Best Liquid Budget alternatives: apps like Liquid Budget

10+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated November 2026

Whether you want more options like Liquid Budget or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Liquid Budget

Lumy for YNAB#1

Lumy for YNAB by Elyon Labs, LLC

Budget charts and reports
Editor's Choice
💰 Finance
4.5(46 ratings)
FreeIn-App Purchases
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Visualize your financial data with beautiful charts and detailed reports. This app connects to your existing budget to offer insights into spending habits, net worth, and income versus expenses. Track your progress with customizable spend trackers and set goals for frugal months.

Actual Budget Spendıng Tracker#2

Actual Budget Spendıng Tracker by Halim Ozturk

Smart Spending & Money Manager
Strong Contender
💰 Finance
4.3(90 ratings)
FreeIn-App Purchases
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A modern money manager designed to help you understand your spending, manage bills, and build financial habits. Track expenses, income, savings, debt, and net worth with visual progress and helpful alerts. Offers multiple currencies and offline capabilities.

Centsible: Budget & Finance#3

Centsible: Budget & Finance by Centsible Labs LLC

Budget & Expense Tracking
Worth Considering
💰 Finance
4.1(16 ratings)
FreeIn-App Purchases
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Easily track expenses, manage bills, and set savings goals with this intuitive finance app. Utilize the envelope budgeting system to visualize your money and make informed spending decisions. Import transactions and generate reports to gain better control over your finances.

More apps like Liquid Budget

4
arc Money
arc Money
arc Money
Budget, banks & stocks
Free

Effortlessly manage your finances by sharing bank statements or connecting to bank feeds. Track spending, set savings goals, and monitor debt with AI-powered categorization and insights. Enjoy secure, private data management with your own server and end-to-end encryption.

AI-powered transaction categorizationConnect to 2500+ bank feedsSet savings goals and track debt
💰 Finance
(1)
free with in-app purchases
5
Lunch Money
Lunch Money
Lunch Money
by Lunchbag Labs Inc
Free

Track your income and spending with detailed statistics and charts. Review transactions, categorize them, and add notes on the go. This companion app requires an existing registration for the web application.

Detailed income and spending statsSpending breakdown by categoryQuick transaction review
💰 Finance
(60)
free
6
Cents for YNAB
Cents for YNAB
Cents for YNAB
Effortless budgeting
Free

This app analyzes your budgets and spending habits to help you save money. It shows daily remaining funds, top spending by category and payee, and visualizes your expenses. Color-coded categories warn you when you're nearing budget limits.

Daily spending analysisTop payee and category spendingColor-coded budget health indicators
💰 Finance
(29)
free
7
Stats for YNAB
Stats for YNAB
Stats for YNAB
Visualize your YNAB data.
Free

This companion app offers visual insights into your personal finances, allowing you to quickly review income, expenses, and their distribution by month, category, and payee. It requires an active YNAB subscription and does not support manual transaction entry.

Graphical data consultationIncome and expense visualizationMonthly distribution charts
💰 Finance
(7)
free with in-app purchases
8
Lunch Sync
Lunch Sync
Lunch Sync
Wallet sync for Lunch Money
Free

Effortlessly sync transactions from your Apple Card or other Wallet accounts directly into your Lunch Money account. Pair your wallet accounts with specific assets for automated tracking. Once set up, it manages itself.

Sync Apple Card transactionsSync other Wallet accountsPair with Lunch Money assets
💰 Finance
(4)
free
9
Basis Budget: Money Tracker
Basis Budget: Money Tracker
Basis Budget: Money Tracker
Spending, Tracking, Net Worth
Free

Manage your finances with two distinct budgeting methods and track your net worth. Prioritizes user privacy with on-device encryption and no data selling or ads. Offers manual tracking for free, with optional bank syncing for automation.

Two budgeting modes: Zero-based and Spending LimitsOn-device encryption for enhanced privacyNet worth tracking across various account types
💰 Finance
(6)
free with in-app purchases
10
Purpose Budget
Purpose Budget
Purpose Budget
Zero-Based Envelope Budgeting
Free

Take full control of your finances with zero-based envelope budgeting. Assign every dollar to a purpose, track spending, and gain insights into your financial health. Link bank accounts, categorize transactions, and monitor your net worth with detailed reports.

Zero-based envelope budgetingAssign income to categoriesTrack spending and goals
💰 Finance
(1)
subscription