Actual Budget Spendıng Tracker User Reviews

Top reviews

Support

The app developer’s support is extremely fast and helpful.

Response from developer

Thank you for your feedback! We believe great support is just as important as great features, and we're always here to help when needed. We truly appreciate your kind words.

Not Actual Budget

This is not the free software Actual Budget. They appear to have stolen their name and are charging money.

Response from developer

Calling an app ‘stolen’ is simply not accurate. Users are never charged unexpectedly or forced into anything — pricing, subscriptions, and free trial details are all clearly shown by Apple before any purchase is made. Our app is an independently developed budgeting app with its own design, features, and development process. We respect all budgeting communities and believe users should choose the app that works best for them.

Very good app only a couple steps short of perfection.

I am honestly thinking of dropping an other big-name budgeting app in favor of this one. I can see the direction it’s going and can see the promise it holds. There’s a few smaller items that can use some work, but the “big-picture” items are all excellent, making this an easy go-to for me, right now.

My honest rating would be 4.5/5, but we can’t submit half-ratings.
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Response from developer

Thank you so much for the thoughtful review. Comments like this genuinely mean a lot to us, especially coming from someone with experience using other budgeting apps. We’re continuously refining the smaller details while staying focused on building a budgeting experience that feels simple, modern, and genuinely useful long-term. If there’s ever a feature, improvement, or workflow you’d personally like to see, please feel free to reach out through our support email anytime. We read every message and are always happy to hear feedback from users who care deeply about the product. Thanks again for giving the app a chance and being part of the journey.

Au top

Un ami utilise l’appli qui est vraiment top. Je l ai téléchargée et il y eu des bugs mais en fait j ai une version iOS pas assez récente. Le développeur que je ai contacté m a répondu (ce qui est rare) très rapidement et m a très bien conseillée. Merci encore et dès que je change d iPhone j utiliserai l appli.
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Response from developer

Bonjour, Merci beaucoup pour ce retour si positif et sincère. Nous développons Actual Budget en continu afin de rendre le suivi du budget plus clair, plus fiable et plus agréable au quotidien. L’application est optimisée pour iOS 18 et les versions ultérieures afin d’offrir de meilleures performances et une expérience plus stable. Chaque retour utilisateur est très précieux pour nous : il nous aide à améliorer l’application et à offrir une assistance rapide et attentive lorsque c’est nécessaire. Nous serons ravis de vous retrouver sur un appareil compatible. Merci encore pour votre soutien et votre confiance.

Not actual budget

It says “actual budget” but no way to sync to an actual budget server

Response from developer

Thanks for sharing this. Actual Budget is an independent, standalone budgeting app for iPhone and iPad. It is designed for users who want simple expense tracking, budgets, savings goals, and private iCloud sync across Apple devices. It does not connect to external or self-hosted budgeting servers. We understand how that expectation could be confusing, and we’ll make the App Store listing clearer so users know exactly what the app is built for.

Belle découverte

une superbe appli très intuitive

Response from developer

Merci beaucoup pour votre retour. Nous sommes ravis que vous trouviez Actual Budget intuitive et agréable à utiliser. Notre objectif est de rendre le suivi des dépenses, la gestion du budget et des objectifs d’épargne aussi simples, clairs et motivants que possible. Merci sincèrement pour votre confiance et pour avoir pris le temps de partager votre expérience.

Want to Like it ...

4/30/26 - Got a response from the developer, thanks for that. But, more unhappiness … I set a reminder to notify me the day before I needed to either purchase or end my free trial, and when that reminder activated I went to my account to do that, and it has already subscribed me for a year. I’m absolutely not happy about this. This app is still a long ways from ready and I’m not interested in it until it is ready. Bugs are one thing, but undeveloped apps … let’s just say I’m beyond tired of paying to beta test unfinished apps. I realize  has as much to do this with this premature charging as anybody, but the developer and Apple need to get their respective stuff together. 4/23/26 - I want to like it, but, it seems broken. Sync between devices is DOA. Can't edit Expenses, or delete them. (I should be able to adjust amounts after an expense or income is created - why can’t I do that. Why would I want to be block from that?) Going to have to cancel trial subscription.
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Response from developer

Thank you for the follow-up. I’m sorry this experience left such a negative impression. For clarity, App Store trial renewals, billing, and refunds are handled directly by Apple, not by developers. If a user does not want a free trial to convert into a paid subscription, it must be canceled at least 24 hours before the trial ends, and that part is the subscriber’s responsibility through Apple’s system. Refunds are also approved and paid by Apple. Based on the status visible on our side, your charge was fully refunded and Apple approved it immediately. On the app side, the expense and income editing issue you mentioned was a real iPad-specific bug, and it has already been fixed in version 1.2.1. Once that update is live, the iPad experience will be much smoother. I take product quality seriously, and when a real issue is reported, I move quickly to fix it. Feedback like this helps make the app better for everyone.

Confusing and no customisation

Apps does random -$178 per day for some reason and no way to customise budget reset day to your pay day it just does monthly. Makes dodgy lifetime offer with a 2min timer but it just resets each time you try

Response from developer

Thanks for the honest feedback. The daily figure is not random. It is a Safe to Spend calculation based on the income, bills, recurring transactions, and timing in your budget. That said, if the logic was not clear enough in the app, that is something I need to improve. Payday aligned budget cycles are a valid feature request and already under consideration. The lifetime offer is optional, and I agree that any limited time offer should feel transparent and trustworthy.

Great App with Active Developer

Love the ease of use and simplicity to keep me motivated.

Response from developer

Thank you for your thoughtful review. I am delighted to hear that the app’s simplicity and ease of use have helped keep you motivated. Creating a polished and genuinely useful experience is always the goal, so your feedback truly means a great deal. I sincerely appreciate your support and will continue working to make Actual Budget even better.

Not free

Appears free but a paywall is the last screen in set up. Disappointing. Also unable to add a partner for couples or multi-households.

Response from developer

Thanks for the feedback. Actual Budget is free to download, and the paywall appears at the end of setup so you can preview the experience first, then choose whether to subscribe. Pricing and terms are shown on the paywall before you confirm any purchase. Shared budgets / partner access for couples or multi-households isn’t available yet (single-user only for now). We’re actively evaluating household sharing — if you tell us the workflow you need via Settings → Help/Contact, it genuinely helps us build the right solution.

Great app!

Incredibly user friendly, easy to set up and so far a great tool for getting on track!!

Response from developer

Thank you so much for the kind words! 🙏 We’re really happy to hear that you found the app easy to set up and helpful right from the start. Making budgeting simple and approachable is exactly what we aim for. Thanks for taking the time to leave a review — it truly means a lot and helps us keep improving!

Update error

since your update to 1.8.0 the app loads to an update screen saying an update needs to happen - current version 1.8.0, new version 1.8.0

Response from developer

Hi there — thanks for reporting this, and I’m sorry for the inconvenience. You’re absolutely right: in version 1.0.18 there was a bug that could incorrectly show an “update required” screen even when you were already on the latest version. We identified it quickly and released a fix, so the app should now open normally once you install the latest update from the App Store. If you’re still seeing the message after updating, please try fully closing the app and reopening it (or reinstalling). That should clear the loop. And if the update resolves the issue for you, we’d really appreciate it if you could consider updating your rating/review — it helps a lot.

Impersonating the real actual budget!

this app is impersonating well established open source project with the same name Actual Budget. superior to what this app is offering. I assume the dev would like to have some subscriptions by misleading others. bad dev!

Response from developer

Hello, We would like to clarify that our app is not impersonating any product or brand. When you search “Actual Budget” on the App Store, the only result you will find with that name is our own application, developed independently with original design, codebase, and branding. We do not attempt to rise by imitating anyone, nor do we gain subscribers through misleading practices. Our users subscribe only if they genuinely find value in the features after exploring the app. It’s unfortunate that an application with its own unique design, hundreds of positive experiences from real users, and a completely independent development path is being associated with claims that have no factual basis. We always welcome constructive criticism that helps us improve, but personal accusations such as calling a developer “bad dev” do not reflect the experience of the vast majority of our users and are not aligned with a fair reviewing spirit.

Dump Trucker

I started using this app as a simple money tracker, but it quickly became my go-to for everything finance related. The budget planner free style setup makes it easy to see where every dollar is going, and the Safe to Spend dashboard is honestly brilliant. I’ve also set recurring income and bills, so I don’t have to enter the same things every month. Compared to My Emma or Bill com, this feels far more user-friendly and polished. The fact that it works offline and syncs instantly with iCloud just makes it even better.
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Response from developer

Thank you so much for sharing your experience! It makes me really happy to hear the app is helping you stay on top of both daily expenses and longer-term savings goals. I put a lot of effort into making the app more than just a basic budget tracker—things like the Safe to Spend dashboard, recurring expenses, and bill reminders are all there to make money management less stressful. I’m also glad you’ve noticed how smooth the CloudKit sync is across devices and how the multi-currency support makes it easier to manage finances when traveling or earning in different currencies. Feedback like yours encourages me to keep refining the app—whether that’s improving the subscription manager, polishing the design for dark mode, or adding more insights to help people stick with their budgets. Thanks again for supporting the app and for taking the time to leave such a thoughtful review—it really helps a solo developer like me to keep building and improving.

Thank you

This app deserves more attention. It combines the best parts of a savings tracker and a budget app into one seamless experience. I love that I can manage recurring income, subscriptions, and bills all in one place — basically a solid bill organizer plus a subscription manager. The visual savings goals keep me motivated, and the multi-currency support has been helpful when traveling. I’ve tried alternatives like Honeydue and Every Dollar, but this feels lighter, faster, and more private. Definitely worth the lifetime plan.
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Response from developer

Thank you so much for taking the time to share this detailed review! It means a lot to hear that the mix of budgeting and savings features is working well for you. I built this app with the idea of combining everything into one place, so knowing that the savings goals, bill organizer, and subscription manager features are genuinely useful really motivates me to keep improving. I’m also glad to hear the multi-currency support has been helpful during your travels — that was one of the most requested features early on. Compared to bigger budget tracker apps, my goal has always been to keep things simple, fast, and private without losing the essential tools people rely on. Your feedback gives me great encouragement as I continue adding more improvements and financial tips to help make money management feel less stressful. Thanks again for supporting the app and for highlighting the lifetime plan — it truly helps independent developers like me to keep going.