Liquid Budget vs Purpose Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Liquid Budget
Manage your finances with a digital envelope budgeting system. Track transactions, assign funds to categories, and monitor spending progress. Keep your accounts accurate and credit card debt clear with this intuitive finance tool.
- Transaction management
- Envelope assignment
- Account reconciliation
- Budget overview
- Credit card tracking
- Multi-currency support
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Key Features: - Transaction Management - Add, edit, and categorize transactions as they happen - Envelope Assignment - Allocate funds across your budget categories right from your phone - Account Reconciliation - Keep your accounts accurate with on-the-go reconciliation - Budget Overview - View your available balances and spending progress at a glance - Credit Card Tracking - Monitor payment allocations and manage credit card debt clearly - Transaction Search - Quickly find past transactions when you need them - Multi-Currency Support - Use any of our supported currencies and locale settings - Privacy First: No ads, no trackers — just your budget, your data. Liquid Budget Mobile syncs seamlessly with your main account, ensuring your budget is always up to date whether you're accessing it from your phone or computer. The intuitive interface makes it easy to stay on top of your finances while shopping, traveling, or simply away from your desk.
Purpose Budget
Take full control of your finances with zero-based envelope budgeting. Assign every dollar to a purpose, track spending, and gain insights into your financial health. Link bank accounts, categorize transactions, and monitor your net worth with detailed reports.
- Zero-based envelope budgeting
- Assign income to categories
- Track spending and goals
- Link bank accounts (Premium)
- Automatic transaction import (Premium)
- Net worth and spending reports
- Multi-currency support
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Purpose Budget gives you full control of your finances with zero-based envelope budgeting. Every dollar gets a purpose — assign your income to categories, track your spending, and know exactly where your money goes. Purpose Budget is a subscription service. New subscribers start with a 2-month free trial; an auto-renewing subscription is required to keep using the app after the trial. BUDGETING MADE SIMPLE • Assign every dollar to a category — rent, groceries, savings, and more • Set monthly targets and track progress toward your goals • Move money between categories when plans change • Get alerts when you're overspending or underfunded CONNECTED ACCOUNTS • Link your bank accounts securely with Plaid (Premium) • Transactions import automatically — no manual entry needed (Premium) • Add manual accounts for cash, investments, or anything else • Reconcile balances to keep everything accurate TRACK EVERY TRANSACTION • See all your transactions in one place across every account • Categorize, split, and approve transactions with a tap • Search, filter, and bulk-edit to stay organized • Smart rules auto-categorize recurring purchases REPORTS & INSIGHTS • Net Worth — watch your wealth grow over time • Spending Analysis — see where your money goes • Income vs Expenses — track your monthly cash flow • Category Breakdown — drill into group-level spending BUILT FOR MOBILE • Quick-add transactions on the go • Dark mode support • Multi-currency support for 20+ currencies • Works alongside the Purpose Budget web app at purposebudget.com SUBSCRIPTION DETAILS Purpose Budget requires an auto-renewable subscription to use. Choose Essential or Premium, billed monthly or annually: • Essential — zero-based budgeting, unlimited accounts and categories, reports and net worth tracking, and multi-user spaces. • Premium — everything in Essential, plus bank account synchronization, auto-bill detection, and priority support. New subscribers get a 2-month free trial. After the trial, your subscription renews automatically at your plan's price unless you cancel at least 24 hours before the end of the current period. Payment is charged to your Apple Account on confirmation, and you can manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://purposebudget.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Liquid Budget at none against Purpose Budget's 4. Liquid Budget also leads on update cadence (weekly vs every 2 months) and ratings volume (31 vs 1). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Purpose Budget sells 4 in-app purchases, starting at $2.99 per month. Liquid Budget asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Liquid Budget against 5.0 for Purpose Budget. That said, the two scores are not equally well evidenced: Liquid Budget has 31 ratings behind it against 1, so its average is the more settled of the two.
Liquid Budget ships an update weekly, Purpose Budget every 2 months. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | Liquid Budget | Purpose Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (31 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 31 — better | 1 |
| Update frequency | Weekly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Subscription |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 60 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | Anthony DePalma | Purpose Budget |
Customer experience
Liquid Budget
Purpose Budget
In-app purchases
Liquid Budget
No in-app purchases
Purpose Budget
- Essential Monthly2 Months trial$2.991 Month
- Premium Monthly2 Months trial$8.991 Month
- Essential Annual2 Months trial$24.991 Year
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- Premium Annual2 Months trial$69.991 Year
Questions
Is Liquid Budget free?
Is Purpose Budget free?
Which has better reviews, Liquid Budget or Purpose Budget?
Do Liquid Budget or Purpose Budget have ads?
Which is updated more often, Liquid Budget or Purpose Budget?
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