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Liquid Budget

Liquid Budget

Digital Envelope Budget

27 ratings
11 reviews
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • May 9, 2025
  • August 6, 2026

Features

Developer

Anthony DePalma
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iphone
ipad
⭐11
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About

Manage your finances with a digital envelope budgeting system. Track transactions, assign funds to categories, and monitor spending progress. Keep your accounts accurate and credit card debt clear with this intuitive finance tool.

✓Transaction management
✓Envelope assignment
✓Account reconciliation
✓Budget overview
✓Credit card tracking
✓Multi-currency support
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What's New in Liquid Budget

292.0

August 6, 2026

Brand new Budget Overview page with swipe navigation. Improved calendar page and new drilldown per day. View category transactions. Archived account bug fixes.

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User reviews

Most RecentHighest RatedLowest Rated

First review on an app

I never write reviews, but I had to write one for this one. I have used YNAB for years and the more they keep updating the app the more I dislike it, I had got to a point where I was going to try to build my own until I came across this. I love the simplicity. This is exactly what I was looking for.
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EjvmooseEjvmoose

Another YNAB refugee

After all the silly changes in YNAB the past few years, liquid budget is a breath of fresh air. An envelope budget at a reasonable price, developed and supported by someone who truly gets the beauty of envelope budgeting.

The app and web interface are simple and intuitive, and the import and setup from YNAB was fairly straightforward.

Nice work!
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gustophersmobgustophersmob

If you’re thinking about moving from YNAB, just do it

I have been considering quitting YNAB for years, and I started back in YNAB4. The price keeps going up, the stuff they seem to care about doesn’t make any difference to me. This app completely replaces it for me and has additional things like projections and a calendar and the reports actually look good. Downloading transactions has been simple and the mobile app is minimalist and clean. And it’s all cheap!

I’ve been using it for about three days and I doubt I will go back. Well done solo developer!
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cycatocycato

Came over from YNAB-- LOVE IT!!

Longtime YNAB user here. Got tired of all of the "bells and whistles" that I never used being added to it, and couldn't stand the AI direction the company is gearing up for. Switched to LB a few months ago and I'm very impressed and love it. It's simple and clean, very stable and functional, and the developer is very responsive on Reddit. Please never go anywhere, ADP!!
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FFS_StudierFFS_Studier

Love it

So far I am really liking it. Love the fact that it is being actively developed. I liked the idea of YNAB but wanted to try this out first to see if it would do the trick. So far I think the simplicity is gonna make it a winner!
Swammerinlane9Swammerinlane9
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FAQ

What is Liquid Budget?

Liquid Budget is a digital envelope budgeting app designed to help users manage their finances by tracking transactions, assigning funds to categories, and monitoring spending progress. It aims to provide a clear overview of available balances and debt.

Is Liquid Budget free to use?

Yes, Liquid Budget is available for free. The app does not have any associated costs for downloading or using its core features.

Does Liquid Budget have ads?

No, Liquid Budget is ad-free. The developer emphasizes a 'Privacy First' approach, ensuring no advertisements or trackers are present within the application.

What devices does Liquid Budget support?

Liquid Budget is available on iPhone, iPad, and iPod devices. It syncs seamlessly between your phone and computer for a consistent budgeting experience.

How often is Liquid Budget updated?

The latest version of Liquid Budget is 211.1, and it was last updated on March 22, 2026. This indicates a commitment to ongoing development and maintenance.

What are the main features of Liquid Budget?

Key features include transaction management, envelope assignment for budget categories, account reconciliation, a budget overview, credit card tracking, transaction search, and multi-currency support.

How secure is Liquid Budget?

Liquid Budget prioritizes user privacy with no ads or trackers. While specific security measures are not detailed, the focus on user data control suggests a secure environment for financial information.

What is the user sentiment for Liquid Budget?

Liquid Budget has received a perfect rating of 5.0 stars from 14 ratings, indicating a very positive user sentiment and satisfaction with the app's functionality and design.