Liquid Budget have ads?

No, Liquid Budget is ad-free. The app explicitly states 'Privacy First: No ads, no trackers — just your budget, your data.'

How often is Liquid Budget updated?

The latest version is 3010.1, and the app was last updated on November 8, 2026. This indicates a commitment to ongoing development and maintenance.

What is the age rating for Liquid Budget?

Liquid Budget has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

Can I use Liquid Budget with multiple currencies?

Yes, Liquid Budget offers multi-currency support. You can use any of the supported currencies and locale settings to manage your budget effectively.

How does Liquid Budget help with credit card debt?

Liquid Budget allows for credit card tracking, enabling you to monitor payment allocations and manage your credit card debt clearly within the app.

What makes Liquid Budget's interface stand out?

The app features an intuitive interface designed to make it easy to stay on top of your finances, whether you're shopping, traveling, or away from your desk.