Comparison

Liquid Budget vs Purpose Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Liquid Budget

Manage your finances with a digital envelope budgeting system. Track transactions, assign funds to categories, and monitor spending progress. Keep your accounts accurate and credit card debt clear with this intuitive finance tool.

Highlights
  • Transaction management
  • Envelope assignment
  • Account reconciliation
  • Budget overview
  • Credit card tracking
  • Multi-currency support
Features
Read full description

Key Features: - Transaction Management - Add, edit, and categorize transactions as they happen - Envelope Assignment - Allocate funds across your budget categories right from your phone - Account Reconciliation - Keep your accounts accurate with on-the-go reconciliation - Budget Overview - View your available balances and spending progress at a glance - Credit Card Tracking - Monitor payment allocations and manage credit card debt clearly - Transaction Search - Quickly find past transactions when you need them - Multi-Currency Support - Use any of our supported currencies and locale settings - Privacy First: No ads, no trackers — just your budget, your data. Liquid Budget Mobile syncs seamlessly with your main account, ensuring your budget is always up to date whether you're accessing it from your phone or computer. The intuitive interface makes it easy to stay on top of your finances while shopping, traveling, or simply away from your desk.

About

Purpose Budget

Take full control of your finances with zero-based envelope budgeting. Assign every dollar to a purpose, track spending, and gain insights into your financial health. Link bank accounts, categorize transactions, and monitor your net worth with detailed reports.

Highlights
  • Zero-based envelope budgeting
  • Assign income to categories
  • Track spending and goals
  • Link bank accounts (Premium)
  • Automatic transaction import (Premium)
  • Net worth and spending reports
  • Multi-currency support
Read full description

Purpose Budget gives you full control of your finances with zero-based envelope budgeting. Every dollar gets a purpose — assign your income to categories, track your spending, and know exactly where your money goes. Purpose Budget is a subscription service. New subscribers start with a 2-month free trial; an auto-renewing subscription is required to keep using the app after the trial. BUDGETING MADE SIMPLE • Assign every dollar to a category — rent, groceries, savings, and more • Set monthly targets and track progress toward your goals • Move money between categories when plans change • Get alerts when you're overspending or underfunded CONNECTED ACCOUNTS • Link your bank accounts securely with Plaid (Premium) • Transactions import automatically — no manual entry needed (Premium) • Add manual accounts for cash, investments, or anything else • Reconcile balances to keep everything accurate TRACK EVERY TRANSACTION • See all your transactions in one place across every account • Categorize, split, and approve transactions with a tap • Search, filter, and bulk-edit to stay organized • Smart rules auto-categorize recurring purchases REPORTS & INSIGHTS • Net Worth — watch your wealth grow over time • Spending Analysis — see where your money goes • Income vs Expenses — track your monthly cash flow • Category Breakdown — drill into group-level spending BUILT FOR MOBILE • Quick-add transactions on the go • Dark mode support • Multi-currency support for 20+ currencies • Works alongside the Purpose Budget web app at purposebudget.com SUBSCRIPTION DETAILS Purpose Budget requires an auto-renewable subscription to use. Choose Essential or Premium, billed monthly or annually: • Essential — zero-based budgeting, unlimited accounts and categories, reports and net worth tracking, and multi-user spaces. • Premium — everything in Essential, plus bank account synchronization, auto-bill detection, and priority support. New subscribers get a 2-month free trial. After the trial, your subscription renews automatically at your plan's price unless you cancel at least 24 hours before the end of the current period. Payment is charged to your Apple Account on confirmation, and you can manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://purposebudget.com/privacy

Screenshots

Liquid Budget4 screens
Purpose Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: Liquid Budget at none against Purpose Budget's 4. Liquid Budget also leads on update cadence (weekly vs every 2 months) and ratings volume (31 vs 1). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Purpose Budget sells 4 in-app purchases, starting at $2.99 per month. Liquid Budget asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Liquid Budget against 5.0 for Purpose Budget. That said, the two scores are not equally well evidenced: Liquid Budget has 31 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Liquid Budget ships an update weekly, Purpose Budget every 2 months. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Liquid Budget versus Purpose Budget: the parameters behind the verdict, then further details
ParameterLiquid BudgetPurpose Budget
PriceFreeFree
Rating5.0 (31 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings31 — better1
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterSubscription
DevicesiPhone, iPad — betteriPhone
Requires iOS16.416.4
Further details — not scored
Size60 MB64 MB
Age rating4+4+
DeveloperAnthony DePalmaPurpose Budget

Customer experience

Liquid Budget

All ratings31 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Purpose Budget

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Liquid Budget

No in-app purchases

4 purchases

Purpose Budget

Subscriptions4
  • Essential Monthly2 Months trial$2.991 Month
  • Premium Monthly2 Months trial$8.991 Month
  • Essential Annual2 Months trial$24.991 Year
Show 1 more
  • Premium Annual2 Months trial$69.991 Year

Questions

Is Liquid Budget free?
Liquid Budget is free to download, with no in-app purchases.
Is Purpose Budget free?
Purpose Budget is free to download, with in-app purchases available.
Which has better reviews, Liquid Budget or Purpose Budget?
Liquid Budget and Purpose Budget are both rated 5.0 out of 5 on the App Store, from 31 and 1 ratings respectively.
Do Liquid Budget or Purpose Budget have ads?
Neither Liquid Budget nor Purpose Budget shows ads.
Which is updated more often, Liquid Budget or Purpose Budget?
Liquid Budget ships an update weekly, and Purpose Budget every 2 months. Most recently, Liquid Budget was updated on November 5, 2026 and Purpose Budget on October 31, 2026.

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