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Zerosum: Zero-based budgeting

Zerosum: Zero-based budgeting

Plan every dollar

15 ratings
8 reviews
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • July 23, 2026
  • August 19, 2026

Features

Developer

Pedro Fidalgo
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About

This app helps you meticulously plan your finances using a zero-based budgeting approach. It allows you to allocate every dollar before spending, track savings goals, and gain insights through detailed analytics and forecasts. You can choose between automatic bank syncing or manual entry, and even share your budget with family.

✓Zero-based budgeting
✓Savings goal tracking
✓Financial analytics and forecasts
✓Recurring transaction scheduling
✓Bank sync or manual entry
✓Family budget sharing
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What's New in Zerosum

1.1.5

August 19, 2026

Bug fixes and performance improvements.

Subscription plans

Zerosum Pro (Monthly)

Automatic bank sync, shared budgets for up to 5 members

$12.991 Month
How to cancel Zerosum subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Deceptive Practices

Makes statements about free trials in their description but upon downloading, the options presented are different and requires a yearly subscription to access free trials.

Navigation throughout the app behind paywall, and cannot explore freely. Impressive.
HikariSaberHikariSaber

Great YNAB alternative

After using YNAB for many years and growing tired with their changes, I’ve made the switch to Zerosum.

This app is great and has some more features than YNAB.
Markmark1212Markmark1212

Loving it!

Loving the app so far. I was looking for a zero based budgeting app after trying Every Dollar and YNAB and found this.

It was easy to set up and connect my accounts with Plaid. The UI is easy to navigate and it has tons of reporting options to show what your money is doing.

Customer support is always prompt.
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Carolina-AgentCarolina-Agent

Great Budgeting App!

I’ve been using Zerosum for about three months after trying numerous other budgeting systems. I’ve found a new home to plan and track my finances. I really like the plethora of highly customizable reports. This is as close to perfection in zero based budgeting I’ve found!
sellis1949sellis1949

10 Stars Worthy

Zerosum is a life changing budgeting app! I couldn’t imagine my life without it. Truly the best experience over other zero based budgeting apps.
ZerosumMikZerosumMik
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FAQ

What is Zerosum's zero-based budgeting approach?

Zerosum's zero-based budgeting means you plan where every dollar goes each month before you spend it. This ensures your spending aligns with your financial priorities and helps you avoid overspending.

Does Zerosum offer a free trial?

Yes, Zerosum offers a free 21-day trial for users to explore its features before committing to a subscription plan. This allows you to test the budgeting tools and see if they fit your financial habits.

What are the subscription options for Zerosum?

Zerosum offers Basic and Pro plans, available on a monthly or annual basis. Specific pricing is displayed within the app before purchase, with annual plans offering a cost saving over monthly subscriptions.

How do I manage or cancel my Zerosum subscription?

You can manage or cancel your subscription at any time through your App Store account settings. It's important to cancel at least 24 hours before the end of the current billing period to avoid automatic renewal.

Can I sync my bank accounts with Zerosum?

Yes, Zerosum supports bank syncing for automatic transaction imports. Alternatively, you can choose to go fully manual if you prefer to enter all your financial data by hand.

Is Zerosum suitable for families?

Yes, Zerosum allows you to share a budget with your partner or family members. This feature ensures everyone is on the same page regarding financial goals and spending.

What kind of financial reports does Zerosum provide?

Zerosum offers twelve reports, including net worth, spending by category, cash flow, income trends, and financial forecasts. These reports are designed to help you make more informed financial decisions.

How often is Zerosum updated?

Zerosum was last updated on July 23, 2026, with version 1.0. This indicates it is a newly released application, and users can expect future updates based on its development roadmap.