Zerosum: Zero-based budgeting

Zerosum: Zero-based budgeting

Plan every dollar

38 ratings
24 reviews
Free
In-App Purchases

Details

Released
July 23, 2026
Updated
November 9, 2026

Features

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Zerosum: Zero-based budgeting screenshot #9 for iPhone
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About

Plan your finances with a zero-based budgeting approach. Track every dollar, set savings goals, and gain insights with detailed analytics. Supports bank syncing or manual entry, and allows family sharing.

✓Zero-based budgeting
✓Savings goal setting
✓Detailed analytics and forecasts
✓Recurring transaction scheduling
✓Bank sync or manual entry
✓Family budget sharing
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+4

What's New in Zerosum

1.1.20

November 9, 2026

Bug fixes and performance improvements.

10

Subscriptions & In-App Purchases

Zerosum Basic (Monthly)

Unlimited budgets, goals, recurring & loan tracking

$6.991 Month
1 Month trial
How to cancel Zerosum subscription ⁉️

User reviews

Amazing!

I’ve been looking for something that was similar to YNAB and this is exactly what I needed. I’m able to do everything I did before, but at a cheaper price. This checks all the boxes. I’m still on a trial but it hasn’t even been a week yet and I already canceled my other subscription.

Perfect YNAB replacement

Same philosophy, better UX and the statistics are great!

Search Box Stops Working and Categories are hard to delete

The search box will stop working and you have to close and reopen the app to get it working again. It's also difficult to delete a category if you decide you don't need one anymore.

Great for Australians

i would give this app more stars if I could. I am an Aussie, and the other big-name zero-based budgeting app is charging Aussies three times the price for fewer features. This is an amazing app! The developer is so responsive, and if you join the Discord channel, the community is really strong in helping you with any issues, as well as just chatting about finance and budgeting. I love this app; it is a must-have for me.
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Budget-Friendly YNAB Alternative

Takes a minute to get used to if you’re used to using YNAB, but after awhile you forget you’re NOT using YNAB 😅 and it’s only a fraction of the cost! Thank you so so so so so much for designing an affordable zero-based budgeting app!

FAQ

What is Zerosum's zero-based budgeting approach?

Zerosum's zero-based budgeting means you plan where every dollar goes before you spend it. This ensures your spending aligns with your financial priorities each month.

Does Zerosum offer a free trial?

Yes, Zerosum offers a 1-month free trial for its subscription plans. This allows you to explore the features before committing to a paid subscription.

What are the subscription tiers for Zerosum?

Zerosum offers Basic, Plus, and Pro plans, available on a monthly or annual basis. Pricing for each tier is displayed within the app before purchase.

How does Zerosum handle recurring transactions?

You can set up bills, subscriptions, and paychecks once with flexible scheduling options, including daily, weekly, monthly, yearly, or custom intervals. This prevents you from entering the same transaction multiple times.

Can I sync my bank accounts with Zerosum?

Yes, Zerosum supports bank syncing for automatic transaction imports. Alternatively, you can choose to use the app in a fully manual mode if you prefer.

Is Zerosum suitable for family budgeting?

Absolutely. Zerosum allows you to share a budget with your partner or family members, ensuring everyone is aligned with the financial plan.

How often is Zerosum updated?

The latest version of Zerosum is 1.1.20, last updated on November 9, 2026. Updates are released to improve functionality and add new features.

What devices does Zerosum support?

Zerosum is available on iPhone and iPad, making it accessible for users across Apple's mobile ecosystem.