Purpose Budget vs Pockpit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Purpose Budget
Take full control of your finances with zero-based envelope budgeting. Assign every dollar to a purpose, track spending, and gain insights into your financial health. Link bank accounts, categorize transactions, and monitor your net worth with detailed reports.
- Zero-based envelope budgeting
- Assign income to categories
- Track spending and goals
- Link bank accounts (Premium)
- Automatic transaction import (Premium)
- Net worth and spending reports
- Multi-currency support
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Purpose Budget gives you full control of your finances with zero-based envelope budgeting. Every dollar gets a purpose — assign your income to categories, track your spending, and know exactly where your money goes. Purpose Budget is a subscription service. New subscribers start with a 2-month free trial; an auto-renewing subscription is required to keep using the app after the trial. BUDGETING MADE SIMPLE • Assign every dollar to a category — rent, groceries, savings, and more • Set monthly targets and track progress toward your goals • Move money between categories when plans change • Get alerts when you're overspending or underfunded CONNECTED ACCOUNTS • Link your bank accounts securely with Plaid (Premium) • Transactions import automatically — no manual entry needed (Premium) • Add manual accounts for cash, investments, or anything else • Reconcile balances to keep everything accurate TRACK EVERY TRANSACTION • See all your transactions in one place across every account • Categorize, split, and approve transactions with a tap • Search, filter, and bulk-edit to stay organized • Smart rules auto-categorize recurring purchases REPORTS & INSIGHTS • Net Worth — watch your wealth grow over time • Spending Analysis — see where your money goes • Income vs Expenses — track your monthly cash flow • Category Breakdown — drill into group-level spending BUILT FOR MOBILE • Quick-add transactions on the go • Dark mode support • Multi-currency support for 20+ currencies • Works alongside the Purpose Budget web app at purposebudget.com SUBSCRIPTION DETAILS Purpose Budget requires an auto-renewable subscription to use. Choose Essential or Premium, billed monthly or annually: • Essential — zero-based budgeting, unlimited accounts and categories, reports and net worth tracking, and multi-user spaces. • Premium — everything in Essential, plus bank account synchronization, auto-bill detection, and priority support. New subscribers get a 2-month free trial. After the trial, your subscription renews automatically at your plan's price unless you cancel at least 24 hours before the end of the current period. Payment is charged to your Apple Account on confirmation, and you can manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://purposebudget.com/privacy
Pockpit
Manage your money privately with this simple finance tracker. It helps you monitor accounts, income, expenses, budgets, and savings goals. Features include receipt scanning, data import, and clear financial analysis.
- Track accounts, income, expenses, and transfers
- Budgets with overspending alerts
- Savings goals with progress tracking
- Receipt scan with auto-fill
- Statistics, trends & charts
- CSV import and export
- iCloud sync & backup
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Pockpit is a private and simple way to stay on top of your finances. Track accounts, income, expenses, budgets, savings goals, and recurring payments in one place. Easily import your existing financial data from other apps via CSV import, scan receipts, quickly add transactions, and analyze your finances with clear statistics and trends. Your data is stored locally on your device and in your private iCloud account. Features: • Accounts, income, expenses, and transfers • Budgets with overspending alerts • Savings goals with progress tracking • Recurring payments • Payment reminders • Split bills • Receipt scan with auto-fill • Categories and custom categories • Income statistics • Customizable home screen • Transaction templates • Asset accounts with value tracking & charts • Fixed costs overview • Statistics, trends & charts • PDF & CSV export • CSV import from other apps • Widgets • App lock • iCloud sync & backup • Export & import backups Terms of Use & EULA: https://pockpit.app/terms and https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is monetization model: Pockpit at freemium against Purpose Budget's subscription. Pockpit also leads on update cadence (every 10 days vs every 2 months). Purpose Budget's advantage is iOS requirement (16.4 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Purpose Budget sells 4 in-app purchases, starting at $2.99 per month and Pockpit sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Purpose Budget against 5.0 for Pockpit. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Purpose Budget ships an update every 2 months, Pockpit every 10 days. Both last shipped on October 31, 2026.
| Parameter | Purpose Budget | Pockpit |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Every 2 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Freemium — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 64 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Purpose Budget | Mario Haider |
Customer experience
Purpose Budget
Pockpit
In-app purchases
Purpose Budget
- Essential Monthly2 Months trial$2.991 Month
- Premium Monthly2 Months trial$8.991 Month
- Essential Annual2 Months trial$24.991 Year
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- Premium Annual2 Months trial$69.991 Year
Pockpit
- Pro Monthly$2.991 Month
- Pro Yearly$24.991 Year
- Pro Lifetime$49.99









